Highest 5-Year CD Rates
Compare 60-Month CD rates from 731 banks

Newest reading: October 5, 2026

Top 10 Rates:4.57-5.20% APYFDIC or NCUA Insured

1048 active 60-month cd products tracked. The count includes business, IRA and other CD types, and CDs whose term range covers 60 months.

All Terms 1-Month CD 3-Month CD 6-Month CD 9-Month CD 12-Month CD 18-Month CD 24-Month CD 36-Month CD 48-Month CD 60-Month CD

Top 50 5-Year CD Rates

Ordered by highest APY. Showing the top 50 of 1048 60-month cd products tracked across 731 banks.

Newest reading: Monday, October 5, 2026

Top 50 CD terms from 37 banks,sorted by highest APY

#	Institution & CD	Rate & Features	Minimum Deposit
#1	Raymond James Bank 60 Month CD Term: 60 months	5.20%APY Observed: Oct 5, 2026	$1,000
#2	Grant County State Bank 60-Month CD Term: 60 months	5.09%APY Observed: Oct 5, 2026 Branches: Yes	$1,000
#3	Grant County State Bank 60-Month IRA Term: 60 months	5.09%APY Observed: Oct 5, 2026 Branches: Yes	$1,000
#4	Popular Direct 60 Months Term: 60 months	5.00%APY Observed: Oct 5, 2026 Available nationwide Branches: None	$10,000
#5	Grant County Bank 60-Month CD Term: 60 months	4.79%APY Observed: Oct 5, 2026 Branches: Yes	$1,000
#6	Piscataqua Savings Bank 5 Year CD Term: 60 months	4.76%APY Observed: Oct 5, 2026 Branches: Yes	$500
#7	Nicolet National Bank 60 Month CD Term: 60 months	4.75%APY Observed: Oct 5, 2026 Branches: Yes	$2,500
#8	Nicolet National Bank 60 Month IRA CD Term: 60 months	4.75%APY Observed: Oct 5, 2026 Branches: Yes	$2,500
#9	Enterprise Bank 5 Year CD Term: 60 months	4.59%APY Observed: Oct 5, 2026 Branches: Yes	$500
#10	5Star Bank 60 Month Variable IRA Term: 60 months	4.57%APY Observed: Oct 5, 2026 Branches: Yes	$250
#11	First Westroads Bank, Inc. 60 Month CD Term: 60 months	4.55%APY Observed: Oct 5, 2026 Branches: Yes	$500
#12	Global Bank 60-Month Certificate of Deposit Term: 60 months	4.55%APY Observed: Oct 5, 2026 Branches: Yes	$1,000
#13	State Bank of Newburg 60 mo Certificate of Deposit ($10,000 or Above) Term: 60 months	4.54%APY Observed: Oct 5, 2026 Branches: Yes	$10,000
#14	Bread Savings 5-Year CD Term: 60 months	4.50%APY Observed: Oct 5, 2026 Available nationwide Branches: None	$1,500
#15	Bread Savings 5-Year Retirement CD Term: 60 months	4.50%APY Observed: Oct 5, 2026	$1,500
#16	Central Bank & Trust Co. 5 Year CD Term: 60 months	4.50%APY Observed: Oct 5, 2026 Branches: Yes	$500
#17	Farmers and Merchants State Bank 60 Month CD Term: 60 months	4.50%APY Observed: Oct 5, 2026 Branches: Yes	$1,000
#18	First National Bank of Steeleville 60 Month CD Term: 60 months	4.50%APY Observed: Sep 30, 2026 Branches: Yes	N/A
#19	Sallie Mae Bank 60-Month Certificates of deposit CDs Term: 60 months	4.50%APY Observed: Oct 5, 2026 Available nationwide Branches: None	$2,500
#20	Synchrony Bank 60 Month CD Term: 60 months	4.50%APY Observed: Oct 5, 2026 Available nationwide Branches: None	$0
#21	Synchrony Bank 60 Month IRA CD Term: 60 months	4.50%APY Observed: Oct 5, 2026 Available nationwide Branches: None	$0
#22	Bank of Washington 60 Month CD Term: 60 months	4.45%APY Observed: Oct 5, 2026	$500
