Best Health Savings (HSA) Accounts
Compare 23 products from 22 banks

By Aviel Fahl

Rates verified: August 21, 2026

Top Rate:3.04% APYFDIC or NCUA Insured

Highest Health Savings (HSA) Accounts

Ordered by highest APY. 23 products tracked.

First Federal Community Bank, National Association

3.04% APY

Health Savings Account

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Petefish, Skiles & Co.

3.03% APY

Health Savings

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Farmers State Bank

3.00% APY

Health Savings Account

Min Deposit: $100

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Northeast Bank

2.00% APY

Health Savings Account

Min Balance: $0.01

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Peoples State Bank of Plainview

1.66% APY

HSA Savings $20,000+

Min Deposit: $25

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FirstBank of Nebraska

1.51% APY

Health Savings Account

Min Deposit: $100

Min Balance: $0.01

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Dundee Bank

1.50% APY

Health Savings Account

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Peoples State Bank of Plainview

1.31% APY

HSA Savings

Min Deposit: $25

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First Community Bank of Hillsboro

1.00% APY

Health Savings Account

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First Federal Savings and Loan Association of Central Illinois, S.B.

0.75% APY

Health Savings

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Farmers and Merchants Union Bank

0.60% APY

Health Savings

Min Balance: $500

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Ergo Bank

0.30% APY

Health Savings Account

Min Deposit: $100

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Gateway Bank

0.30% APY

Health Savings Checking

Min Deposit: $100

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Security Bank Minnesota

0.25% APY

Variable Rate HSA

Min Deposit: $100

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Omb Bank

0.20% APY

Health Savings Account

Min Deposit: $100

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Exchange State Bank

0.15% APY

Health Savings Account

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Bank Michigan

0.10% APY

Health Savings Account (HSA)

Min Deposit: $50

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First National Bank of Clarksdale

0.10% APY

Health Savings Account

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Woodford State Bank

0.10% APY

Health Savings Account

Min Deposit: $0.01

Min Balance: $0.01

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Federation Bank

0.05% APY

HSA Checking

Min Deposit: $50

Min Balance: $0.01

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First Federal Savings and Loan Association of McMinnville

0.05% APY

Health Savings Account

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The Old Fort Banking Company

0.05% APY

Health Savings Account

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First Bank

0.03% APY

Health Savings Account

Min Deposit: $100

Min Balance: $0.01

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