Skip to main content

Highest 2-Year CD Rates
Compare 24-Month CD rates from 231 banks

By Aviel Fahl

Newest reading: September 11, 2026

Top 10 Rates:4.27-4.45% APYFDIC or NCUA Insured
339 active 24-month cd products tracked

Top 50 2-Year CD Rates

Ordered by highest APY. Showing the top 50 of 339 24-month cd products tracked across 231 banks.

Newest reading: Friday, September 11, 2026

Top 50 CD terms from 40 banks,sorted by highest APY
#1
Credit One Bank, National Association

24 Month High Yield Jumbo CD

Term: 24 months

4.45%
APY
Observed: Sep 11, 2026
Min Deposit

$100,000

Access

N/A

#2
Popular Direct

24 Months

Term: 24 months

4.45%
APY
Observed: Sep 11, 2026
Min Deposit

$10,000

Access

Online only

#3
Happen Bank

2-Year CD

Term: 24 months

4.40%
APY
Observed: Sep 11, 2026
Min Deposit

$500

Access

Online only

#4
Raymond James Bank

24 Month CD

Term: 24 months

4.40%
APY
Observed: Sep 11, 2026
Min Deposit

$1,000

Access

N/A

#5
Barclays

24-Month CD

Term: 24 months

4.35%
APY
Observed: Sep 11, 2026
Min Deposit

$0

Access

Online only

#6
EagleBank

24 Month CD

Term: 24 months

4.35%
APY
Observed: Sep 11, 2026
Min Deposit

$1,000

Access

Branch access

#7
Marcus by Goldman Sachs

2 Year CD

Term: 24 months

4.35%
APY
Observed: Sep 11, 2026
Min Deposit

$500

Access

Online only

#8
Sallie Mae Bank

24-Month Certificates of deposit CDs

Term: 24 months

4.35%
APY
Observed: Sep 11, 2026
Min Deposit

$2,500

Access

Online only

#9
E*TRADE from Morgan Stanley

24-Month Certificates of Deposit

Term: 24 months

4.30%
APY
Observed: Sep 11, 2026
Min Deposit

$0

Access

Online only

#10
Farmers and Merchants Bank

24-Month Certificate

Term: 24 months

4.27%
APY
Observed: Sep 11, 2026
Min Deposit

$500

Access

Branch access

#11
Bread Savings

2-Year CD

Term: 24 months

4.25%
APY
Observed: Sep 11, 2026
Min Deposit

$1,500

Access

Online only

#12
Synchrony Bank

24 Month CD

Term: 24 months

4.25%
APY
Observed: Sep 11, 2026
Min Deposit

$0

Access

Online only

#13
Synchrony Bank

24 Month IRA CD

Term: 24 months

4.25%
APY
Observed: Sep 11, 2026
Min Deposit

$0

Access

Online only

#14
Credit One Bank, National Association

24 Month High Yield Jumbo Bump Up CD

Term: 24 months

4.20%
APY
Observed: Sep 11, 2026
Min Deposit

$100,000

Access

N/A

#15
Bank of Commerce

24 Month CD

Term: 24 months

4.15%
APY
Observed: Sep 11, 2026
Min Deposit

$1,000

Access

N/A

#16
Bank of Commerce

24 Month IRA

Term: 24 months

4.15%
APY
Observed: Sep 11, 2026
Min Deposit

$500

Access

N/A

#17
TAB Bank

24-Month CD

Term: 24 months

4.15%
APY
Observed: Sep 11, 2026
Min Deposit

$1,000

Access

Online only

#18
CFSBANK

Certificate of Deposit - Labor Day 2 Year Special

Term: 24 months

4.14%
APY
Observed: Sep 11, 2026
Min Deposit

$1,000

Access

Branch access

#19
Enterprise Bank

2 Year CD

Term: 24 months

4.13%
APY
Observed: Sep 9, 2026
Min Deposit

$500

Access

Branch access

#20
Colorado Federal Savings Bank

24-Month CD

Term: 24 months

4.10%
APY
Observed: Sep 11, 2026
Min Deposit

$5,000

Access

Online only

#21
EvaBank

24 Month IRA

Term: 24 months

4.08%
APY
Observed: Sep 11, 2026
Min Deposit

$500

Access

Branch access

#22
Grant County Bank

24-Month CD

Term: 24 months

4.08%
APY
Observed: Sep 11, 2026
Min Deposit

$100

Access

Branch access

#23
Grant County Bank

24-Month Variable Rate CD

Term: 24 months

4.08%
APY
Observed: Sep 11, 2026
Min Deposit

$100

Access

Branch access

#24
