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Highest CD Rates in New Hampshire
213 New Hampshire-specific CD products

By Aviel Fahl

Newest reading: October 13, 2026

Top New Hampshire Rate:4.76% APYFDIC or NCUA Insured

The New Hampshire market

New Hampshire accounts

213

Institutions

24

Top New Hampshire APY

4.76% APY

Nationally: 5.00% APY

FDIC national average

1.73%

As of Sep 2026

213 CDs are open only to New Hampshire residents, from 24 institutions. The highest advertised APY among them is 4.76%.

The highest nationally available rate is 5.00% APY, 24 basis points above the New Hampshire leader.

177 of the 213 New Hampshire CDs advertise more than the FDIC national average of 1.73% for 12-month CDs as of Sep 2026.

New Hampshire-Specific CD Rates

CD rates specifically available to New Hampshire residents. Business, youth and IRA CDs are not included.

Top 50 CD terms from 21 banks,sorted by highest APY
#1
Piscataqua Savings Bank

5 Year CD

Term: 60 months

4.76%
APY
Observed: Oct 13, 2026
Min Deposit

$500

Branches

Yes

#2
Walden Mutual Bank

100 Year Local Impact CD

Term: 1200 months

4.75%
APY
Observed: Oct 13, 2026
Min Deposit

$1,000

Branches

N/A

#3
Piscataqua Savings Bank

3 Year CD

Term: 36 months

4.60%
APY
Observed: Oct 13, 2026
Min Deposit

$500

Branches

Yes

#4
Piscataqua Savings Bank

2 Year CD

Term: 24 months

4.45%
APY
Observed: Oct 13, 2026
Min Deposit

$500

Branches

Yes

#5
TD Bank

TD Choice 24 Month CD

Term: 24 months

4.30%
APY

That 4.30% is a promotional rate.

Observed: Oct 13, 2026
Min Deposit

$250

Branches

Yes

#6
TD Bank

TD Choice 18 Month CD

Term: 18 months

4.25%
APY

That 4.25% is a promotional rate.

Observed: Oct 13, 2026
Min Deposit

$250

Branches

Yes

#7
Pentucket Bank

20 Month CD Special

Term: 20 months

4.25%
APY
Observed: Oct 7, 2026
Min Deposit

$500

Branches

Yes

#8
The Lowell Five Cent Savings Bank

35 Month Promotion CD

Term: 35 months

4.25%
APY
Observed: Oct 7, 2026
Min Deposit

$500

Branches

Yes

#9
Piscataqua Savings Bank

1 1/2 Year CD

Term: 18 months

4.24%
APY
Observed: Oct 13, 2026
Min Deposit

$500

Branches

Yes

#10
Needham Bank

7 Month Certificate of Deposit

Term: 7 months

4.20%
APY
Observed: Oct 13, 2026
Min Deposit

$25,000

Branches

Yes

#11
Needham Bank

11 Month Certificate of Deposit

Term: 11 months

4.20%
APY
Observed: Oct 13, 2026
Min Deposit

$1,000

Branches

Yes

#12
Needham Bank

15 Month Certificate of Deposit

Term: 15 months

4.20%
APY
Observed: Oct 13, 2026
Min Deposit

$1,000

Branches

Yes

#13
TD Bank

TD Choice 12 Month CD

Term: 12 months

4.15%
APY

That 4.15% is a promotional rate.