#23	Bank of Washington IRA 60 Month CD Term: 60 months	4.45%APY Observed: Oct 5, 2026	$500
#24	State Bank of Newburg 60 mo Certificate of Deposit Term: 60 months	4.45%APY Observed: Oct 5, 2026 Branches: Yes	$500
#25	E*TRADE from Morgan Stanley 60-Month Certificates of Deposit Term: 60 months	4.40%APY Observed: Oct 5, 2026 Available nationwide Branches: None	$0
#26	Marcus by Goldman Sachs 5 Year CD Term: 60 months	4.40%APY Observed: Oct 5, 2026 Available nationwide Branches: None	$500
#27	Midwest Bank 60 Month CD ($25,000 or More) Term: 60 months	4.40%APY Observed: Oct 5, 2026	$25,000
#28	Farmers and Merchants Bank 60-Month Certificate Term: 60 months	4.37%APY Observed: Oct 5, 2026 Branches: Yes	$500
#29	Credit One Bank, National Association 60 Month High Yield Jumbo CD Term: 60 months	4.35%APY Observed: Oct 5, 2026	$100,000
#30	Gunnison Savings and Loan Association 5 Year CD Term: 60 months	4.35%APY Observed: Oct 5, 2026 Branches: Yes	$500
#31	Gunnison Savings and Loan Association 5 Year IRA Term: 60 months	4.35%APY Observed: Oct 5, 2026 Branches: Yes	$500
#32	Home Bank of California 60 Month Jumbo CD Term: 60 months	4.35%APY Observed: Oct 5, 2026 Branches: Yes	$10,000
#33	Home Bank of California 60 Month IRA CD Term: 60 months	4.35%APY Observed: Oct 5, 2026 Branches: Yes	$500
#34	Bank of Franklin County 60 Month Certificate Term: 60 months	4.34%APY Observed: Oct 5, 2026 Branches: Yes	$500
#35	Farmers and Merchants Bank 5 Year C.D. Term: 60 months	4.32%APY Observed: Oct 5, 2026 Branches: Yes	$1,000
#36	Bank of Utica 60 Month CD Term: 60 months	4.30%APY Observed: Oct 5, 2026	$1,000
#37	Bank of Utica IRA 60 Month CD Term: 60 months	4.30%APY Observed: Oct 5, 2026	$1,000
#38	Citizens Bank & Trust Company 5 Year CD Term: 60 months	4.30%APY Observed: Oct 5, 2026 Branches: Yes	$500
#39	CorTrust Bank National Association 5 Year CD Term: 60 months	4.30%APY Observed: Oct 5, 2026 Branches: Yes	$500
#40	Spring Bank 5 Year CD Term: 60 months	4.30%APY Observed: Oct 5, 2026 Branches: Yes	$1,000
#41	SULLIVAN BANK 60-Month CD Special Term: 60 months	4.30%APY Observed: Oct 5, 2026 Branches: Yes	$1,000
#42	Barclays 60-Month CD Term: 60 months	4.25%APY Observed: Oct 5, 2026 Available nationwide Branches: None	$0
#43	Midwest Bank 60 Month CD Term: 60 months	4.25%APY Observed: Oct 5, 2026	$500
#44	Poppy Bank 60-Month IRA CD Term: 60 months	4.25%APY Observed: Oct 5, 2026 Branches: Yes	$1,000
#45	Poppy Bank 60-Month CD Term: 60 months	4.25%APY Observed: Oct 5, 2026 Branches: Yes	$1,000
#46	The Payne County Bank 60 Month CD Term: 60 months	4.25%APY Observed: Oct 5, 2026 Branches: Yes	$1,000
#47	Gulf Coast Business Bank 60 Month CD Term: 60 months	4.24%APY Observed: Oct 5, 2026 Branches: Yes	$5,000
#48	First Bank Chicago 60 Month CD Term: 60 months	4.20%APY Observed: Oct 3, 2026 Branches: Yes	$2,500
#49	First Bank Chicago 60 Month IRA CD Term: 60 months	4.20%APY Observed: Oct 3, 2026 Branches: Yes	$1,000
#50	First Bank Chicago 5 Year Variable IRA CD Term: 60 months	4.20%APY Observed: Oct 3, 2026 Branches: Yes	$1,000

