Highest Savings Rates
Find a high-yield savings account that fits your balance
Filter to the accounts that fit your balance
Ordered by highest APY. Filter 289 HYSAs by balance, minimum deposit & balances, mobile app ratings, in-branch access, and more to find an account that fits.
Newest reading: Monday, September 14, 2026
| # | Institution & Rate | Requirements & Features | Minimum Deposit | Actions |
|---|---|---|---|---|
| #1 | Show Details | Deposit Insurance FDIC InsuredRequires Checking Bundle Features No MinimumsGreat iOS AppGreat Android App | $0 | |
| #2 | Show Details | Deposit Insurance FDIC InsuredFeatures No MinimumsGreat iOS AppGreat Android App | $0 | |
| #3 | Show Details | Deposit Insurance FDIC InsuredRequires Checking Bundle Features No MinimumsGreat iOS AppGreat Android App | $0 | |
| #4 | Show Details | Deposit Insurance FDIC InsuredFeatures Low MinimumsGreat iOS App | $100 | |
| #5 | Show Details | Deposit Insurance FDIC InsuredFeatures No MinimumsGreat Android App | $0 | |
| #6 | Show Details | Deposit Insurance FDIC InsuredFeatures No Minimums | $0 | |
| #7 | Show Details | Deposit Insurance FDIC InsuredFeatures Low MinimumsIn-Person AccessZelle® Supported | $50 | |
| #8 | Show Details | Deposit Insurance FDIC InsuredFeatures Low MinimumsGreat iOS AppZelle® Supported | $500 | |
| #9 | Show Details | Deposit Insurance FDIC InsuredFeatures Low MinimumsGreat iOS AppGreat Android App | $100 | |
| #10 | Show Details | Deposit Insurance FDIC InsuredFeatures No MinimumsGreat iOS AppGreat Android App | $0 | |
| #11 | Show Details | Deposit Insurance FDIC InsuredRequires Mod. Minimum Features Great iOS AppGreat Android AppZelle® Supported | $5,000 | |
| #12 | Show Details | Deposit Insurance FDIC InsuredFeatures No MinimumsGreat iOS AppGreat Android App | $0 | |
| #13 | Show Details | Deposit Insurance FDIC InsuredFeatures No Minimums | $0 | |
| #14 | Show Details | Deposit Insurance FDIC InsuredFeatures Low MinimumsGreat iOS AppZelle® Supported | $1,000 | |
| #15 | Show Details | Deposit Insurance FDIC InsuredRequires Direct Deposit ReqChecking Bundle Features No MinimumsGreat iOS AppZelle® Supported | $0 | |
| #16 | Show Details | Deposit Insurance FDIC InsuredFeatures Low MinimumsGreat iOS AppGreat Android AppZelle® Supported | $1,000 | |
| #17 | Show Details | Deposit Insurance FDIC InsuredFeatures Low MinimumsGreat iOS AppGreat Android App | $100 | |
| #18 | Show Details | Deposit Insurance FDIC InsuredFeatures Low Minimums | $1,000 | |
| #19 | Show Details | Deposit Insurance FDIC InsuredFeatures Low MinimumsGreat iOS App | $100 | |
| #20 | Show Details | Deposit Insurance FDIC InsuredFeatures No MinimumsGreat iOS AppGreat Android App | $0 | |
| #21 | Show Details | Deposit Insurance FDIC InsuredRequires High Minimum Features Great iOS App | $50,000 | |
| #22 | Show Details | Deposit Insurance FDIC InsuredFeatures No MinimumsGreat iOS AppGreat Android AppZelle® Supported | $0 | |
| #23 | Show Details | Deposit Insurance FDIC InsuredFeatures Low Minimums | $100 | |
| #24 | Clinton Savings Bank eXPERIENCE Online Savings Account 3.85%APY Min. balance: $10 Observed: Sep 14, 2026 Show Details | Deposit Insurance FDIC InsuredFeatures Low Minimums | $100 | |
| #25 | Show Details | Deposit Insurance FDIC InsuredFeatures Low MinimumsGreat iOS App | $1 | |
| #26 | Show Details | Deposit Insurance FDIC InsuredFeatures No MinimumsGreat iOS AppGreat Android AppZelle® Supported | $0 | |
| #27 | Show Details | Deposit Insurance FDIC InsuredRequires Mod. Minimum Features Great iOS App | $2,500 | |
| #28 | Show Details | Deposit Insurance FDIC InsuredFeatures Low MinimumsGreat iOS AppGreat Android AppZelle® Supported | $1 | |
