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Highest Club Savings Account Rates in New Hampshire
11 New Hampshire-specific products

By Aviel Fahl

Newest reading: October 28, 2026

Top New Hampshire Rate:0.25%

The New Hampshire market

New Hampshire accounts

11

Institutions

11

Top New Hampshire APY

0.25% APY

FDIC national average

0.38%

As of Oct 2026

11 club savings accounts are open only to New Hampshire residents, from 11 institutions. The highest advertised APY among them is 0.25%.

0 of the 11 New Hampshire club savings accounts advertise more than the FDIC national average of 0.38% for savings accounts as of Oct 2026.

New Hampshire-Specific Club Savings Accounts

Club Savings accounts specifically available to New Hampshire residents.

#1

Haverhill Bank

Christmas/Name Your Own Club

+$25
per year
0.25% APY
Oct 23, 2026
FDIC InsuredLow MinimumsIn-Person Access

We could not confirm: minimum deposit.

Show Fine Print & Trends
Min. DepositN/A
Min. Balance$10
Maintenance Fee$0
Compound Freqmonthly
Direct DepositNot required
Deposit InsuranceFDIC Insured(Cert: 26411)
EligibilityUnited States
Mobile Ratings
BBB Rating

Rate Stability

Official SiteGo to Haverhill Bank

Direct Link to Product Page (Not Sponsored)

#2

Piscataqua Savings Bank

Christmas/Vacation Clubs

+$25
per year
0.25% APY
Oct 28, 2026
FDIC InsuredLow MinimumsIn-Person Access

What to Watch

The bank closes out the balance once a year by cheque: at the beginning of November for the Christmas Club and at the beginning of May for the Vacation Club.

Show Fine Print & Trends
Min. Deposit$1
Min. Balance$0.01
Maintenance Fee$0
Compound FreqN/A
Direct DepositNot required
Deposit InsuranceFDIC Insured(Cert: 17443)
EligibilityUnited States
Mobile Ratings
BBB Rating

Rate Stability

StableNo rate changes in last 30 days
Official SiteGo to Piscataqua Savings Bank

Direct Link to Product Page (Not Sponsored)

#3

Kennebunk Savings Bank

Holiday Club

+$10
per year
0.10% APY
Oct 28, 2026
FDIC InsuredNo MinimumsIn-Person Access

What to Watch

The balance is paid out in mid-October, by direct deposit or by cheque.

Show Fine Print & Trends
Min. Deposit$0.01
Min. Balance$0.01
Maintenance Fee$0
Compound FreqN/A
Direct DepositNot required
Deposit InsuranceFDIC Insured(Cert: 13063)
EligibilityUnited States
Mobile Ratings
BBB Rating

Rate Stability

StableNo rate changes in last 30 days
Official SiteGo to Kennebunk Savings Bank

Direct Link to Product Page (Not Sponsored)

#4

Passumpsic Savings Bank

Savers Club

+$10
per year
0.10% APY
Oct 21, 2026
FDIC InsuredLow MinimumsIn-Person Access
Show Fine Print & Trends
Min. Deposit$2
Min. Balance$2
Maintenance Fee$0
Compound FreqN/A
Direct DepositNot required
Deposit InsuranceFDIC Insured(Cert: 14134)
EligibilityUnited States
Mobile Ratings
BBB Rating

Rate Stability

StableNo rate changes in last 30 days
Official SiteGo to Passumpsic Savings Bank

Direct Link to Product Page (Not Sponsored)

#5

Profile Bank

Club Account

+$10
per year
0.10% APY
Oct 28, 2026
FDIC InsuredLow MinimumsIn-Person Access

What to Watch

The account runs on a 52 week term.

Show Fine Print & Trends
Min. Deposit$10
Min. Balance$10
Maintenance Fee$0
Compound FreqN/A
Direct DepositNot required
Deposit InsuranceFDIC Insured(Cert: 28155)
EligibilityUnited States
Mobile Ratings
BBB Rating

Rate Stability

StableNo rate changes in last 30 days
Official SiteGo to Profile Bank

Direct Link to Product Page (Not Sponsored)

#6

TruNorth Bank

Club Accounts

+$5
per year
0.05% APY
Oct 21, 2026
FDIC InsuredLow MinimumsIn-Person Access

What to Watch

Partial withdrawals are not allowed. In April or October the entire balance and its interest are paid out, either by check or by transfer to another account of your choice.