Observed: Oct 13, 2026
Min Deposit

$250

Branches

Yes

#14
Rockland Trust Company

Select 18-Month CD

Term: 18 months

4.15%
APY
Observed: Oct 7, 2026
Min Deposit

$1,000

Branches

Yes

#15
StonehamBank, A Co-operative Bank

9-Month CD Special

Term: 9 months

4.10%
APY
Observed: Oct 3, 2026
Min Deposit

$1,000

Branches

Yes

#16
Northeast Bank

1 Year CD

Term: 12 months

4.10%
APY
Observed: Oct 7, 2026
Min Deposit

$5,000

Branches

Yes

#17
Pentucket Bank

10 Month CD Special

Term: 10 months

4.05%
APY
Observed: Oct 7, 2026
Min Deposit

$500

Branches

Yes

#18
The Lowell Five Cent Savings Bank

15 Month Promotion CD

Term: 15 months

4.05%
APY
Observed: Oct 7, 2026
Min Deposit

$500

Branches

Yes

#19
Pentucket Bank

5 Month CD Special

Term: 5 months

4.00%
APY
Observed: Oct 7, 2026
Min Deposit

$500

Branches

Yes

#20
Northeast Bank

6-Month CD

Term: 6 months

4.00%
APY
Observed: Oct 7, 2026
Min Deposit

$5,000

Branches

Yes

#21
Bank of America

7-Month Featured CD

Term: 7 months

Up to4.00%
APY

Needs at least $100,000

Observed: Oct 13, 2026
Min Deposit

$1,000

Branches

Yes

#22
Rockland Trust Company

Select 12-Month CD

Term: 12 months

4.00%
APY
Observed: Oct 10, 2026
Min Deposit

$1,000

Branches

Yes

#23
Walden Mutual Bank

10 Year Local Impact CD

Term: 120 months

4.00%
APY
Observed: Oct 13, 2026
Min Deposit

$1,000

Branches

N/A

#24
TruNorth Bank

Certificate of Deposit - 15 Month

Term: 15 months

3.95%
APY
Observed: Oct 7, 2026
Min Deposit

$1,000

Branches

Yes

#25
Bankhometown

Certificate of Deposit - 15 Month

Term: 15 months

3.95%
APY
Observed: Oct 7, 2026
Min Deposit

$1,000

Branches

Yes

#26
Kennebunk Savings Bank

7 Month CD Special

Term: 7 months

3.92%
APY
Observed: Oct 7, 2026
Min Deposit

$2,500

Branches

N/A

#27
Needham Bank

6 Month Certificate of Deposit

Term: 6 months

3.90%
APY
Observed: Oct 13, 2026
Min Deposit

$1,000

Branches

Yes

#28
TruNorth Bank

Certificate of Deposit - 11 Month

Term: 11 months

3.90%
APY
Observed: Oct 7, 2026
Min Deposit

$1,000

Branches

Yes

#29
Bankhometown

Certificate of Deposit - 11 Month

Term: 11 months

3.90%
APY
Observed: Oct 7, 2026
Min Deposit

$1,000

Branches

Yes

#30
TruNorth Bank

Certificate of Deposit - 7 Month

Term: 7 months

3.85%
APY
Observed: Oct 7, 2026
Min Deposit

$1,000

Branches

Yes

#31
Bankhometown

Certificate of Deposit - 7 Month

Term: 7 months

3.85%
APY
Observed: Oct 7, 2026
Min Deposit

$1,000

Branches

Yes

#32
Needham Bank

1 Year Certificate of Deposit

Term: 12 months

3.85%
APY
Observed: Oct 13, 2026
Min Deposit

$1,000

Branches

Yes

#33
Wells River Savings Bank

6 Month CD

Term: 6 months

3.82%
APY
Observed: Oct 7, 2026
Min Deposit

$200

Branches

N/A

#34
Community National Bank

18 Month CD Special

Term: 18 months

3.82%
APY
Observed: Oct 7, 2026
Min Deposit

$10,000

Branches

Yes

#35
Needham Bank

3 Month Certificate of Deposit

Term: 3 months

3.80%
APY
Observed: Oct 13, 2026
Min Deposit

$1,000

Branches

Yes

#36
South Shore Bank

5 Month CD or IRA

Term: 5 months

3.80%
APY
Observed: Oct 3, 2026
Min Deposit

N/A

Branches

Yes

#37
The Lowell Five Cent Savings Bank

5 Month Promotion CD

Term: 5 months

3.80%
APY
Observed: Oct 7, 2026
Min Deposit

$500

Branches

Yes

#38
Profile Bank

9 Month CD

Term: 9 months

3.80%
APY
Observed: Oct 7, 2026
Min Deposit

$500

Branches

Yes

#39
Passumpsic Savings Bank

11-Month CD Special

Term: 11 months

3.80%
APY
Observed: Oct 7, 2026
Min Deposit

N/A

Branches

Yes

#40
Everett Co-operative Bank

135-Day Special Certificate

Term: N/A

3.75%
APY
Observed: Oct 3, 2026
Min Deposit

$500

Branches

Yes

#41
Everett Co-operative Bank

6-Month Special Certificate

Term: 6 months

3.75%
APY
Observed: Oct 3, 2026
Min Deposit

$500

Branches

Yes

#42
Primary Bank

7 Month CD Special

Term: 7 months

3.75%
APY
Observed: Oct 7, 2026
Min Deposit

$1,000

Branches

Yes

#43
Rockland Trust Company

Select 7-Month CD

Term: 7 months

3.75%
APY
Observed: Oct 10, 2026
Min Deposit

$1,000

Branches

Yes

#44
Everett Co-operative Bank

9-Month Special Certificate

Term: 9 months

3.75%
APY
Observed: Oct 3, 2026
Min Deposit

$500

Branches

Yes

#45
Rockland Trust Company

9-Month CD

Term: 9 months

3.75%
APY
Observed: Oct 7, 2026
Min Deposit

$1,000

Branches

Yes

#46
Ledyard National Bank

12-Month Make Life Better CD

Term: 12 months

3.75%
APY
Observed: Oct 3, 2026
Min Deposit

$1,000

Branches

Yes

#47
Pentucket Bank

12 Month CD

Term: 12 months

3.75%
APY
Observed: Oct 7, 2026
Min Deposit

$500

Branches

Yes

#48
Ledyard National Bank

15-Month Make Life Better CD

Term: 15 months

3.75%
APY
Observed: Oct 3, 2026
Min Deposit

$1,000

Branches

Yes

#49
Everett Co-operative Bank

18-Month Special Certificate

Term: 18 months

3.75%
APY
Observed: Oct 3, 2026
Min Deposit

$500

Branches

Yes

#50
Everett Co-operative Bank

24-Month Special Certificate

Term: 24 months

3.75%
APY
Observed: Oct 3, 2026
Min Deposit

$500

Branches

Yes

Nationally Available CD Rates

The 8 highest CD rates available nationwide, including in New Hampshire.

InstitutionProduct / Term
Popular Direct
60 Months60 months
5.00%
Popular Direct
48 Months48 months
4.95%
Popular Direct
36 Months36 months
4.85%
E*TRADE from Morgan Stanley
12-Month Certificates of Deposit12 months
4.75%
Bread Savings
18-Month CD18 months
4.75%
Barclays
24-Month CD24 months
4.75%
Barclays
60-Month CD60 months
4.75%
Popular Direct
24 Months24 months
4.70%

See the full national list