| #29 | Show Details | Deposit Insurance FDIC InsuredRequires High Minimum Features Great iOS AppGreat Android AppIn-Person AccessZelle® Supported | $20,000 | |
| #30 | Fitness Bank Fitness Elite Checking & Fitness Savings Combo 3.80%APY Min. balance: $100 Observed: Sep 14, 2026 Show Details | Deposit Insurance FDIC InsuredRequires Checking Bundle Features Low Minimums | $100 | |
| #31 | Show Details | Deposit Insurance FDIC InsuredFeatures Low MinimumsGreat iOS AppGreat Android App | $500 | |
| #32 | Western Alliance Bank High-Yield Savings Premier 3.80%APY No min. balance for APY Observed: Sep 14, 2026 Show Details | Deposit Insurance FDIC InsuredFeatures Low MinimumsZelle® Supported | $500 | |
| #33 | Show Details | Deposit Insurance FDIC InsuredFeatures No MinimumsGreat iOS AppGreat Android App | $0 | |
| #34 | Show Details | Deposit Insurance FDIC InsuredFeatures No MinimumsGreat iOS AppGreat Android AppZelle® Supported | $0 | |
| #35 | Show Details | Deposit Insurance FDIC InsuredRequires Mod. Minimum Features Great iOS AppZelle® Supported | $5,000 | |
| #36 | Show Details | Deposit Insurance FDIC InsuredRequires Direct Deposit ReqChecking Bundle Features No MinimumsGreat iOS AppGreat Android App | $0 | |
| #37 | Show Details | Deposit Insurance FDIC InsuredRequires Mod. Minimum Features Great iOS AppGreat Android AppZelle® Supported | $100 | |
| #38 | Show Details | Deposit Insurance FDIC InsuredRequires Mod. MinimumChecking Bundle Features Great iOS AppGreat Android AppIn-Person AccessZelle® Supported | $5,000 | |
| #39 | Show Details | Deposit Insurance FDIC InsuredFeatures No MinimumsGreat iOS AppIn-Person Access | $0 | |
| #40 | Show Details | Deposit Insurance FDIC InsuredFeatures Low MinimumsGreat iOS AppGreat Android AppZelle® Supported | $1,000 | |
| #41 | Show Details | Deposit Insurance FDIC InsuredFeatures No Minimums | $0 | |
| #42 | Show Details | Deposit Insurance FDIC InsuredRequires Direct Deposit ReqChecking Bundle Features No MinimumsGreat iOS AppGreat Android AppZelle® Supported | $0 | |
| #43 | Show Details | Deposit Insurance FDIC InsuredRequires High Minimum Features Great iOS AppGreat Android AppZelle® Supported | $25,000 | |
| #44 | Show Details | Deposit Insurance FDIC InsuredFeatures No MinimumsGreat iOS AppGreat Android App | $0 | |
| #45 | Show Details | Deposit Insurance FDIC InsuredFeatures Low MinimumsGreat iOS AppGreat Android AppZelle® Supported | $100 | |
| #46 | Show Details | Deposit Insurance FDIC InsuredRequires Checking Bundle Features No MinimumsGreat iOS AppGreat Android App | $0 | |
| #47 | Show Details | Deposit Insurance FDIC InsuredFeatures No MinimumsGreat iOS AppGreat Android App | $0 | |
| #48 | Show Details | Deposit Insurance FDIC InsuredRequires High Minimum Features In-Person Access | $10,000 | |
| #49 | Show Details | Deposit Insurance FDIC InsuredRequires High Minimum Features In-Person Access | $10,000 | |
| #50 | CIBC Bank USA Agility™ High-Interest Savings Account 3.52%APY No min. balance for APY Observed: Sep 14, 2026 Show Details | Deposit Insurance FDIC InsuredFeatures Low MinimumsZelle® Supported | $1,000 |
GO2bank
High Yield Savings
What to Watch
A GO2bank checking account is required to open a savings account. The stated APY is up to $5,000. Balances above that earn no interest.
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| Min. Deposit | $0 |
| Min. Balance | $0 |
| Maintenance Fee | $5 per month, unless you set up direct deposit |
| Compound Freq | Quarterly |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 22653) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating | F(Not BBB Accredited) |
Rate Stability
Elevault
High Yield Savings Account
What to Watch
The APY is available up to $250,000. Balances above that earn no interest. Daily deposit limit is $2,500.
