Meredith Village Savings Bank savings, CD and money market rates
Meredith Village Savings Bank's High Yield Savings offers 0.01% to 2.75% APY on balances under $500,000, and 3.40% from $500,000. On a $10,000 balance the account earns 0.01% overall, about $1 in a year, which is 0.37 percentage points below the national savings average of 0.38% (FDIC, Oct 2026).
Ranked #211 of 3052 tracked savings rates by advertised APY. For a $10,000 balance it would rank #2942.
Estimate your earnings·What Meredith Village Savings Bank actually pays
Meredith Village Savings Bank at a glance
| Savings | |
|---|---|
| Top savings APY | Up to 3.40% · High Yield Savings · needs at least $500,000 |
| Minimum to open | $100 · High Yield Savings |
| Against the national average | 3.02 percentage points above the 0.38% FDIC savings average (Oct 2026) |
| CDs | |
| Top CD APY | 4.15% · 18 months · 18-Month CD |
| Minimum to open | $500 · 18 months CD |
| Money market | |
| Top money market APY | 0.40% · Premier Money Market · needs at least $250,000 · needs a linked account at the bank |
| Minimum to open | $25,000 · Premier Money Market |
| Against the national average | 0.23 percentage points below the 0.63% FDIC money market average (Oct 2026) |
| FDIC certificate | 17180 · Meredith, NH |
|---|---|
| Website | www.mvsb.com |
| Branches | 18 branches in NH |
| Availability | Available in NH |
Meredith Village Savings Bank savings, CD and money market rates
Personal
How the rate applies
How the rate applies
How the rate applies
How the rate applies
How the rate applies
IRA
Rates are APY. The national savings average is 0.38% (FDIC, Oct 2026). The top tracked savings rate on Banksparency is 12.00%. Across 59 savings accounts from 58 banks in the Banksparency core savings index, the median advertised rate is 3.65%, and one account in ten advertises 4.20% or more. See the highest savings rates.
Meredith Village Savings Bank CD rates
| Term | APY | Minimum | Product |
|---|---|---|---|
| Personal CDs | |||
| 3 months | 0.10% | $500 | 90-Day CD |
| 6 months | 3.25% | $500 | 6-Month CD |
| 6 months | 0.10% | $500 | 6-Month Add-on CD |
| 9 months | 4.00% | $500 | 9-Month CD |
| 12 months | 3.75% | $500 | 1-Year CD |
| 18 months | 4.15% | $500 | 18-Month CD |
| 24 months | 2.35% | $500 | 2-Year CD |
| 36 months | 0.30% | $500 | 3-Year CD |
| 48 months | 0.30% | $500 | 4-Year CD |
| 60 months | 0.30% | $500 | 5-Year CD |
| IRA CDs | |||
| 3 months | 0.10% | $500 | 90-Day IRA CD |
| 6 months | 3.25% | $500 | 6-Month IRA CD |
| 9 months | 4.00% | $500 | 9-Month IRA CD |
| 12 months | 3.75% | $500 | 1-Year IRA CD |
| 18 months | 4.15% | $500 | 18-Month IRA CD |
| 24 months | 2.35% | $500 | 2-Year IRA CD |
| 36 months | 0.30% | $500 | 3-Year IRA CD |
| 48 months | 0.30% | $500 | 4-Year IRA CD |
| 60 months | 0.30% | $500 | 5-Year IRA CD |
Interactive Tool
Calculate Savings for Meredith Village Savings Bank
All calculations are based on APY.
Tiered rates: 0.01% to 3.40% APY across 6 balance tiers.
Savings Breakdown
- Interest Earned+$3.70(0.0%)
- Total Contributions$13,000
- Initial Deposit$1,000
Projected Balance
$14,003.70
The Banksparency Savings Calculator provides estimated savings growth based on user input and our latest data.
What Meredith Village Savings Bank pays on deposits
FDIC call report data
An advertised rate tells you what a new savings account earns today. It cannot tell you how the bank has priced the savings and money market deposits it already holds, over time. This section shows that. The figure is computed from the interest expense and deposit balances that every bank files with the FDIC in the same form. That is what makes it comparable across banks and across quarters.
The two figures answer different questions, so they sit side by side and are not combined. The 3.40% needs a balance of at least $500,000. Below that, the account advertises 0.01%.
In Q2 2026, Meredith Village Savings Bank paid a higher average rate on savings and money market deposits than 70% of banks that reported a figure (FDIC call report). The all-bank median was 1.45%.
- Meredith Village Savings Bank, savings and money market
- All-bank median
How to read these figures
What the average covers. It is an average across the whole bank, taken from its own quarterly FDIC call report. It covers savings accounts and money market deposit accounts, personal and business, at every balance tier. It also covers accounts that were opened years ago and keep the rate of those years. The FDIC line does not separate consumer accounts.
