Woodford State Bank: Savings Accounts, Money Market & Rates
Mission: Banksparency aims to make Woodford State Bank's deposit accounts transparent and comparable to the market.
Analysis of Woodford State Bank
Our verdict
Woodford State Bank offers Platinum Money Market, a money market account paying 2.53% APY with a $50,000 minimum deposit.
At 2.53% APY, Woodford State Bank pays 4x the national money market average of 0.63%.
Additional Accounts
- Personal Money Market, a money market account at 1.26% APY.
- a savings account at 0.10% APY.
- Health Savings Account, a health savings account (HSA) at 0.10% APY.
Ideal User Profile
- Best for: simple saving without extra requirements.
Important Considerations
Deposit Accounts Overview
Health Savings Account
Savings Account
Personal Money Market
Platinum Money Market
Market Reality Check
This institution offers rates below the top 10 savings and money market accounts we track. Those institutions all pay at least 4.01% APY.
Deposit Accounts: In-Depth View
Savings Accounts Offered by Woodford State Bank
| Feature | Health Savings Account | Savings Account |
|---|---|---|
APY | 0.10%Range: 0.05% - 0.10%Verified: 8/19/2026 | 0.10%Verified: 8/19/2026 |
APY Trend | N/A | N/A |
Min. Deposit | $0.01 | $50 |
Min. Balance | $0.01 | $0.01 |
Monthly Fee | N/A | N/A |
Direct Deposit | None | None |
Checking Bundle | No | No |
In-Branch Access | Yes | Yes |
Compounding | N/A | N/A |
FDIC Insured | Yes | Yes |
Eligibility | United States | United States |
| Next Steps | - | - |
Interactive Tool
Calculate Savings for Woodford State Bank
All calculations are based on APY.
Savings Breakdown
- Interest Earned+$37.30(0.3%)
- Total Contributions$13,000
- Initial Deposit$1,000
Projected Balance
$14,037.30
The Banksparency Savings Calculator provides estimated savings growth based on user input and our latest data.
Woodford State Bank Deposit Rates Over Time
No historical data available.
Compare with Woodford State Bank
| Feature | Current View Woodford State Bank | Empty Slot |
|---|---|---|
| Product | - | |
APY | 0.05% - 0.10%Verified: 8/19/2026 | - |
APY Trend | N/A | - |
| Min. Deposit | $0.01 | N/A |
| Monthly Fee | N/A | - |
Direct Deposit | No | - |
Checking Bundle | No | - |
| In-Branch Access | Yes | - |
| Eligibility | United States | - |
Compounding | N/A | - |
FDIC or NCUA Insured | Yes | - |
| Next Steps | - | - |
Money Market Accounts Offered by Woodford State Bank
| Feature | Platinum Money Market | Personal Money Market |
|---|---|---|
APY | 2.53%Range: 0.10% - 2.53%Verified: 8/19/2026 | 1.26%Range: 0.40% - 1.26%Verified: 8/19/2026 |
Min. Deposit | $50,000 | $2,500 |
Min. Balance | $0.01 | $0.01 |
Monthly Fee | N/A | N/A |
Direct Deposit | None | None |
In-Branch Access | Yes | Yes |
Compounding | N/A | N/A |
FDIC Insured | Yes | Yes |
Eligibility | United States | United States |
Alternatives to Woodford State Bank
Banks with Higher/Similar Savings APY
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