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Highest 5-Year CD Rates
Compare 60-Month CD rates from 108 banks

By Aviel Fahl

Newest reading: September 7, 2026

Top 10 Rates:4.04-4.50% APYFDIC or NCUA Insured
158 active 60-month cd products tracked

Top 50 5-Year CD Rates

Ordered by highest APY. Showing the top 50 of 158 60-month cd products tracked across 108 banks.

Newest reading: Monday, September 7, 2026

Top 50 CD terms from 34 banks,sorted by highest APY
#1
Popular Direct

60 Months

Term: 60 months

4.50%
APY
Observed: Sep 5, 2026
Min Deposit

$10,000

Access

Online only

#2
Grant County Bank

60-Month CD

Term: 60 months

4.48%
APY
Observed: Sep 5, 2026
Min Deposit

$1,000

Access

Branch access

#3
Sallie Mae Bank

60-Month Certificates of deposit CDs

Term: 60 months

4.40%
APY
Observed: Sep 5, 2026
Min Deposit

$2,500

Access

Online only

#4
E*TRADE from Morgan Stanley

60-Month Certificates of Deposit

Term: 60 months

4.35%
APY
Observed: Sep 5, 2026
Min Deposit

$0

Access

Online only

#5
Marcus by Goldman Sachs

5 Year CD

Term: 60 months

4.35%
APY
Observed: Sep 5, 2026
Min Deposit

$500

Access

Online only

#6
Synchrony Bank

60 Month CD

Term: 60 months

4.35%
APY
Observed: Sep 5, 2026
Min Deposit

$0

Access

Online only

#7
Synchrony Bank

60 Month IRA CD

Term: 60 months

4.35%
APY
Observed: Sep 5, 2026
Min Deposit

$0

Access

Online only

#8
Bread Savings

5-Year CD

Term: 60 months

4.25%
APY
Observed: Sep 5, 2026
Min Deposit

$1,500

Access

Online only

#9
Farmers and Merchants Union Bank

60 Month IRA CD

Term: 60 months

4.09%
APY
Observed: Sep 5, 2026
Min Deposit

$1,000

Access

Branch access

#10
Farmers and Merchants Union Bank

60 Month CD

Term: 60 months

4.04%
APY
Observed: Sep 5, 2026
Min Deposit

$1,000

Access

Branch access

#11
Farmers and Merchants Union Bank

60 Month HSA CD

Term: 60 months

4.04%
APY
Observed: Sep 5, 2026
Min Deposit

$1,000

Access

Branch access

#12
Poppy Bank

60-Month IRA CD

Term: 60 months

4.00%
APY
Observed: Sep 5, 2026
Min Deposit

$1,000

Access

Branch access

#13
FinWise Bank

60-Month Certificate

Term: 60 months

3.84%
APY
Observed: Sep 5, 2026
Min Deposit

$500

Access

Branch access

#14
Colorado Federal Savings Bank

60-Month CD

Term: 60 months

3.80%
APY
Observed: Sep 5, 2026
Min Deposit

$5,000

Access

Online only

#15
Global Bank

60-Month Certificate of Deposit

Term: 60 months

3.75%
APY
Observed: Sep 2, 2026
Min Deposit

$1,000

Access

Branch access

#16
Capital One

60-Month CD

Term: 60 months

3.60%
APY
Observed: Sep 5, 2026
Min Deposit

$0

Access

Branch access

#17
First Federal Bank of Kansas City

60-Month CD

Term: 60 months

3.60%
APY
Observed: Sep 5, 2026
Min Deposit

N/A

Access

Branch access

#18
Geddes Federal Savings and Loan Association

60 Month IRA CD

Term: 60 months

3.56%
APY
Observed: Sep 2, 2026
Min Deposit

$500

Access

Branch access

#19
Garden Plain State Bank

5 Year CD

Term: 60 months

3.55%
APY
Observed: Sep 2, 2026
Min Deposit

$1,000

Access

Branch access

#20
Ally Bank

5 Yr IRA CD

Term: 60 months

3.50%
APY
Observed: Sep 7, 2026
Min Deposit

$0

Access

Online only

#21
Ally Bank

5 Yr CD

Term: 60 months

3.50%
APY
Observed: Sep 7, 2026
Min Deposit

$0

Access

Online only

#22
BankVista

60 Month CD

Term: 60 months

3.50%
APY
Observed: Sep 7, 2026
Min Deposit

N/A

Access

N/A

#23
BankVista

60 Month IRA CD

Term: 60 months

3.50%
APY
Observed: Sep 7, 2026
Min Deposit

N/A