The second figure. The scale row also shows the average across all interest-bearing deposits: savings, interest checking, money market accounts, CDs, personal and business. That figure covers the whole deposit book. The two are shown separately and are not combined.
What the advertised rate covers. It is the rate that this bank advertises now for a new savings account. Banksparency records it from the bank's website on the date shown beside it.
Why the two differ. They measure different things, so this page shows them side by side and keeps them apart. An advertised rate applies to one account, opened now, at today's price. The average also includes older savings balances at the rates of earlier years, money market balances that were priced in a different rate environment, and business accounts. An average below an advertised rate is the usual result of that arithmetic. On its own it is not evidence about the account that you would open.
What the average is useful for. The bank files the data itself, under reporting instructions that are the same for every filer, and the same computation runs for every bank on this site. That makes it comparable in a way that an advertisement is not. Two things on this page read it: the percentile, which shows where the quarter sits among all filers, and the chart, which shows the direction the figure has moved across quarters.
What the average cannot tell you. It cannot tell you the rate that you would earn. No single customer earns the average. For your rate, read the advertised rate above and the rate tables on this page, each with the date it was observed.
What to do next. Use the advertised rate to work out what a new account earns. Use the chart to see how the quarterly average has moved against the all-bank median. Then compare the advertised rate against the current rates on the savings-rate tables before you open an account.
Definitions: Call Report · Rate Paid on Deposits · Interest-Bearing Deposits · Front Book and Back Book · Deposit Rate Percentile
Average annualized rates paid on savings and money market deposits, and on all interest-bearing deposits, quarterly. The FDIC line for savings includes money market deposit accounts and business savings deposits and does not separate consumer accounts. Source: FDIC call report data, as reported; it may be amended. The percentile compares all FDIC filers, count-weighted. A missing quarter is suppressed, never interpolated. The percentile counts the banks that paid strictly less on savings and money market deposits, one vote per bank, among the banks that reported a figure for the quarter.
So what is the catch?
| Product | APY | Min to open | Min to earn | Balance cap | Monthly fee | Requirements | Rate type | 12-mo trend |
|---|---|---|---|---|---|---|---|---|
| High Yield Savings | Up to 3.40% | $100 | $100 | None | not stated | not stated | Tiered | |
| Health Savings Account | Up to 0.25% | $10 | $0 | None | not stated | not stated | Tiered | |
| Fine print: For customers enrolled in an eligible high deductible health plan. Variable rate. The APY can change. | ||||||||
| Everyday Savings | Up to 0.20% | $10 | $100 | None | not stated | not stated | Tiered | |
| Youth Savings | 0.20% | $1 | $1 | None | not stated | not stated | One rate | |
| Fine print: The account automatically converts to Everyday Savings when the primary accountholder turns 18. Variable rate. The APY can change. | ||||||||
| Goal-Setter Savings | 0.02% | $2 | $2 | None | not stated | not stated | One rate | |
| Fine print: Savings come from automatic transfers from an MVSB checking or savings account on a schedule you set. The funds are transferred back when the goal is reached. A withdrawal before maturity may close the account. Variable rate. The APY can change. | ||||||||
| Premier Money Market | 0.40% | $25,000 | $25,000 | None | not stated | Linked account at the bank · direct deposit not stated | Tiered | |
| Fine print: Requires an active Premier Checking account in good standing. Variable rate. The APY can change. | ||||||||
| Everyday Money Market | Up to 0.25% | $500 | $1,000 | None | not stated | not stated | Tiered | |
Fine print for 3 products above: Variable rate. The APY can change.
Rate type: one rate applies at every balance. A tiered rate changes with your balance. A promotional rate changes after the period shown. A balance cap is the largest balance the highest rate applies to.
The 12-month trend shows the highest advertised rate observed each day and includes promotional tiers where one applied.