Show Fine Print & Trends Hide Details
| Min. Deposit | $0 |
| Min. Balance | $0 |
| Maintenance Fee | $0 |
| Compound Freq | Daily |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 1528) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating | A-(Not BBB Accredited) |
Rate Stability
Axos Bank
Axos ONE Savings
What to Watch
The APY is available with the Axos ONE savings and checking bundle. The checking account also earns interest. To qualify, you must either set up a direct deposit of $1,500 and maintain an average daily balance of more than $1,500 in your ONE Checking account, or receive at least $5,000 in total monthly qualifying deposits and maintain an average daily balance of more than $5,000.
Show Fine Print & Trends Hide Details
| Min. Deposit | $0 |
| Min. Balance | $0 |
| Maintenance Fee | $0 |
| Compound Freq | Daily |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 35546) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating | A+(BBB Accredited) |
Rate Stability
Newtek Bank
Personal High Yield Savings
What to Watch
Newtek Bank has paused new applications for this account. New customers can only join a waitlist. The advertised APY applies to existing accounts.
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| Min. Deposit | $100 |
| Min. Balance | $0.01 |
| Maintenance Fee | $0 |
| Compound Freq | Daily |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 18734) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating | A+(BBB Accredited) |
Rate Stability
Neighbors Bank
Neighbors Savings Account
What to Watch
Balances up to $250,000 earn the stated APY. Anything above will earn less.
Show Fine Print & Trends Hide Details
| Min. Deposit | $0 |
| Min. Balance | $0 |
| Maintenance Fee | $0 |
| Compound Freq | N/A |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 16247) |
| Eligibility | Not available in Delaware. |
| Mobile Ratings | |
| BBB Rating | A+(BBB Accredited) |
Rate Stability
Pibank
Pibank Savings
Show Fine Print & Trends Hide Details
| Min. Deposit | $0 |
| Min. Balance | $0.01 |
| Maintenance Fee | $0 |
| Compound Freq | Daily |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 25258) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating | A+(Not BBB Accredited) |
Rate Stability
Climate First Bank
Super Duper Savings Account
Show Fine Print & Trends Hide Details
| Min. Deposit | $50 |
| Min. Balance | $0 |
| Maintenance Fee | $0, if electronic statements selected, otherwise $5 |
| Compound Freq | daily |
| Direct Deposit | Not required |
| In-Branch Access | 3 locations in Florida (St. Petersburg, Mount Dora, Winter Park), and one coming soon in Orlando, FL |
| Deposit Insurance | FDIC Insured(Cert: 59257) |
| Eligibility | United States |
| Zelle® | SupportedVerified in Climate First Bank Personal app. |
| Mobile Ratings | |
| BBB Rating | A+(Not BBB Accredited) |
Rate Stability
FVCbank
Advantage Direct Savings
Show Fine Print & Trends Hide Details
| Min. Deposit | $500 |
| Min. Balance | $500 |
| Maintenance Fee | $0 |
| Compound Freq | N/A |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 58696) |
| Eligibility | United States |
| Zelle® | SupportedIntegrated into mobile app. |
| Mobile Ratings | |
| BBB Rating | B-(Not BBB Accredited) |
Rate Stability
Peak Bank
Envision High Yield Savings
What to Watch
The advertised APY is for new accounts only. There is a limit of one Envision High Yield Savings account per customer. Opening funds are subject to a five business day hold.
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| Min. Deposit | $100 |
| Min. Balance | $0.01 |
| Maintenance Fee | $0 |
| Compound Freq | Daily |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 58095) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating | A+(Not BBB Accredited) |
Rate Stability
Betterment
Cash Reserve
Show Fine Print & Trends Hide Details
| Min. Deposit | $0 |
| Min. Balance | $0 |
| Maintenance Fee | $0 |
| Compound Freq | N/A |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating | A(BBB Accredited) |
Rate Stability
Carver Bank
High Yield Savings
Show Fine Print & Trends Hide Details
| Min. Deposit | $5,000 |
| Min. Balance | $5,000 |
| Maintenance Fee | $0, of minimum balance requirement met. Otherwise $6. |
| Compound Freq | Daily |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 30394) |
| Eligibility | United States |
| Zelle® | SupportedFull native integration in digital banking. |
| Mobile Ratings | |
| BBB Rating | A+(Not BBB Accredited) |
Rate Stability
Happen Bank
LevelUp Savings
What to Watch
The advertised "LevelUp Rate" APY is only available if you deposit $250+ into the account each month. Otherwise the "Standard Rate" applies.
