Savings Accounts
Highest Business Savings Account Rates
The highest business savings rate on Banksparency is 4.00% APY, advertised by Primis Bank on its Primis Business Savings. This page tracks 34 active business savings accounts from 32 banks.
By Aviel Fahl
|Business Savings Account Rate Summary
32 banks tracked in this category.
The mean of all tracked business savings account APYs is 1.18%. The FDIC national average for savings accounts is 0.38% as of Aug 2026. The effective federal funds rate is 3.63% as of Sep 3, 2026.
Market Snapshot
Top 10 Range
2.35%–4.00% APY
Average APY
1.18% APY
The mean of all tracked business savings accounts
FDIC National Average
0.38%
savings accounts, cap 4.38% · Aug 2026
Fed funds rate
3.63%
As of Sep 3, 2026
What a higher rate is worth
A year at the FDIC national average returns about $38 in interest on a $10,000 balance. The highest business savings accounts we track advertise 2.35%–4.00% APY.
The neighbouring rankings, if this is not the account you want:
Latest Rate Changes
Review every rate change captured for the selected timeframe.
Effective Federal Funds Rate
Policy rate benchmark
- Bank of America
Business Advantage Savings
0.01% APY-0.01%
Highest Business Savings Account Rates Right Now
Ordered by highest APY. 34 products tracked.
Primis Bank leads at 4.00% APY on its Primis Business Savings. The tenth-ranked business savings rate is 2.35%, so the top ten span 1.65 points. The leader is 10.5 times the FDIC national average of 0.38%.
Primis Bank
Primis Business Savings
Waterman Bank
Business Savings
Prime Alliance Bank
Business Savings Account
| Institution | Product / Term | APY | Sponsored link |
|---|---|---|---|
| Primis Bank | Primis Business Savings | 4.00% | |
| Waterman Bank | Business Savings | 3.82% | |
| Prime Alliance Bank | Business Savings Account | 3.75% | |
| Climate First Bank | Super Savings | 3.56% | |
| Axos Bank | Business Premium Savings | 3.50% | |
| Capital One | Business Savings Account | 3.50% | |
| Northeast Bank | Business Growth Savings | 3.50% | |
| Forbright Bank | Bright Business Savings | 3.46% | |
| Live Oak Bank | Business Savings | 2.75% | |
| Bank of Commerce | Business Savings | 2.35% | |
| First Fed Bank | Premium Business Savings | 2.00% | |
| Citizens Bank Minnesota | Business Savings | 0.75% | |
| FirstBank of Nebraska | Business Savings | 0.50% | |
| Presidential Bank | Premier Savings | 0.50% | |
| FinWise Bank | Business Statement Savings | 0.30% | |
| PlainsCapital Bank | Business Interest Account | 0.25% | |
| TAB Bank | Business Savings | 0.25% | |
| First Federal Savings and Loan Association of Lakewood | Business Savings | 0.20% | |
| The Old Fort Banking Company | Business Sweep | 0.20% | |
| First Federal Bank of Kansas City | Business Statement Savings | 0.15% | |
| First State Bank | Business Savings | 0.15% | |
| Freedom Bank | Business Savings | 0.15% | |
| Artisans' Bank | Business Statement Savings | 0.10% | |
| Cross County Savings Bank | Community Business Savings | 0.10% | |
| Jonestown Bank and Trust Company, of Jonestown, Pennsylvania | Statement Savings | 0.10% | |
| The Napoleon State Bank | Business Savings | 0.10% | |
| Ergo Bank | Business Savings | 0.05% | |
| First Federal Savings and Loan Association | Business Statement Savings | 0.05% | |
| Century Bank | Business High Performance Savings | 0.03% | |
| First County Bank | First Business Savings | 0.03% | |
| First Fed Bank | Business Savings | 0.03% | |
| Bank of America | Business Advantage Savings | 0.01% | |
| Chase Bank | Chase Business Premier Savings | 0.01% | |
| Chase Bank | Chase Business Total Savings | 0.01% |
Business Savings Account rate questions
What is the highest business savings rate right now?
Primis Bank advertises 4.00% APY on its Primis Business Savings, the highest of 34 active business savings accounts tracked on Banksparency.
What is the average business savings rate?
The mean of all 34 tracked business savings account APYs is 1.18%. It is a plain mean across every tracked product.
How do the top business savings rates compare with the FDIC national average?
The ten highest advertised rates run from 2.35% to 4.00% APY, against an FDIC national average of 0.38%. The FDIC national rate cap for savings accounts is 4.38%.
When were these business savings rates last observed?
The newest reading on this page is from Monday, September 7, 2026. Banksparency reads each institution's advertised rate on that institution's own website, and it records the date of each reading. Some rates on this page carry an earlier date. A rate can change at any time, so confirm it with the institution before you open an account.