Highest Club Savings Account Rates in Iowa
15 Iowa-specific products

The stated APY applies to balances up to $10,000, and the balance above that earns a lower rate. Interest is paid in early November.

Weekly deposits are required unless the bank agrees to other arrangements. ATM and ACH withdrawals are not permitted. A withdrawal or a missed deposit forfeits the bank bonus deposit of up to $20.00.

Balances above $25,000 earn no interest. Funds are released by check on the last day of October. Closing early costs $10 or three months of interest, whichever is greater.

Withdrawals are not allowed until the end of the Christmas Club period.

No withdrawals or transfers are allowed without a penalty. A $5.00 service charge applies to each withdrawal. Funds are paid out to a First Bank deposit account on the last business day of October.

The account matures each year on October 31. A penalty applies for early withdrawal.

The balance is paid out by check each year in November. The bank issues a statement for this account once a year.

The savings and interest are paid out each October.

The balance is paid out each year in October, either by transfer to another account at the bank or by a check mailed to the account owner.

Withdrawals are not allowed before the end of the club term without the bank's approval. An approved withdrawal can close the account, and accrued interest is then forfeited. The balance is deposited to the holder in late October.

Earns no interest on the balance above $5,000. The balance and its interest move to a First Citizens checking or savings account on November 1 each year. An early withdrawal costs $10.