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| Min. Deposit | $0 |
| Min. Balance | $0 |
| Maintenance Fee | $0 |
| Compound Freq | Daily |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 32551) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating | A+(Not BBB Accredited) |
Rate Stability
Live Oak Bank
Personal Savings
Show Fine Print & Trends Hide Details
| Min. Deposit | $0 |
| Min. Balance | $0.01 |
| Maintenance Fee | $0 |
| Compound Freq | Daily |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 58665) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating | A-(Not BBB Accredited) |
Rate Stability
Poppy Bank
Poppy Premier Online Savings
Show Fine Print & Trends Hide Details
| Min. Deposit | $1,000 |
| Min. Balance | $1,000 |
| Maintenance Fee | $0, if electronic statements selected, otherwise $5 |
| Compound Freq | Daily |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 57903) |
| Eligibility | United States |
| Zelle® | SupportedOfficial Zelle partner bank. |
| Mobile Ratings | |
| BBB Rating | A-(Not BBB Accredited) |
Rate Stability
SoFi Bank
SoFi Savings
What to Watch
Offer ends 2026-12-31: a 0.90% APY boost for up to six months, for new members with an eligible direct deposit or $5,000 in qualifying deposits every 31 days. Savings is bundled with checking.
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| Min. Deposit | $0 |
| Min. Balance | $0 |
| Maintenance Fee | $0 |
| Compound Freq | Daily |
| Direct Deposit | Required (See terms) |
| Deposit Insurance | FDIC Insured(Cert: 26881) |
| Eligibility | United States |
| Zelle® | SupportedNative support added in 2024 for banking members. |
| Mobile Ratings | |
| BBB Rating | A+(Not BBB Accredited) |
Rate Stability
Valley Direct
High-Yield Savings Account
What to Watch
Promo rate for new customers. A lower APY applies to existing customers.
Show Fine Print & Trends Hide Details
| Min. Deposit | $1,000 |
| Min. Balance | $0.01 |
| Maintenance Fee | $0 |
| Compound Freq | Daily |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 9396) |
| Eligibility | United States |
| Zelle® | SupportedAllows Zelle directly on HYSA. |
| Mobile Ratings | |
| BBB Rating | A+(Not BBB Accredited) |
Rate Stability
Bread Savings
High-Yield Savings Account
Show Fine Print & Trends Hide Details
| Min. Deposit | $100 |
| Min. Balance | $0 |
| Maintenance Fee | $0 |
| Compound Freq | Daily |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 57570) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating | A+(BBB Accredited (Information provided is for Comenity Capital Bank)) |
Rate Stability
TIMBR
Premium Savings Account
Show Fine Print & Trends Hide Details
| Min. Deposit | $1,000 |
| Min. Balance | $0 |
| Maintenance Fee | $0 |
| Compound Freq | Monthly |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 58210) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating | A+(Not BBB Accredited) |
Rate Stability
Vio Bank
Online Savings Account
Show Fine Print & Trends Hide Details
| Min. Deposit | $100 |
| Min. Balance | $0 |
| Maintenance Fee | $0, if electronic statements selected, otherwise $5 |
| Compound Freq | Daily |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 4063) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating | A+(BBB Accredited) |
Rate Stability
Wealthfront
Cash Account
What to Watch
Wealthfront is not a bank but a financial services company. It is FDIC-insured through its many partner banks. New clients get the stated APY for 3 months, after which a lower APY applies. See terms at Wealthfront.
