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Iowa

Banks Available in Iowa

84 banks offer deposit accounts in Iowa and not across the country. For the ones you can open from any state, see the full directory.

By Aviel Fahl

Newest reading: October 17, 2026|

Iowa Snapshot

Iowa Banks

84

state-specific availability

Accounts Tracked

993

Highest Iowa Savings APY

5.12%

Highest Iowa CD APY

4.75%

672 terms tracked

Banks That Serve Iowa

Each one offers accounts where it operates rather than nationwide, so membership or residency conditions can apply.

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B

  • BMO Bank

    Chicago, IL · 987 branches in 23 states

    Savings3.01%
    Money Mkt3.01%
    CD3.35%15 terms

  • Bank Iowa

    West Des Moines, IA · 25 branches in Iowa

    Savings1.37%
    Money Mkt1.37%
    CD4.15%13 terms

  • Bank Plus

    Estherville, IA · 4 branches in Iowa

    Savings0.75%
    Money Mkt0.61%
    CD3.56%6 terms

  • Bank of America

    Charlotte, NC · 3,823 branches in 38 states and DC

    Savings0.04%
    Money Mkt—
    CD4.00%17 terms

  • BankOrion

    Orion, IL · 9 branches in 2 states

    Savings0.35%
    Money Mkt0.35%
    CD1.30%15 terms

  • Blackhawk Bank & Trust

    Milan, IL · 19 branches in 2 states

    Savings2.25%
    Money Mkt—
    CD4.25%22 terms

  • Boone Bank & Trust Co.

    Boone, IA · 2 branches in Iowa

    Savings2.26%
    Money Mkt0.75%
    CD2.65%8 terms

  • Bridge Community Bank

    Mount Vernon, IA · 3 branches in Iowa

    Savings1.81%
    Money Mkt1.56%
    CD3.28%4 terms

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  • Central Bank

    Storm Lake, IA · 23 branches in 2 states

    Savings—
    Money Mkt—
    CD3.60%3 terms

  • Charter Bank

    Johnston, IA · 4 branches in Iowa

    Savings1.90%
    Money Mkt1.90%
    CD4.50%9 terms

  • Chelsea Savings Bank

    Belle Plaine, IA · 5 branches in Iowa

    Savings2.52%
    Money Mkt2.27%
    CD3.53%17 terms

  • Citizens Savings Bank

    Spillville, IA · 3 branches in Iowa

    Savings2.02%
    Money Mkt—
    CD4.15%9 terms

  • Citizens State Bank

    Sheldon, IA · 2 branches in Iowa

    Savings—
    Money Mkt—
    CD4.06%14 terms

  • Community State Bank

    Ankeny, IA · 10 branches in Iowa

    Savings2.75%
    Money Mkt2.75%
    CD4.02%5 terms

  • Community State Bank

    Paton, IA · 1 branch in Iowa

    Savings2.78%
    Money Mkt0.15%
    CD3.29%3 terms

  • Connection Bank

    Fort Madison, IA · 5 branches in Iowa

    Savings2.45%
    Money Mkt—
    CD1.21%18 terms

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  • Gateway First Bank

    Jenks, OK · 16 branches in 6 states · No branches in Iowa

    Savings2.50%
    Money Mkt2.50%
    CD3.85%11 terms

  • Great Southern Bank

    Reeds Spring, MO · 108 branches in 8 states

    Savings2.78%
    Money Mkt2.78%
    CD—

  • Green Belt Bank & Trust

    Iowa Falls, IA · 9 branches in Iowa

    Savings3.04%
    Money Mkt1.00%
    CD4.00%9 terms

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  • Nicolet National Bank

    Green Bay, WI · 117 branches in 6 states

    Savings2.65%
    Money Mkt2.65%
    CD4.75%22 terms

  • Northwest Bank

    Spencer, IA · 22 branches in 2 states

    Savings0.60%
    Money Mkt—
    CD—

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  • PNC

    Wilmington, DE · 2,427 branches in 27 states and DC · No branches in Iowa

    Savings3.15%
    Money Mkt—
    CD—

  • Palo Savings Bank

    Palo, IA · 1 branch in Iowa

    Savings—
    Money Mkt—
    CD3.89%7 terms

  • Peoples Bank

    Clive, IA · 8 branches in Iowa

    Savings—
    Money Mkt—
    CD4.20%2 terms

  • Peoples Savings Bank

    Indianola, IA · 8 branches in Iowa

    Savings0.50%
    Money Mkt—
    CD4.10%10 terms

  • Peoples Savings Bank

    Wellsburg, IA · 3 branches in Iowa

    Savings2.50%
    Money Mkt1.05%
    CD4.00%11 terms

  • Premier Bank

    Dubuque, IA · 3 branches in Iowa

    Savings1.00%
    Money Mkt1.00%
    CD2.50%7 terms

  • Primebank

    Le Mars, IA · 4 branches in Iowa

    Savings1.40%
    Money Mkt1.40%
    CD4.25%20 terms

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  • The Clinton National Bank

    Clinton, IA · 9 branches in Iowa

    Savings3.30%
    Money Mkt0.15%
    CD3.75%11 terms

  • TruBank

    Indianola, IA · 8 branches in Iowa

    Savings2.90%
    Money Mkt2.90%
    CD4.35%12 terms

  • Twin Cedars Bank

    Bussey, IA · 4 branches in Iowa

    Savings—
    Money Mkt—
    CD4.00%4 terms

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Also Available in Iowa

The highest-paying national banks, which anyone in Iowa can open.

See all national banks

  • Axos Bank

    San Diego, CA · 3 branches in 3 states · Nationally available

    Savings5.00%
    Money Mkt—
    CD—

  • GO2bank

    Provo, UT · Nationally available

    Savings4.50%
    Money Mkt—
    CD—

  • Openbank

    Wilmington, DE · Nationally available

    Savings4.35%
    Money Mkt—
    CD—

  • Elevault

    Arkadelphia, AR · Nationally available

    Savings4.34%
    Money Mkt—
    CD—

  • Peak Bank

    Mccall, ID · Nationally available

    Savings4.27%
    Money Mkt—
    CD3.69%3 terms