Raymond James Bank

60 Month CD

Term: 60 months

5.20%

APY

Observed: Oct 5, 2026

Min Deposit

$1,000

Branches

N/A

Grant County State Bank

60-Month CD

Term: 60 months

5.09%

APY

Observed: Oct 5, 2026

Min Deposit

$1,000

Branches

Yes

Grant County State Bank

60-Month IRA

Term: 60 months

5.09%

APY

Observed: Oct 5, 2026

Min Deposit

$1,000

Branches

Yes

Popular Direct

60 Months

Term: 60 months

Available nationwide

5.00%

APY

Observed: Oct 5, 2026

Min Deposit

$10,000

Branches

None

Grant County Bank

60-Month CD

Term: 60 months

4.79%

APY

Observed: Oct 5, 2026

Min Deposit

$1,000

Branches

Yes

Piscataqua Savings Bank

5 Year CD

Term: 60 months

4.76%

APY

Observed: Oct 5, 2026

Min Deposit

$500

Branches

Yes

Nicolet National Bank

60 Month CD

Term: 60 months

4.75%

APY

Observed: Oct 5, 2026

Min Deposit

$2,500

Branches

Yes

Nicolet National Bank

60 Month IRA CD

Term: 60 months

4.75%

APY

Observed: Oct 5, 2026

Min Deposit

$2,500

Branches

Yes

Enterprise Bank

5 Year CD

Term: 60 months

4.59%

APY

Observed: Oct 5, 2026

Min Deposit

$500

Branches

Yes

#10

5Star Bank

60 Month Variable IRA

Term: 60 months

4.57%

APY

Observed: Oct 5, 2026

Min Deposit

$250

Branches

Yes

#11

First Westroads Bank, Inc.

60 Month CD

Term: 60 months

4.55%

APY

Observed: Oct 5, 2026

Min Deposit

$500

Branches

Yes

#12

Global Bank

60-Month Certificate of Deposit

Term: 60 months

4.55%

APY

Observed: Oct 5, 2026

Min Deposit

$1,000

Branches

Yes

#13

State Bank of Newburg

60 mo Certificate of Deposit ($10,000 or Above)

Term: 60 months

4.54%

APY

Observed: Oct 5, 2026

Min Deposit

$10,000

Branches

Yes

#14

Bread Savings

5-Year CD

Term: 60 months

Available nationwide

4.50%

APY

Observed: Oct 5, 2026

Min Deposit

$1,500

Branches

None

#15

Bread Savings

5-Year Retirement CD

Term: 60 months

4.50%

APY

Observed: Oct 5, 2026

Min Deposit

$1,500

Branches

N/A

#16

Central Bank & Trust Co.

