Highest 2-Year CD Rates in Pennsylvania
62 Pennsylvania-specific 24-Month CD products
The Pennsylvania market
Pennsylvania accounts
62
Institutions
56
Top Pennsylvania APY
4.39% APY
Nationally: 4.75% APY
FDIC national average
1.61%
As of Sep 2026
62 24-month CDs are open only to Pennsylvania residents, from 56 institutions. The highest advertised APY among them is 4.39%.
The highest nationally available rate is 4.75% APY, 36 basis points above the Pennsylvania leader.
45 of the 62 Pennsylvania 24-month CDs advertise more than the FDIC national average of 1.61% for 24-month CDs as of Sep 2026.
Pennsylvania-Specific 24-Month CD Rates
24-Month CD rates specifically available to Pennsylvania residents. Business, youth and IRA CDs are not included on this page.
| # | Institution & CD | Rate & Features | Minimum Deposit | Actions |
|---|---|---|---|---|
| #1 | 4.39%APY Observed: Oct 13, 2026 Branches: Yes | $500 | ||
| #2 | 4.30%APY That 4.30% is a promotional rate. Observed: Oct 13, 2026 Branches: Yes | $250 | ||
| #3 | 4.01%APY Observed: Oct 7, 2026 Branches: Yes | $500 | ||
| #4 | 4.00%APY Observed: Oct 13, 2026 Branches: Yes | $500 | ||
| #5 | 4.00%APY Observed: Oct 7, 2026 Branches: Yes | $1,000 | ||
| #6 | 4.00%APY Observed: Oct 7, 2026 | N/A | ||
| #7 | 3.95%APY Needs at least $5,000 Observed: Oct 7, 2026 Branches: Yes | $500 | ||
| #8 | 3.85%APY Observed: Oct 7, 2026 Branches: Yes | $2,000 | ||
| #9 | 3.79%APY Observed: Oct 7, 2026 Branches: Yes | $1,000 | ||
| #10 | 3.75%APY Observed: Oct 7, 2026 Branches: Yes | $500 | ||
| #11 | 3.75%APY Observed: Oct 8, 2026 Branches: Yes | $500 | ||
| #12 | 3.65%APY Observed: Oct 7, 2026 Branches: Yes | $500 | ||
| #13 | 3.65%APY Observed: Oct 7, 2026 Branches: Yes | $500 | ||
| #14 | 3.56%APY Observed: Oct 7, 2026 Branches: Yes | $500 | ||
| #15 | 3.50%APY Observed: Oct 7, 2026 Branches: Yes | $500 | ||
| #16 | 3.50%APY Observed: Oct 7, 2026 Branches: Yes | $500 | ||
| #17 | 3.50%APY Observed: Oct 7, 2026 Branches: Yes | $500 | ||
| #18 | 3.40%APY Observed: Oct 7, 2026 Branches: Yes | $100 | ||
| #19 | 3.35%APY Observed: Oct 3, 2026 Branches: Yes | $2,000 | ||
| #20 | Up to3.35%APY On balances of $50,000 to $2,000,000 · 3.15% below Observed: Oct 7, 2026 Branches: Yes | $1,000 | ||
| #21 | 3.00%APY Observed: Oct 7, 2026 Branches: Yes | $1,000 | ||
| #22 | 3.00%APY Observed: Oct 3, 2026 Branches: Yes | $500 | ||
| #23 | 3.00%APY Observed: Oct 7, 2026 Branches: Yes | $1,000 | ||
| #24 | 2.99%APY Observed: Oct 13, 2026 Branches: Yes | $500 | ||
| #25 | 2.79%APY Observed: Oct 7, 2026 Branches: Yes | $500 | ||
| #26 | 2.75%APY Observed: Oct 7, 2026 Branches: Yes | $1,000 | ||
| #27 | 2.75%APY Observed: Oct 7, 2026 Branches: Yes | $1,000 | ||
| #28 | 2.73%APY Observed: Oct 3, 2026 Branches: Yes | $10,000 | ||
