TAB Bank

Last Updated: 6/20/2025

Note: Interest rates below are reported as APY, or Annual Percentage Yield

Quick Views

TAB Save: 4.26% APY(Rank 23 out of 74 tracked HYSAs)

Minimum Deposit: $1,000 | Online Only

National Savings Interest Rate: 0.42% (as of 5/19/2025)

Note: The FDIC tracks savings and CD rates nationally, but it does not report APY, only the average interest rate.

(Source: FDIC)

Bank Overview

Location: Ogden, Utah

Founded: 1998

Affiliation: Full name: Transportation Alliance Bank, Inc.

Access to Branches: None

BBB Rating: A+ (Not BBB Accredited)

App Store Rating: 4.7/5

Google Play Rating: 4.4/5

Website: Visit TAB Bank

Our Take on TAB Bank

Highlights

  • Current APY of 4.26%, unchanged from 30 days ago.
  • No maintenance fees on the TAB Save account.
  • A+ BBB rating indicates strong trustworthiness.
  • High App Store rating of 4.7.

Considerations

  • No branches available for in-person banking.
  • Minimum deposit requirement of $1,000 for TAB Save.
  • Direct deposit not required but may limit options.
  • Not BBB Accredited despite high rating.
Summary: TAB Bank offers a high-yield savings account, TAB Save, with a competitive APY of 4.26% and no maintenance fees. However, it requires a minimum deposit of $1,000 and has no physical branches, which may deter some savers. While the bank has a strong A+ BBB rating, it is not BBB Accredited. The bank's mobile app ratings are solid, with a 4.7 on the App Store and 4.4 on Google Play.

Savings Account

Savings Account Offered by TAB Bank

FeatureTAB Save
APY
4.26% (as of 6/20/2025)
APY TrendStable for the last month
Minimum Deposit$1,000
Minimum Balance for APY$0.01
FDIC-insured
Yes
Online OnlyYes
Bundled Account
No
Direct Deposit Required
No
Compound Frequency
Daily
Maintenance Fee$0
EligibilityUnited States

No deposit agreement summary available for this bank.

Calculate Savings for TAB Bank

All calculations are based on APY.

TAB Save (APY: 4.26%)

Deposit Frequency:

Total savings breakdown:

  • Interest earned: $43 (4.12%)
  • Total contributions: $0 (0.00%)
  • Initial deposit: $1,000 (95.88%)

Your total balance

$1,043.00

Effective APY: 4.26% (based on your deposit and contributions)

The Banksparency Savings Calculator provides estimated savings growth based on user input and our latest data.

TAB Bank Savings Rates Over Time

Historical APY Insights

MetricTAB Save
Latest APY4.26 %
TrendSideways
Slope (bps/mo)-0.0
Rate Changes / Mo0.00
Days Since Last Change151
High (-5 m)4.26 %
Low (-5 m)4.26 %
Draw-down from High0.0 %
Volatility (CV)0.000
APY Insights Glossary
Latest APY
Most recent advertised annual-percentage yield.
Trend
Direction over the last 5 months (regression slope).
Slope (bps/mo)
Average monthly change; 10 bps = 0.10 pp.
Rate Changes / Mo
Typical number of APY moves per month.
Days Since Last Change
Recency of the latest APY adjustment.
High (-5 m)
Highest APY in the last 151 days.
Low (-5 m)
Lowest APY in the last 151 days.
Draw-down from High
How far today sits below the 5-month peak.
Volatility (CV)
Coefficient of variation = stdev ÷ mean.
Why Track Savings-Account APYs?
  • See how quickly a bank reacts to Fed moves or competition.
  • Gauge “twitchiness” - frequent moves can annoy savers.
  • Spot if you're buying near a peak (draw-down) or riding a rise.
  • Slope (bps/mo) shows speed of change.
  • Volatility (CV) scales jumps by average level.

Compare TAB Bank's Savings Account

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  • TD Bank - 0.05-3.00% APY
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FeatureTAB BankSelect a bank...
ProductTAB SaveN/A
APY
4.26% (as of 6/20/2025)N/A
Bundled Account
NoN/A
FDIC-insured
YesN/A
Online OnlyYesN/A
Compound Frequency
DailyN/A
Minimum Deposit$1,000N/A
Minimum Balance for APY$0.01N/A
Maintenance Fee$0N/A
Direct Deposit Required
NoN/A