5 Year CD

Term: 60 months

4.50%

APY

Observed: Oct 5, 2026

Min Deposit

$500

Branches

Yes

#17

Farmers and Merchants State Bank

60 Month CD

Term: 60 months

4.50%

APY

Observed: Oct 5, 2026

Min Deposit

$1,000

Branches

Yes

#18

First National Bank of Steeleville

60 Month CD

Term: 60 months

4.50%

APY

Observed: Sep 30, 2026

Min Deposit

N/A

Branches

Yes

#19

Sallie Mae Bank

60-Month Certificates of deposit CDs

Term: 60 months

Available nationwide

4.50%

APY

Observed: Oct 5, 2026

Min Deposit

$2,500

Branches

None

#20

Synchrony Bank

60 Month CD

Term: 60 months

Available nationwide

4.50%

APY

Observed: Oct 5, 2026

Min Deposit

Branches

None

#21

Synchrony Bank

60 Month IRA CD

Term: 60 months

Available nationwide

4.50%

APY

Observed: Oct 5, 2026

Min Deposit

Branches

None

#22

Bank of Washington

60 Month CD

Term: 60 months

4.45%

APY

Observed: Oct 5, 2026

Min Deposit

$500

Branches

N/A

#23

Bank of Washington

IRA 60 Month CD

Term: 60 months

4.45%

APY

Observed: Oct 5, 2026

Min Deposit

$500

Branches

N/A

#24

State Bank of Newburg

60 mo Certificate of Deposit

Term: 60 months

4.45%

APY

Observed: Oct 5, 2026

Min Deposit

$500

Branches

Yes

#25

E*TRADE from Morgan Stanley

60-Month Certificates of Deposit

Term: 60 months

Available nationwide

4.40%

APY

Observed: Oct 5, 2026

Min Deposit

Branches

None

#26

Marcus by Goldman Sachs

5 Year CD

Term: 60 months

Available nationwide

4.40%

APY

Observed: Oct 5, 2026

Min Deposit

$500

Branches

None

#27

Midwest Bank

60 Month CD ($25,000 or More)

Term: 60 months

4.40%

APY

Observed: Oct 5, 2026

Min Deposit

$25,000

Branches

N/A

#28

Farmers and Merchants Bank

60-Month Certificate

Term: 60 months

4.37%

APY

Observed: Oct 5, 2026

Min Deposit

$500

Branches

Yes

#29

Credit One Bank, National Association

60 Month High Yield Jumbo CD

Term: 60 months

4.35%

APY

Observed: Oct 5, 2026

Min Deposit

$100,000

Branches

N/A

#30

Gunnison Savings and Loan Association

5 Year CD

Term: 60 months

4.35%

APY

Observed: Oct 5, 2026

Min Deposit

$500

Branches

Yes

#31

Gunnison Savings and Loan Association

5 Year IRA

Term: 60 months

4.35%

APY

Observed: Oct 5, 2026

Min Deposit

$500

Branches

Yes

#32

Home Bank of California

60 Month Jumbo CD

Term: 60 months

4.35%

APY

Observed: Oct 5, 2026

Min Deposit

$10,000

Branches

Yes

#33

Home Bank of California

60 Month IRA CD

Term: 60 months

4.35%

APY

Observed: Oct 5, 2026

Min Deposit

$500

Branches

Yes

#34

Bank of Franklin County

60 Month Certificate

Term: 60 months

4.34%

APY

Observed: Oct 5, 2026

Min Deposit

$500

Branches

Yes

#35

Farmers and Merchants Bank

5 Year C.D.

Term: 60 months

4.32%

APY

Observed: Oct 5, 2026

Min Deposit

$1,000

Branches

Yes

#36

Bank of Utica

60 Month CD

Term: 60 months

4.30%

APY

Observed: Oct 5, 2026

Min Deposit

$1,000

Branches

N/A

#37

Bank of Utica

IRA 60 Month CD

Term: 60 months

4.30%

APY

Observed: Oct 5, 2026

Min Deposit

$1,000

Branches

N/A

#38

Citizens Bank & Trust Company

5 Year CD

Term: 60 months

4.30%

APY

Observed: Oct 5, 2026

Min Deposit

$500

Branches

Yes

#39

CorTrust Bank National Association

5 Year CD

Term: 60 months

4.30%

APY

Observed: Oct 5, 2026

Min Deposit

$500

Branches

Yes

#40

Spring Bank

5 Year CD

Term: 60 months

4.30%

APY

Observed: Oct 5, 2026

Min Deposit

$1,000

Branches

Yes

#41

SULLIVAN BANK

60-Month CD Special

Term: 60 months

4.30%

APY

Observed: Oct 5, 2026

Min Deposit

$1,000

Branches

Yes

#42

Barclays

60-Month CD

Term: 60 months

Available nationwide

4.25%

APY

Observed: Oct 5, 2026

Min Deposit

Branches

None

#43

Midwest Bank

60 Month CD

Term: 60 months

4.25%

APY

Observed: Oct 5, 2026

Min Deposit

$500

Branches

N/A

#44

Poppy Bank

60-Month IRA CD

Term: 60 months

4.25%

APY

Observed: Oct 5, 2026

Min Deposit

$1,000

Branches

Yes

#45

Poppy Bank

60-Month CD

Term: 60 months

4.25%

APY

Observed: Oct 5, 2026

Min Deposit

$1,000

Branches

Yes

#46

The Payne County Bank

60 Month CD

Term: 60 months

4.25%

APY

Observed: Oct 5, 2026

Min Deposit

$1,000

Branches

Yes

#47

Gulf Coast Business Bank

60 Month CD

Term: 60 months

4.24%

APY

Observed: Oct 5, 2026

Min Deposit

$5,000

Branches

Yes

#48

First Bank Chicago

60 Month CD

Term: 60 months

4.20%

APY

Observed: Oct 3, 2026

Min Deposit

$2,500

Branches

Yes

#49

First Bank Chicago

60 Month IRA CD

Term: 60 months

4.20%

APY

Observed: Oct 3, 2026

Min Deposit

$1,000

Branches

Yes

#50

First Bank Chicago

5 Year Variable IRA CD

Term: 60 months

4.20%

APY

Observed: Oct 3, 2026

Min Deposit

$1,000

Branches

Yes