Highest 18-Month CD Rates in Pennsylvania
60 Pennsylvania-specific 18-Month CD products
The Pennsylvania market
Pennsylvania accounts
60
Institutions
52
Top Pennsylvania APY
4.50% APY
Nationally: 4.85% APY
60 18-month CDs are open only to Pennsylvania residents, from 52 institutions. The highest advertised APY among them is 4.50%.
The highest nationally available rate is 4.85% APY, 35 basis points above the Pennsylvania leader.
Pennsylvania-Specific 18-Month CD Rates
18-Month CD rates specifically available to Pennsylvania residents. Business, youth and IRA CDs are not included on this page.
| # | Institution & CD | Rate & Features | Minimum Deposit | Actions |
|---|---|---|---|---|
| #1 | 4.50%APY Observed: Nov 7, 2026 Branches: Yes | $500 | ||
| #2 | 4.40%APY Observed: Nov 2, 2026 Branches: Yes | $1,000 | ||
| #3 | 4.25%APY Observed: Nov 2, 2026 Branches: Yes | $1,000 | ||
| #4 | 4.25%APY That 4.25% is a promotional rate. Observed: Nov 7, 2026 Branches: Yes | $250 | ||
| #5 | 4.20%APY Needs at least $5,000 Observed: Nov 2, 2026 Branches: Yes | $500 | ||
| #6 | 4.07%APY Observed: Nov 2, 2026 Branches: Yes | $1,000 | ||
| #7 | 4.07%APY Observed: Nov 2, 2026 Branches: Yes | $500 | ||
| #8 | 4.00%APY Observed: Nov 2, 2026 Branches: Yes | $500 | ||
| #9 | 4.00%APY Observed: Nov 2, 2026 Branches: Yes | $5,000 | ||
| #10 | 3.90%APY Observed: Nov 2, 2026 Branches: Yes | $500 | ||
| #11 | 3.85%APY Observed: Nov 2, 2026 Branches: Yes | $500 | ||
| #12 | 3.85%APY Observed: Nov 2, 2026 Branches: Yes | $500 | ||
| #13 | 3.85%APY Observed: Nov 2, 2026 Branches: Yes | $1,000 | ||
| #14 | 3.75%APY Observed: Nov 2, 2026 Branches: Yes | $1,000 | ||
| #15 | 3.75%APY Observed: Nov 2, 2026 Branches: Yes | $500 | ||
| #16 | 3.65%APY Observed: Nov 2, 2026 Branches: Yes | $2,000 | ||
| #17 | 3.65%APY Observed: Nov 2, 2026 Branches: Yes | $500 | ||
| #18 | 3.53%APY Observed: Nov 2, 2026 Branches: Yes | $1,000 | ||
| #19 | 3.50%APY Observed: Nov 2, 2026 Branches: Yes | $500 | ||
| #20 | 3.45%APY Observed: Nov 2, 2026 Branches: Yes | $2,000 | ||
| #21 | 3.45%APY Observed: Nov 2, 2026 Branches: Yes | $500 | ||
| #22 | 3.40%APY Observed: Nov 2, 2026 Branches: Yes | $100 | ||
| #23 | 3.35%APY Observed: Nov 2, 2026 Branches: Yes | $10,000 | ||
| #24 | 3.06%APY Observed: Nov 2, 2026 Branches: Yes | $500 | ||
| #25 | 3.00%APY Observed: Nov 2, 2026 Branches: Yes | $1,000 | ||
| #26 | 2.90%APY Observed: Nov 2, 2026 Branches: Yes | $500 | ||
| #27 | 2.75%APY Observed: Nov 2, 2026 Branches: Yes | $500 | ||
| #28 | 2.75%APY Observed: Nov 2, 2026 Branches: Yes | $500 | ||
| #29 | 2.60%APY Observed: Nov 2, 2026 Branches: Yes | $500 | ||
| #30 | 2.58%APY Observed: Nov 2, 2026 Branches: Yes | N/A | ||
| #31 | 2.52%APY Observed: Nov 2, 2026 Branches: Yes | $500 | ||
| #32 | 2.50%APY Observed: Nov 2, 2026 Branches: Yes | $500 | ||
| #33 | 2.50%APY Observed: Nov 2, 2026 Branches: Yes | $100,000 | ||
| #34 | 2.50%APY Observed: Nov 2, 2026 Branches: Yes | $1,000 | ||