Show Fine Print & Trends Hide Details
| Min. Deposit | $0 |
| Min. Balance | $0 |
| Maintenance Fee | $0 |
| Compound Freq | Daily |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating | F(Not BBB Accredited) |
Rate Stability
Colorado Federal Savings Bank
Premier Savings
Show Fine Print & Trends Hide Details
| Min. Deposit | $50,000 |
| Min. Balance | $50,000 |
| Maintenance Fee | $0 |
| Compound Freq | Daily |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 33111) |
| Eligibility | New customers only |
| Mobile Ratings | |
| BBB Rating | A+(Not BBB Accredited) |
Rate Stability
EverBank
Performance Savings
Show Fine Print & Trends Hide Details
| Min. Deposit | $0 |
| Min. Balance | $0 |
| Maintenance Fee | $0 |
| Compound Freq | Daily |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 34775) |
| Eligibility | United States |
| Zelle® | SupportedNative integration verified. |
| Mobile Ratings | |
| BBB Rating | A+(Not BBB Accredited) |
Rate Stability
Popular Direct
Popular Direct Exclusive Savings
Show Fine Print & Trends Hide Details
| Min. Deposit | $100 |
| Min. Balance | $0.01 |
| Maintenance Fee | $0 |
| Compound Freq | Daily |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 34967) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating | A-(Not BBB Accredited) |
Rate Stability
Clinton Savings Bank
eXPERIENCE Online Savings Account
What to Watch
The opening deposit must be new money. It cannot be transferred from an existing CSB account. Transfers from an existing CSB account are allowed after the opening deposit.
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| Min. Deposit | $100 |
| Min. Balance | $10 |
| Maintenance Fee | $0 |
| Compound Freq | Daily |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 90181) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
Colorado Federal Savings Bank
High Yield Savings
Show Fine Print & Trends Hide Details
| Min. Deposit | $1 |
| Min. Balance | $1 |
| Maintenance Fee | $0 |
| Compound Freq | Daily |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 33111) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating | A+(Not BBB Accredited) |
Rate Stability
Forbright Bank
Growth Savings
What to Watch
Limited offer: The stated APY includes a temporary 0.30% APY boost for new customers. Only people who never had a Forbright Bank Growth Savings or Growth CD account can get the boost. The account must be opened online, and a one-time balance of $1,000 must be reached by 08/31/2026. The boost ends on 12/31/2026, and a lower APY applies after that. Existing customers get the standard APY. See terms at Forbright Bank.
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| Min. Deposit | $0 |
| Min. Balance | $0 |
| Maintenance Fee | $0 |
| Compound Freq | Daily |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 57614) |
| Eligibility | United States |
| Zelle® | SupportedBranch accounts only; Growth Savings online does NOT support. |
| Mobile Ratings | |
| BBB Rating | A+(BBB Accredited) |
Rate Stability
Ivy Bank
High-Yield Savings Account
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| Min. Deposit | $2,500 |
| Min. Balance | $2,500 |
| Maintenance Fee | $0 |
| Compound Freq | Daily |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 17870) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating | A-(Not BBB Accredited) |
Rate Stability
Primis Bank
Primis Savings Account
What to Watch
Primis deposit accounts are not available in Puerto Rico or other US territories.
Show Fine Print & Trends Hide Details
| Min. Deposit | $1 |
| Min. Balance | $0 |
| Maintenance Fee | $0 |
| Compound Freq | Monthly |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 57968) |
| Eligibility | United States |
| Zelle® | SupportedSupports Zelle for personal and small business. |
| Mobile Ratings | |
| BBB Rating | A+(Not BBB Accredited) |
Rate Stability
MutualOne Bank
Mo Premium Savings
What to Watch
Earn the stated APY up to $1,000,000.01, after which a lower APY applies.
Show Fine Print & Trends Hide Details
| Min. Deposit | $20,000 |
| Min. Balance | $20,000 |
| Maintenance Fee | $0 |
| Compound Freq | Monthly |
| Direct Deposit | Not required |
| In-Branch Access | Full-service banking offices in Framingham, MA, and Natick, MA |
| Deposit Insurance | FDIC Insured(Cert: 26395) |
| Eligibility | United States |
| Zelle® | SupportedVerified via website and app descriptions. |
| Mobile Ratings | |
| BBB Rating | A-(Not BBB Accredited) |
Rate Stability
Fitness Bank
Fitness Elite Checking & Fitness Savings Combo
What to Watch
This is a tiered account. To earn the highest tier you must track at least 12,500 avg. daily steps using the FitnessBank Step Tracker app as well as maintain a balance of $100. Failure to do so will result in a lower APY. See bank for more details and all tiers.
