Ohnward Bank & Trust: Savings Account & Rates

By Aviel Fahl

Updated: 8/19/2026

Mission: Banksparency aims to make Ohnward Bank & Trust's deposit accounts transparent and comparable to the market.

Interest rates reported as APY

Analysis of Ohnward Bank & Trust

Our verdict

Ohnward Bank & Trust offers Kasasa Saver, a high-yield savings account paying 0.50% APY with a $25 minimum deposit.

At 0.50% APY, Ohnward Bank & Trust pays above the national savings average of 0.38%.

Ideal User Profile

Best for: keeping checking and savings at one bank and pairing a direct deposit with a higher yield.

Important Considerations

To earn the Kasasa Saver top rate, you'll need a linked checking account with Ohnward Bank & Trust.

This rate requires at least one direct deposit per month. Make sure your paycheck or other recurring deposits qualify.

No app ratings available for this bank.

iOS app rating is not available.

Android app rating is not available.

Savings Overview

Kasasa Saver

Savings

0.50% APY

Tiered Range: 0.27% - 0.50%

Min: $25 Checking Bundle Direct Deposit Req. Branch Access

Min. Deposit	$25
Min. Balance	$0
Maintenance Fee	$0
* Requires Direct Deposit

Rank #180 of 337 tracked.

Market Reality Check

This institution offers rates below the top 10 savings and money market accounts we track. Those institutions all pay at least 4.01% APY.

See Top Rates

National Avg: 0.38% (FDIC, 8/1/2026).
Banksparency tracks live rates daily.

Bank Overview

HQ LocationCascade, IA
Deposit InsuranceFDIC Insured(Cert: 10111)

Visit Official Website

Featured Offers

Axos ONE - High Yield Savings & Checking

Over 95,000 fee-free ATMs
Get paid up to 2 days early with Direct Deposit
One convenient app for spending & saving

FDIC Insured

Savings4.21%APY

Checking0.51%APY

Go to Axos Bank

FDIC or NCUA insured

View Details

Monthly Maintenance Fee	None
Min. Deposit to Savings Account	0
Min. Balance in Savings Account	0
How to qualify for APY	OPTION ADirect Deposit $1,500+ AND Maintain $1,500+ avg daily checking balance. OR OPTION BDeposit $5,000+ total/mo AND Maintain $5,000+ avg daily checking balance.
Mobile Ratings	iOS:4.7 Android:4.5

The APY is available with the Axos ONE savings and checking bundle. The checking account also earns interest. To qualify, you must either set up a direct deposit of $1,500 and maintain an average daily balance of more than $1,500 in your ONE Checking account, or receive at least $5,000 in total monthly qualifying deposits and maintain an average daily balance of more than $5,000.

EASY TRANSFERS, LOW MINIMUMS

SponsoredVerified Aug 19, 2026

FDIC Insured

Quontic High Yield Savings

Apply in 3 minutes or less
No monthly service fees
Transfer with Zelle, Apple Pay, G-Pay, and more

FDIC Insured

Savings3.20%APY

Go to Quontic Bank

FDIC or NCUA insured

View Details

Monthly Maintenance Fee	None
Min. Deposit to Savings Account	10000
Min. Balance in Savings Account	0
Mobile Ratings	iOS:4.8 Android:4.9

Savings Account: In-Depth View

Savings Account Offered by Ohnward Bank & Trust

Feature	Kasasa Saver
APY	0.50%Range: 0.27% - 0.50%Verified: 8/19/2026
APY Trend	N/A
Min. Deposit	$25
Min. Balance	$0
Monthly Fee	N/A
Direct Deposit	RequiredSee terms
Checking Bundle	Yes
In-Branch Access	Yes
Compounding	N/A
FDIC Insured	Yes
Eligibility	United States
Next Steps	-

Interactive Tool

Calculate Savings for Ohnward Bank & Trust

All calculations are based on APY.

Selected product

Kasasa Saver0.27% - 0.50% APY

Initial deposit

Recurring deposit

Frequency

Duration

Savings Breakdown

Interest Earned
+$187.40(1.3%)
Total Contributions
$13,000
Initial Deposit
$1,000

Projected Balance

$14,187.40

Effective APY

0.50%

The Banksparency Savings Calculator provides estimated savings growth based on user input and our latest data.

Ohnward Bank & Trust Savings Rates Over Time

No historical data available.

Compare with Ohnward Bank & Trust

Feature	Current View Ohnward Bank & Trust	Empty Slot
Product	Kasasa Saver	-
APY	0.27% - 0.50%Verified: 8/19/2026	-
APY Trend	N/A	-
Min. Deposit	$25	N/A
Monthly Fee	N/A	-
Direct Deposit	Required	-
Checking Bundle	Yes	-
In-Branch Access	Yes	-
Eligibility	United States	-
Compounding	N/A	-
FDIC or NCUA Insured	Yes	-
Next Steps	-	-