Access

N/A

#24
Farmers & Merchants State Bank

60 Month Reverse CD

Term: 60 months

3.50%
APY
Observed: Sep 5, 2026
Min Deposit

$500

Access

Branch access

#25
Garden Plain State Bank

5 Year IRA CD

Term: 60 months

3.50%
APY
Observed: Sep 2, 2026
Min Deposit

$1,000

Access

Branch access

#26
Global Bank

60-Month Traditional IRA CD

Term: 60 months

3.50%
APY
Observed: Sep 2, 2026
Min Deposit

$1,000

Access

Branch access

#27
Global Bank

60-Month Roth IRA CD

Term: 60 months

3.50%
APY
Observed: Sep 2, 2026
Min Deposit

$1,000

Access

Branch access

#28
RBMAX

60-Month Available CDs

Term: 60 months

3.50%
APY
Observed: Sep 7, 2026
Min Deposit

$1,000

Access

Online only

#29
Bonanza Valley State Bank

60-Month CD

Term: 60 months

3.40%
APY
Observed: Sep 2, 2026
Min Deposit

$500

Access

Branch access

#30
EverBank

60-Month CD

Term: 60 months

3.40%
APY
Observed: Sep 5, 2026
Min Deposit

$1,000

Access

Online only

#31
Happen Bank

5-Year CD

Term: 60 months

3.40%
APY
Observed: Sep 5, 2026
Min Deposit

$500

Access

Online only

#32
Farm Bureau Bank FSB

5 Year CD

Term: 60 months

3.35%
APY
Observed: Sep 5, 2026
Min Deposit

$1,000

Access

Branch access

#33
Farmers State Bank

5 Year CD

Term: 60 months

3.35%
APY
Observed: Sep 2, 2026
Min Deposit

$1,000

Access

Branch access

#34
Farmers State Bank

5 Year IRA

Term: 60 months

3.35%
APY
Observed: Sep 2, 2026
Min Deposit

$500

Access

Branch access

#35
FirstBank of Nebraska

60 Month CD

Term: 60 months

3.25%
APY
Observed: Sep 2, 2026
Min Deposit

$1,000

Access

Branch access

#36
FirstBank of Nebraska

60 Month IRA CD

Term: 60 months

3.25%
APY
Observed: Sep 2, 2026
Min Deposit

$1,000

Access

Branch access

#37
Forbright Bank

60-Month Growth CD

Term: 60 months

3.25%
APY
Observed: Sep 5, 2026
Min Deposit

$1,000

Access

Online only

#38
Forbright Bank

60-Month CD

Term: 60 months

3.25%
APY
Observed: Sep 5, 2026
Min Deposit

$1,000

Access

Branch access

#39
StonehamBank, A Co-operative Bank

60-Month CD

Term: 60 months

3.25%
APY
Observed: Sep 2, 2026
Min Deposit

$1,000

Access

Branch access

#40
StonehamBank, A Co-operative Bank

IRA 60-Month CD

Term: 60 months

3.25%
APY
Observed: Sep 2, 2026
Min Deposit

$1,000

Access

Branch access

#41
Peoples State Bank of Plainview

60-Month CD

Term: 60 months

3.24%
APY
Observed: Sep 7, 2026
Min Deposit

$250

Access

Branch access

#42
Carver Bank

60 Month CD

Term: 60 months

3.17%
APY
Observed: Sep 5, 2026
Min Deposit

$1,000

Access

Online only

#43
3.14%
APY
Observed: Sep 2, 2026
Min Deposit

$500

Access

Branch access

#44
Chelsea Savings Bank

60 Month CD ($20,000 Minimum)

Term: 60 months

3.12%
APY
Observed: Sep 4, 2026
Min Deposit

$20,000

Access

Branch access

#45
Farm Bureau Bank FSB

5 Year CD with Step-Up Option

Term: 60 months

3.10%
APY
Observed: Sep 5, 2026
Min Deposit

$1,000

Access

Branch access

#46
Farmers & Merchants State Bank

60 Month CD

Term: 60 months

3.05%
APY
Observed: Sep 5, 2026
Min Deposit

$500

Access

Branch access

3.05%
APY
Observed: Sep 2, 2026
Min Deposit

$1,000

Access

Branch access

3.05%
APY
Observed: Sep 2, 2026
Min Deposit

$1,000

Access

Branch access

#49
Citizens Bank Minnesota

60 Month Special IRA CD

Term: 60 months

3.03%
APY
Observed: Sep 2, 2026
Min Deposit

$500

Access

Branch access

#50
Citizens Bank Minnesota

60 Month CD

Term: 60 months

3.03%
APY
Observed: Sep 2, 2026
Min Deposit

$500

Access

Branch access