| #29 | 2.65%APY Observed: Oct 7, 2026 Branches: Yes | $500 | ||
| #30 | 2.63%APY Observed: Oct 3, 2026 Branches: Yes | $1,000 | ||
| #31 | 2.50%APY Observed: Oct 7, 2026 Branches: Yes | $500 | ||
| #32 | 2.50%APY Observed: Oct 13, 2026 Branches: Yes | $500 | ||
| #33 | 2.50%APY Observed: Oct 7, 2026 Branches: Yes | $1,000 | ||
| #34 | 2.35%APY Observed: Oct 7, 2026 Branches: Yes | $500 | ||
| #35 | 2.25%APY Observed: Oct 7, 2026 Branches: Yes | $500 | ||
| #36 | 2.25%APY Observed: Oct 7, 2026 Branches: Yes | $100,000 | ||
| #37 | 2.23%APY Observed: Oct 7, 2026 Branches: Yes | $5,000 | ||
| #38 | 2.23%APY Observed: Oct 7, 2026 Branches: Yes | $100,000 | ||
| #39 | 2.10%APY Observed: Oct 7, 2026 Branches: Yes | $500 | ||
| #40 | Up to2.07%APY Needs at least $100,000 Observed: Oct 13, 2026 Branches: Yes | $1,000 | ||
| #41 | Up to1.90%APY Needs at least $25,000 Observed: Oct 7, 2026 Branches: Yes | $5,000 | ||
| #42 | 1.80%APY Observed: Oct 7, 2026 Branches: Yes | $500 | ||
| #43 | 1.76%APY Observed: Oct 13, 2026 Branches: Yes | $500 | ||
| #44 | 1.76%APY Observed: Oct 7, 2026 Branches: Yes | N/A | ||
| #45 | 1.76%APY Observed: Oct 13, 2026 Branches: Yes | $500 | ||
| #46 | 1.50%APY Observed: Oct 7, 2026 Branches: Yes | $500 | ||
| #47 | 1.25%APY Observed: Oct 12, 2026 Branches: Yes | $500 | ||
| #48 | 1.11%APY Observed: Oct 7, 2026 Branches: Yes | $500 | ||
| #49 | 1.01%APY Observed: Oct 7, 2026 Branches: Yes | $500 | ||
| #50 | 1.00%APY Observed: Oct 7, 2026 | $500 |
$500
Yes
That 4.30% is a promotional rate.
$250
Yes
$500
Yes
$500
Yes
$1,000
Yes
N/A
N/A
Needs at least $5,000
$500
Yes
$2,000
Yes
$1,000
Yes
$500
Yes
$500
Yes
$500
Yes
$500
Yes
$500
Yes
$500
Yes
$500
Yes
$500
Yes
$100
Yes
$2,000
Yes
On balances of $50,000 to $2,000,000 · 3.15% below
$1,000
Yes
$1,000
Yes
$500
Yes
$1,000
Yes
$500
Yes
$500
Yes
$1,000
Yes
$1,000
Yes
$10,000
Yes
$500
Yes
$1,000
Yes
$500
Yes
$500
Yes
$1,000
Yes
$500
Yes
$500
Yes
$100,000
Yes
$5,000
Yes
$100,000
Yes
$500
Yes
Needs at least $100,000
$1,000
Yes
Needs at least $25,000
$5,000
Yes
$500
Yes
$500
Yes
N/A
Yes
$500
Yes
$500
Yes
$500
Yes
$500
Yes
$500
Yes
$500
N/A
Nationally Available 24-Month CD Rates
The 8 highest 24-Month CD rates available nationwide, including in Pennsylvania.
| Institution | Product / Term | APY |
|---|---|---|
| Barclays | 24-Month CD24 months | 4.75% |
| Popular Direct | 24 Months24 months | 4.70% |
| Happen Bank | 2-Year CD24 months | 4.60% |
| Bread Savings | 2-Year CD24 months | 4.45% |
| E*TRADE from Morgan Stanley | 24-Month Certificates of Deposit24 months | 4.40% |
| Marcus by Goldman Sachs | 2 Year CD24 months | 4.40% |
| Sallie Mae Bank | 24-Month Certificates of deposit CDs24 months | 4.40% |
| Vio Bank | 24-Month Online Certificate of Deposit CD24 months | 4.40% |