Show Fine Print & Trends
Min. Deposit$10
Min. Balance$0.01
Maintenance Fee$0
Compound FreqN/A
Direct DepositNot required
Deposit InsuranceFDIC Insured(Cert: 90188)
EligibilityUnited States
Mobile Ratings
BBB Rating

Rate Stability

StableNo rate changes in last 30 days
Official SiteGo to TruNorth Bank

Direct Link to Product Page (Not Sponsored)

#7

Bankhometown

Club Savings

+$5
per year
0.05% APY
Oct 14, 2026
FDIC InsuredLow MinimumsIn-Person Access

What to Watch

Partial withdrawals are not allowed. In April or October the entire balance, including interest, is mailed to you by check or transferred to another account of your choice.

Show Fine Print & Trends
Min. Deposit$10
Min. Balance$0.01
Maintenance Fee$0
Compound FreqN/A
Direct DepositNot required
Deposit InsuranceFDIC Insured(Cert: 26523)
EligibilityUnited States
Mobile Ratings
BBB Rating

Rate Stability

StableNo rate changes in last 30 days
Official SiteGo to Bankhometown

Direct Link to Product Page (Not Sponsored)

#8

Bluestone Bank

Holiday Club

+$5
per year
0.05% APY
Oct 28, 2026
FDIC InsuredLow MinimumsIn-Person Access

What to Watch

The balance is paid out by check at maturity in October, and the account renews for another year unless it is cancelled in writing. Closing the account early, or withdrawing part of it before maturity, forfeits the accrued interest and costs a $10.00 fee.

Show Fine Print & Trends
Min. Deposit$10
Min. Balance$10
Maintenance Fee$0
Compound FreqN/A
Direct DepositNot required
Deposit InsuranceFDIC Insured(Cert: 90169)
EligibilityUnited States
Mobile Ratings
BBB Rating

Rate Stability

StableNo rate changes in last 30 days
Official SiteGo to Bluestone Bank

Direct Link to Product Page (Not Sponsored)

#9

Florence Bank

Club Account

+$5
per year
0.05% APY
Oct 28, 2026
FDIC InsuredLow MinimumsIn-Person Access
Show Fine Print & Trends
Min. Deposit$10
Min. Balance$10
Maintenance Fee$0
Compound FreqN/A
Direct DepositNot required
Deposit InsuranceFDIC Insured(Cert: 23293)
EligibilityUnited States
Mobile Ratings
BBB Rating

Rate Stability

StableNo rate changes in last 30 days
Official SiteGo to Florence Bank

Direct Link to Product Page (Not Sponsored)

#10

Salem Co-operative Bank

Club Account

+$5
per year
0.05% APY
Oct 22, 2026
FDIC InsuredLow MinimumsIn-Person Access
Show Fine Print & Trends
Min. Deposit$10
Min. Balance$100
Maintenance Fee$0
Compound Freqquarterly
Direct DepositNot required
Deposit InsuranceFDIC Insured(Cert: 27824)
EligibilityUnited States
Mobile Ratings
BBB Rating

Rate Stability

Official SiteGo to Salem Co-operative Bank

Direct Link to Product Page (Not Sponsored)

#11

Wells River Savings Bank

Savings Club (50 Week Term)

+$5
per year
0.05% APY
Oct 21, 2026
FDIC InsuredLow MinimumsIn-Person Access

What to Watch

A penalty applies to a withdrawal made before the end of the 50-week term.

Show Fine Print & Trends
Min. Deposit$1
Min. Balance$1
Maintenance Fee$0
Compound FreqN/A
Direct DepositNot required
Deposit InsuranceFDIC Insured(Cert: 14136)
EligibilityAvailable only to residents of the bank's local market area in Vermont and New Hampshire.
Mobile Ratings
BBB Rating

Rate Stability

StableNo rate changes in last 30 days
Official SiteGo to Wells River Savings Bank

Direct Link to Product Page (Not Sponsored)

Rates are annual percentage yields (APY). A variable rate may change after the account is opened. Fees could reduce the earnings on the account.