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| Min. Deposit | $100 |
| Min. Balance | $100 |
| Maintenance Fee | $10. Waived for average daily balances > $100 |
| Compound Freq | Daily |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 29510) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating | A+(Not BBB Accredited) |
Rate Stability
Openbank
High-Yield Savings Account
Show Fine Print & Trends Hide Details
| Min. Deposit | $500 |
| Min. Balance | $0 |
| Maintenance Fee | $0 |
| Compound Freq | Monthly |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 29950) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating | Not Rated(Not BBB Accredited) |
Rate Stability
Western Alliance Bank
High-Yield Savings Premier
Show Fine Print & Trends Hide Details
| Min. Deposit | $500 |
| Min. Balance | $0 |
| Maintenance Fee | $0 |
| Compound Freq | Monthly |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 57512) |
| Eligibility | United States |
| Zelle® | SupportedAvailable via the Western Bank mobile app. |
| Mobile Ratings | |
| BBB Rating | A-(Not BBB Accredited (Information provided is for Alliance Association Bank, a trade name of Western Alliance Bank)) |
Rate Stability
Axos Bank
Summit Savings
Show Fine Print & Trends Hide Details
| Min. Deposit | $0 |
| Min. Balance | $0 |
| Maintenance Fee | $0 |
| Compound Freq | Daily |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 35546) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating | A+(BBB Accredited) |
Rate Stability
Bask Bank
Interest Savings Account
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| Min. Deposit | $0 |
| Min. Balance | $0 |
| Maintenance Fee | $0 |
| Compound Freq | Daily |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 34383) |
| Eligibility | United States |
| Zelle® | SupportedAvailable for Interest Checking; not for standalone savings. |
| Mobile Ratings | |
| BBB Rating | B(Not BBB Accredited) |
Rate Stability
BrioDirect
High-Yield Savings Account
Show Fine Print & Trends Hide Details
| Min. Deposit | $5,000 |
| Min. Balance | $25 |
| Maintenance Fee | $0 |
| Compound Freq | Daily |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 18221) |
| Eligibility | United States |
| Zelle® | SupportedAccessed via the Webster Bank mobile app. |
| Mobile Ratings | |
| BBB Rating | B(Not BBB Accredited) |
Rate Stability
Chime
Chime High-Yield Savings Account
Show Fine Print & Trends Hide Details
| Min. Deposit | $0 |
| Min. Balance | $0.01 |
| Maintenance Fee | $0 |
| Compound Freq | Daily |
| Direct Deposit | Required (See terms) |
| Deposit Insurance | FDIC Insured |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating | A+(BBB Accredited) |
Rate Stability
CIT Bank
Platinum Savings
What to Watch
This is a tiered savings account, where the stated APY requires meeting the $5,000 balance requirement. Lower balances earn a lower APY.
Show Fine Print & Trends Hide Details
| Min. Deposit | $100 |
| Min. Balance | $5,000 |
| Maintenance Fee | $0 |
| Compound Freq | Daily |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 11063) |
| Eligibility | United States |
| Zelle® | SupportedSupported for eChecking users post-First Citizens merger. |
| Mobile Ratings | |
| BBB Rating | A+(Not BBB Accredited (Information provided is for First Citizens Bank & Trust Company)) |
Rate Stability
Presidential Bank
Advantage Savings
Show Fine Print & Trends Hide Details
| Min. Deposit | $5,000 |
| Min. Balance | N/A |
| Maintenance Fee | $0 |
| Compound Freq | Monthly |
| Direct Deposit | Not required |
| In-Branch Access | 10 locations in Maryland, Virginia and Washington D.C. |
| Deposit Insurance | FDIC Insured(Cert: 32363) |
| Eligibility | United States |
| Zelle® | SupportedNative integration; Advantage Savings supports Zelle. |
| Mobile Ratings | |
| BBB Rating | A-(Not BBB Accredited) |
Rate Stability
Prime Alliance Bank
Personal Savings
Show Fine Print & Trends Hide Details
| Min. Deposit | $0 |
| Min. Balance | $0 |
| Maintenance Fee | $0 |
| Compound Freq | Monthly |
| Direct Deposit | Not required |
| In-Branch Access | One location in Utah |
| Deposit Insurance | FDIC Insured(Cert: 57920) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating | Not Rated(Not BBB Accredited) |
Rate Stability
Rising Bank
High-Yield Savings Account
What to Watch
Interest is calculated daily and credited monthly. The account does not compound: interest is paid on the deposit balance only, not on interest already earned.