F&M Bank and Trust Company

24 Month CD Special

Term: 24 months

4.06%
APY
Observed: Sep 11, 2026
Min Deposit

$5,000

Access

Branch access

#25
Farmers and Merchants Bank

2 Year C.D.

Term: 24 months

4.06%
APY
Observed: Sep 11, 2026
Min Deposit

$1,000

Access

Branch access

#26
Bask Bank

24-Month

Term: 24 months

4.05%
APY
Observed: Sep 11, 2026
Min Deposit

$1,000

Access

Online only

#27
4.05%
APY
Observed: Sep 11, 2026
Min Deposit

$500

Access

Branch access

#28
First Federal Bank of Kansas City

24-Month CD

Term: 24 months

4.01%
APY
Observed: Sep 11, 2026
Min Deposit

N/A

Access

Branch access

#29
BankGloucester

Certificate of Deposit - 24 Month

Term: 24 months

4.00%
APY
Observed: Sep 9, 2026
Min Deposit

$500

Access

Branch access

#30
BankGloucester

IRA Certificate - 24 Month

Term: 24 months

4.00%
APY
Observed: Sep 9, 2026
Min Deposit

$500

Access

Branch access

#31
Farmers and Merchants State Bank

24 Month CD

Term: 24 months

4.00%
APY
Observed: Sep 9, 2026
Min Deposit

$1,000

Access

Branch access

#32
GreenLeaf Bank

2 Year CD

Term: 24 months

4.00%
APY
Observed: Sep 9, 2026
Min Deposit

$1,000

Access

Branch access

#33
Poppy Bank

24-Month IRA CD

Term: 24 months

4.00%
APY
Observed: Sep 11, 2026
Min Deposit

$1,000

Access

Branch access

#34
Bank of Franklin County

24 Month Certificate

Term: 24 months

3.97%
APY
Observed: Sep 11, 2026
Min Deposit

$500

Access

Branch access

#35
Farm Bureau Bank FSB

2 Year CD

Term: 24 months

3.95%
APY
Observed: Sep 11, 2026
Min Deposit

$1,000

Access

Branch access

#36
Farmers & Merchants Bank & Trust

24 Month CD

Term: 24 months

3.93%
APY
Observed: Sep 9, 2026
Min Deposit

$2,500

Access

Branch access

#37
Union Bank and Trust Company

24 Month CD

Term: 24 months

3.90%
APY
Observed: Sep 9, 2026
Min Deposit

$1,000

Access

Branch access

#38
American Bank & Trust Company, Inc.

24 Month CD

Term: 24 months

3.85%
APY
Observed: Sep 11, 2026
Min Deposit

$1,000

Access

Branch access

#39
American Bank & Trust Company, Inc.

24 Month IRA

Term: 24 months

3.85%
APY
Observed: Sep 11, 2026
Min Deposit

$1,000

Access

Branch access

#40
BankVista

24 Month CD

Term: 24 months

3.85%
APY
Observed: Sep 11, 2026
Min Deposit

N/A

Access

N/A

#41
BankVista

24 Month IRA CD

Term: 24 months

3.85%
APY
Observed: Sep 11, 2026
Min Deposit

N/A

Access

N/A

#42
FinWise Bank

24-Month Certificate

Term: 24 months

3.84%
APY
Observed: Sep 11, 2026
Min Deposit

$500

Access

Branch access

#43
EvaBank

24 Month CD

Term: 24 months

3.82%
APY
Observed: Sep 11, 2026
Min Deposit

$1,000

Access

Branch access

#44
Citibank

2-Year CD

Term: 24 months

3.80%
APY
Observed: Sep 11, 2026
Min Deposit

$500

Access

Branch access

#45
Earlham Savings Bank

24 Month CD

Term: 24 months

3.80%
APY
Observed: Sep 9, 2026
Min Deposit

$1,000

Access

Branch access

#46
3.80%
APY
Observed: Sep 11, 2026
Min Deposit

$500

Access

Branch access

#47
Farmers and Merchants Bank of St. Clair

IRA 24 Month CD

Term: 24 months

3.80%
APY
Observed: Sep 11, 2026
Min Deposit

$500

Access

Branch access

#48
First Bank Chicago

24 Month CD

Term: 24 months

3.80%
APY
Observed: Sep 11, 2026
Min Deposit

$2,500

Access

Branch access

#49
First Bank Chicago

24 Month IRA CD

Term: 24 months

3.80%
APY
Observed: Sep 11, 2026
Min Deposit

$1,000

Access

Branch access

#50
Newtek Bank

24-Month CD

Term: 24 months

3.80%
APY
Observed: Sep 11, 2026
Min Deposit

$2,500

Access

Online only