| #35 | 2.47%APY Observed: Nov 2, 2026 Branches: Yes | $500 | ||
| #36 | 2.47%APY Observed: Nov 2, 2026 Branches: Yes | $5,000 | ||
| #37 | 2.47%APY Observed: Nov 2, 2026 Branches: Yes | $100,000 | ||
| #38 | 2.10%APY Observed: Nov 2, 2026 Branches: Yes | $500 | ||
| #39 | Up to2.02%APY Needs at least $100,000 Observed: Nov 2, 2026 Branches: Yes | $1,000 | ||
| #40 | Up to2.00%APY On balances of $250,000 to $1,000,000 · 1.50% below Observed: Nov 2, 2026 Branches: Yes | $1,000 | ||
| #41 | 1.80%APY Observed: Nov 2, 2026 Branches: Yes | $500 | ||
| #42 | 1.76%APY Observed: Nov 7, 2026 Branches: Yes | $500 | ||
| #43 | Up to1.74%APY On balances of $250,000 to $1,000,000 · 1.24% below Observed: Nov 2, 2026 Branches: Yes | $1,000 | ||
| #44 | 1.50%APY Observed: Nov 2, 2026 Branches: Yes | $500 | ||
| #45 | Up to1.26%APY Needs at least $100,000 Observed: Nov 2, 2026 Branches: Yes | $500 | ||
| #46 | 1.21%APY Observed: Nov 2, 2026 Branches: Yes | $500 | ||
| #47 | 1.01%APY Observed: Nov 2, 2026 Branches: Yes | $500 | ||
| #48 | 1.00%APY Observed: Nov 2, 2026 Branches: Yes | $1,000 | ||
| #49 | 0.95%APY Observed: Nov 2, 2026 Branches: Yes | $1,000 | ||
| #50 | 0.85%APY Observed: Nov 2, 2026 Branches: Yes | N/A |
$500
Yes
$1,000
Yes
$1,000
Yes
That 4.25% is a promotional rate.
$250
Yes
Needs at least $5,000
$500
Yes
$1,000
Yes
$500
Yes
$500
Yes
$5,000
Yes
$500
Yes
$500
Yes
$500
Yes
$1,000
Yes
$1,000
Yes
$500
Yes
$2,000
Yes
$500
Yes
$1,000
Yes
$500
Yes
$2,000
Yes
$500
Yes
$100
Yes
$10,000
Yes
$500
Yes
$1,000
Yes
$500
Yes
$500
Yes
$500
Yes
$500
Yes
N/A
Yes
$500
Yes
$500
Yes
$100,000
Yes
$1,000
Yes
$500
Yes
$5,000
Yes
$100,000
Yes
$500
Yes
Needs at least $100,000
$1,000
Yes
On balances of $250,000 to $1,000,000 · 1.50% below
$1,000
Yes
$500
Yes
$500
Yes
On balances of $250,000 to $1,000,000 · 1.24% below
$1,000
Yes
$500
Yes
Needs at least $100,000
$500
Yes
$500
Yes
$500
Yes
$1,000
Yes
$1,000
Yes
N/A
Yes
Rates are annual percentage yields (APY). A variable rate may change after the account is opened. Fees could reduce the earnings on the account. A penalty may be imposed for early withdrawal.
Nationally Available 18-Month CD Rates
The 8 highest 18-Month CD rates available nationwide, including in Pennsylvania.
| Institution | Product / Term | APY |
|---|---|---|
| Bread Savings | 18-Month CD18 months | 4.85% |
| Popular Direct | 18 Months18 months | 4.80% |
| Sallie Mae Bank | 18-Month Certificates of deposit CDs18 months | 4.65% |
| OMB Bank | 18 Month CD18 months | 4.56% |
| E*TRADE from Morgan Stanley | 18-Month Certificates of Deposit18 months | 4.55% |
| Ally Bank | 18 Mo CD18 months | 4.50% |
| Barclays | 18-Month CD18 months | 4.50% |
| Synchrony Bank | 18 Month CD18 months | 4.50% |
Rates are annual percentage yields (APY). A variable rate may change after the account is opened. Fees could reduce the earnings on the account. A penalty may be imposed for early withdrawal.