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| Min. Deposit | $1,000 |
| Min. Balance | $1,000 |
| Maintenance Fee | $0 |
| Compound Freq | N/A |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 1058) |
| Eligibility | United States |
| Zelle® | SupportedAdded native support in 2025. |
| Mobile Ratings | |
| BBB Rating | A+(Not BBB Accredited) |
Rate Stability
Sallie Mae Bank
High-Yield Savings Account
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| Min. Deposit | $0 |
| Min. Balance | $0 |
| Maintenance Fee | $0 |
| Compound Freq | Daily |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 58177) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating | A+(BBB Accredited) |
Rate Stability
Varo Bank
High-Yield Savings Account
What to Watch
Earn the stated APY on up to $5,000 and a lower APY on the rest. A Varo bank account & direct deposit required.
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| Min. Deposit | $0 |
| Min. Balance | $0.01 |
| Maintenance Fee | $0 |
| Compound Freq | Daily |
| Direct Deposit | Required (See terms) |
| Deposit Insurance | FDIC Insured(Cert: 59190) |
| Eligibility | United States |
| Zelle® | SupportedRequires history of qualifying direct deposits. |
| Mobile Ratings | |
| BBB Rating | A+(Not BBB Accredited) |
Rate Stability
Bank5 Connect
Jumbo Savings
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| Min. Deposit | $25,000 |
| Min. Balance | $25,000 |
| Maintenance Fee | $0, if receiving eStatements. Otherwise $1 per statement. |
| Compound Freq | Monthly |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 23286) |
| Eligibility | United States |
| Zelle® | SupportedNative support via parent BankFive platform. |
| Mobile Ratings | |
| BBB Rating | A+(Not BBB Accredited) |
Rate Stability
Barclays
Tiered Savings
What to Watch
The top APY is only available for balances over $250,000. For lower balances, a lower APY applies.
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| Min. Deposit | $0 |
| Min. Balance | $0.01 |
| Maintenance Fee | $0 |
| Compound Freq | Daily |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 57203) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating | A+(BBB Accredited) |
Rate Stability
CIT Bank
Savings Connect
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| Min. Deposit | $100 |
| Min. Balance | $0 |
| Maintenance Fee | $0 |
| Compound Freq | Daily |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 11063) |
| Eligibility | United States |
| Zelle® | SupportedSupported for eChecking users post-First Citizens merger. |
| Mobile Ratings | |
| BBB Rating | A+(Not BBB Accredited (Information provided is for First Citizens Bank & Trust Company)) |
Rate Stability
ROGER
ROGER Savings
What to Watch
The stated APY is for balances up to $250,000, while higher balances earn no interest. You need a ROGER Checking account to open. While designed for military members and their families, ROGER is open to all.
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| Min. Deposit | $0 |
| Min. Balance | $0 |
| Maintenance Fee | $0 |
| Compound Freq | Monthly |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 4084) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating | A+(Not BBB Accredited) |
Rate Stability
TAB Bank
TAB Save
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| Min. Deposit | $0 |
| Min. Balance | $0.01 |
| Maintenance Fee | $0 |
| Compound Freq | Daily |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 34781) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating | C-(Not BBB Accredited) |
Rate Stability
North American Savings Bank, F.S.B.
E-Savings
What to Watch
This account can be opened only online.
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| Min. Deposit | $10,000 |
| Min. Balance | N/A |
| Maintenance Fee | $0 |
| Compound Freq | monthly |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 29708) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
North American Savings Bank, F.S.B.
Ultimate Savings
What to Watch
This account can be opened only online. NASB applies a blended rate: when a balance spans more than one tier, each portion earns the rate for that tier and the overall rate is the weighted average.
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| Min. Deposit | $10,000 |
| Min. Balance | N/A |
| Maintenance Fee | $0 |
| Compound Freq | N/A |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 29708) |
| Eligibility | United States |
| Mobile Ratings | |
| BBB Rating |
Rate Stability
CIBC Bank USA
Agility™ High-Interest Savings Account
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| Min. Deposit | $1,000 |
| Min. Balance | $0.01 |
| Maintenance Fee | $0 |
| Compound Freq | Monthly |
| Direct Deposit | Not required |
| Deposit Insurance | FDIC Insured(Cert: 33306) |
| Eligibility | United States |
| Zelle® | SupportedSupported via the CIBC US mobile app. |
| Mobile Ratings | |
| BBB Rating | A+(Not BBB Accredited) |