CDs
| Product | Term | APY | Min to open | Early withdrawal fee | Compounding |
|---|---|---|---|---|---|
| Personal CDs | |||||
| 90-Day CD | 3 months | 0.10% | $500 | not stated | not stated |
| 6-Month CD | 6 months | 3.25% | $500 | not stated | not stated |
| 6-Month Add-on CD | 6 months | 0.10% | $500 | not stated | not stated |
| Fine print: Allows one penalty-free withdrawal during the term after the first 7 days. Not available as an IRA CD. | |||||
| 9-Month CD | 9 months | 4.00% | $500 | not stated | not stated |
| 1-Year CD | 12 months | 3.75% | $500 | not stated | not stated |
| 18-Month CD | 18 months | 4.15% | $500 | not stated | not stated |
| 2-Year CD | 24 months | 2.35% | $500 | not stated | not stated |
| 3-Year CD | 36 months | 0.30% | $500 | not stated | not stated |
| 4-Year CD | 48 months | 0.30% | $500 | not stated | not stated |
| 5-Year CD | 60 months | 0.30% | $500 | not stated | not stated |
| IRA CDs | |||||
| 90-Day IRA CD | 3 months | 0.10% | $500 | not stated | not stated |
| 6-Month IRA CD | 6 months | 3.25% | $500 | not stated | not stated |
| 9-Month IRA CD | 9 months | 4.00% | $500 | not stated | not stated |
| 1-Year IRA CD | 12 months | 3.75% | $500 | not stated | not stated |
| 18-Month IRA CD | 18 months | 4.15% | $500 | not stated | not stated |
| 2-Year IRA CD | 24 months | 2.35% | $500 | not stated | not stated |
| 3-Year IRA CD | 36 months | 0.30% | $500 | not stated | not stated |
| 4-Year IRA CD | 48 months | 0.30% | $500 | not stated | not stated |
| 5-Year IRA CD | 60 months | 0.30% | $500 | not stated | not stated |
Opening and using the account
| Availability | Available in NH |
|---|---|
| Footprint | 18 branches in NH |
| Eligibility | not stated |
How Meredith Village Savings Bank behaves over time
Every observation of the advertised High Yield Savings rate in the last 12 months was 3.40% (observed through Oct 21, 2026). The series includes promotional tiers where one applied.
- 18 months CD
- Up 0.40 percentage points from 7 days ago.
- Premier Money Market
- The same as 7 days ago.
- Rate last changed
- Oct 21, 2026(effective date)
$10,000 in Meredith Village Savings Bank's High Yield Savings earns 0.01% overall at the advertised rates, so it grows to $10,001 in a year. Prices rose 3.7% in the year to September 2026 (Consumer Price Index (CPI)). After a year of prices rising at that pace, it buys as much as $9,640 does today. See how the federal funds rate shapes savings rates.
Meredith Village Savings Bank CD rates over time
Who is Meredith Village Savings Bank?
| Headquarters | Meredith, NH |
|---|---|
| Founded | 1869 |
| Scale | $1.6B assets · $1.4B deposits, $1.2B of it interest-bearing (Q2 2026, FDIC) |
| Deposit insurance | FDIC insured · Certificate 17180 |
| Charter state | New Hampshire · one of 17 insured banks chartered there (Q2 2026, FDIC) |
| Size | 692nd-largest by deposits of 4,238 insured banks (Q2 2026, FDIC) |
| Deposit growth | Higher than at 35% of 4,226 insured banks over the four quarters to Q2 2026 (FDIC) |
Financial detail is in What Meredith Village Savings Bank pays on deposits above.
Common questions about Meredith Village Savings Bank
Is Meredith Village Savings Bank FDIC insured?
Yes. Meredith Village Savings Bank is FDIC insured under certificate 17180, so deposits are covered up to $250,000 per depositor, per ownership category.
What is the minimum deposit at Meredith Village Savings Bank?
Meredith Village Savings Bank requires a minimum deposit of $100 to open its High Yield Savings account, as observed on Oct 21, 2026. Check the bank's current terms before you open an account.
Does the 3.40% apply to my whole balance?
The 3.40% needs a balance of at least $500,000. Below that, the account advertises 0.01%. Rates are as observed on Oct 21, 2026.
Does Meredith Village Savings Bank have branches?
Yes. Meredith Village Savings Bank operates 18 branches according to FDIC branch records, in addition to its website and mobile apps.
Meredith Village Savings Bank against its closest alternatives
| Bank | Savings APY | Rate paid on savings and money market deposits (Q2 2026) | Min deposit | Branches |
|---|---|---|---|---|
| Meredith Village Savings Bank | Up to3.40% | 1.97% | $100 | 18 branches in NH |
| RBMAX | 3.40% | 2.14% | $10 | not stated |
| Security State Bank of Wanamingo | Up to3.40% | 0.50% | $50 | 1 branch in MN |
| SmartyPig | 3.40% | 3.75% | $0 | not stated |
Each savings APY is the top rate of the account the bank's own page leads with. Alternatives are the three tracked banks whose savings APY is closest to Meredith Village Savings Bank's.
Similar banks and related pages
Banks in the same rate band with the same product mix:
Other banks chartered in New Hampshire, nearest to Meredith Village Savings Bank in deposits:
Rate hubs: today's highest savings rates, CD rates by term, and money market rates.
State pages: savings rates in New Hampshire, CD rates in New Hampshire, money market rates in New Hampshire, and banks in New Hampshire.