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South Dakota

Banks Available in South Dakota

22 banks sell deposit accounts in South Dakota and not across the country. For the ones you can open from any state, see the full directory.

By Aviel Fahl

Newest reading: October 13, 2026|

South Dakota Snapshot

South Dakota Banks

22

state-specific availability

Accounts Tracked

214

Highest South Dakota Savings APY

3.30%

Highest South Dakota CD APY

4.30%

145 terms tracked

Banks That Serve South Dakota

Each one sells where it operates rather than nationwide, so membership or residency conditions can apply.

Sort

B

  • BMO Bank

    Chicago, IL · 987 branches · 23 states

    Savings2.76%
    Money Mkt2.76%
    CD3.35%15 terms
  • BankNorth

    Arthur, ND · 11 branches · 2 states

    Savings1.71%
    Money Mkt1.71%
    CD4.20%8 terms
  • BankStar Financial

    Elkton, SD · 3 branches · 1 state

    Savings3.20%
    Money Mkt—
    CD—

C

D

  • Dacotah Bank

    Aberdeen, SD · 32 branches · 3 states

    Savings2.38%
    Money Mkt2.38%
    CD3.90%9 terms

F

G

  • Gateway First Bank

    Jenks, OK · 16 branches · 39 states

    Savings2.50%
    Money Mkt2.50%
    CD3.85%11 terms

M

  • Merchants State Bank

    Freeman, SD · 4 branches · 1 state

    Savings3.25%
    Money Mkt1.65%
    CD3.00%9 terms
  • Minnwest Bank

    Redwood Falls, MN · 36 branches · 2 states

    Savings2.78%
    Money Mkt—
    CD3.73%5 terms

O

  • One American Bank

    Centerville, SD · 3 branches · 1 state

    Savings3.30%
    Money Mkt—
    CD4.05%11 terms

P

  • PNC

    Wilmington, DE · 2,427 branches · 51 states

    Savings3.15%
    Money Mkt—
    CD—
  • Plains Commerce Bank

    Sioux Falls, SD · 8 branches · 1 state

    Savings—
    Money Mkt—
    CD3.78%4 terms
  • Primebank

    Le Mars, IA · 4 branches · 4 states

    Savings1.40%
    Money Mkt1.40%
    CD4.25%20 terms

Q

S

Also Available in South Dakota

The highest-paying national banks, which anyone in South Dakota can open.

See all national banks
  • Axos Bank

    San Diego, CA · 3 branches · Nationally available

    Savings5.00%
    Money Mkt—
    CD—
  • GO2bank

    Provo, UT · Nationally available

    Savings4.50%
    Money Mkt—
    CD—
  • Elevault

    Arkadelphia, AR · Nationally available

    Savings4.34%
    Money Mkt—
    CD—
  • Peak Bank

    Mccall, ID · Nationally available

    Savings4.27%
    Money Mkt—
    CD3.69%3 terms
  • Climate First Bank

    Saint Petersburg, FL · 4 branches · Nationally available

    Savings4.26%
    Money Mkt3.96%
    CD4.33%3 terms