Chase Bank
Last Updated: 7/3/2025
Note: Interest rates below are reported as APY, or Annual Percentage YieldQuick Views
Chase Savings℠: 0.01% APY(Rank 88 out of 88 savings accounts)
National Savings Interest Rate: 0.38% (as of 6/16/2025)
Note: The FDIC tracks savings and CD rates nationally, but it does not report APY, only the average interest rate.
(Source: FDIC)Bank Overview
Location: New York, New York
Founded: 1877
Affiliation: JPMorgan Chase & Co
BBB Rating: A-
App Store Rating: 4.8/5
Google Play Rating: 4.5/5
Website: Visit Chase Bank
Our Take on Chase Bank
Highlights
- Chase Savings℠ offers a $0 minimum deposit requirement.
- Chase Bank has a strong BBB rating of A-.
- App Store rating is high at 4.8.
- Google Play rating is also solid at 4.5.
Considerations
- Current APY is only 0.01%, unchanged from 30 days ago.
- Maintenance fee of $5 unless certain conditions are met.
- No direct deposit requirement may limit some account benefits.
- No high-yield savings account options available.
Savings Account
Savings Account Offered by Chase Bank
Feature | Chase Savings℠ |
---|---|
APY | 0.01% (as of 7/3/2025) |
APY Trend | Stable for the last month |
Minimum Deposit | $0 |
Minimum Balance for APY | $0 |
FDIC-insured | Yes |
Online Only | No |
Bundled Account | No |
Direct Deposit Required | No |
Compound Frequency | Monthly |
Maintenance Fee | $5 |
Eligibility | United States |
Note | APY may vary by market. The maintenance fee may be waived under some circumstances, such as if the account balance is maintained with at least $300 each day, or you set up automatic transfers from a linked Chase account, etc. |
No deposit agreement summary available for this bank. |
Calculate Savings for Chase Bank
Chase Savings℠ (APY: 0.01%)
Total savings breakdown:
- Interest earned: $0 (0.00%)
- Total contributions: $0 (0.00%)
- Initial deposit: $100 (100.00%)
Your total balance
$100.00
The Banksparency Savings Calculator provides estimated savings growth based on user input and our latest data.
Chase Bank Savings Rates Over Time
Historical APY Insights
Metric | Chase Savings℠ |
---|---|
Latest APY | 0.01 % |
Trend | Sideways |
Slope (bps/mo) | -0.0 |
Rate Changes / Mo | 0.00 |
Days Since Last Change | 156 |
High (-5 m) | 0.01 % |
Low (-5 m) | 0.01 % |
Draw-down from High | 0.0 % |
Volatility (CV) | 0.000 |
APY Insights Glossary
- Latest APY
- Most recent advertised annual-percentage yield.
- Trend
- Direction over the last 5 months (regression slope).
- Slope (bps/mo)
- Average monthly change; 10 bps = 0.10 pp.
- Rate Changes / Mo
- Typical number of APY moves per month.
- Days Since Last Change
- Recency of the latest APY adjustment.
- High (-5 m)
- Highest APY in the last 156 days.
- Low (-5 m)
- Lowest APY in the last 156 days.
- Draw-down from High
- How far today sits below the 5-month peak.
- Volatility (CV)
- Coefficient of variation = stdev ÷ mean.
Why Track Savings-Account APYs?
- See how quickly a bank reacts to Fed moves or competition.
- Gauge “twitchiness” - frequent moves can annoy savers.
- Spot if you're buying near a peak (draw-down) or riding a rise.
- Slope (bps/mo) shows speed of change.
- Volatility (CV) scales jumps by average level.
Compare Chase Bank's Savings Account
- Affirm - 3.85% APY
- All America Bank - 1.50-3.25% APY
- Ally Bank - 3.50% APY
- Amalgamated Bank - 2.25% APY
- American Express - 3.60% APY
- Axos Bank - 4.66% APY
- Bank5 Connect - 4.05% APY
- Bank of America - 0.01% APY
- Barclays - 3.90-4.10% APY
- Bask Bank - 4.20% APY
- Betterment - 4.00% APY
- BMO Alto - 3.60% APY
- Bread Savings - 4.30% APY
- BrioDirect - 4.30% APY
- Capital One - 3.50% APY
- Carver Bank - 4.00% APY
- Charles Schwab Bank - 0.15% APY
- Chime - 1.25-3.75% APY
- CIBC Bank USA - 4.11% APY
- CIT Bank - 0.25-4.00% APY
- Citibank - 3.60% APY
- Citizens Access™ - 3.70% APY
- Colorado Federal Savings Bank - 4.25% APY
- ConnectOne Bank - 4.00% APY
- Customers Bank - 4.23% APY
- Discover Bank - 3.50% APY
- E*TRADE from Morgan Stanley - 4.00% APY
- EverBank - 4.30% APY
- Evergreen Bank Group - 4.25% APY
- First Foundation Bank - 4.25% APY
- Fitness Bank - 5.00% APY
- Flagstar Bank - 4.00% APY
- Forbright Bank - 4.25% APY
- FVCbank - 4.35% APY
- High Plains Bank - 0.23-3.82% APY
- Jenius Bank - 4.20% APY
- LendingClub - 3.40-4.40% APY
- Live Oak Bank - 4.10% APY
- Marcus by Goldman Sachs - 3.65% APY
- My Banking Direct - 4.30% APY
- MySavingsDirect - 3.75% APY
- Neighbors Bank - 4.60% APY
- Newtek Bank - 4.35% APY
- OMB Bank - 1.00% APY
- Openbank - 4.30% APY
- Peak Bank - 4.44% APY
- Pibank - 4.60% APY
- PNC - 3.95% APY
- Poppy Bank - 4.25% APY
- Popular Direct - 4.05% APY
- Presidential Bank - 4.00-4.50% APY
- Prime Alliance Bank - 4.05% APY
- Primis Bank - 4.35% APY
- Quontic Bank - 3.75% APY
- RBMAX - 4.15% APY
- Rising Bank - 4.30% APY
- ROGER - 4.12% APY
- Salem Five Direct - 4.01% APY
- Sallie Mae Bank - 3.90% APY
- Santander Bank - 0.03% APY
- SoFi Bank - 3.80% APY
- Synchrony Bank - 3.80% APY
- TAB Bank - 4.15% APY
- TD Bank - 0.05-3.00% APY
- The State Exchange Bank - 1.90% APY
- TIMBR - 4.40% APY
- UFB Direct - 4.01-4.21% APY
- Upgrade - 4.02% APY
- Valley Direct - 4.30% APY
- Varo Bank - 2.50-5.00% APY
- Western Alliance Bank - 4.25% APY
- Zynlo Bank - 4.35% APY
Feature | Chase Bank | Select a bank... |
---|---|---|
Product | Chase Savings℠ | N/A |
APY | 0.01% (as of 7/3/2025) | N/A |
Bundled Account | No | N/A |
FDIC-insured | Yes | N/A |
Online Only | No | N/A |
Compound Frequency | Monthly | N/A |
Minimum Deposit | $0 | N/A |
Minimum Balance for APY | $0 | N/A |
Maintenance Fee | $5 | N/A |
Direct Deposit Required | No | N/A |
Note | APY may vary by market. The maintenance fee may be waived under some circumstances, such as if the account balance is maintained with at least $300 each day, or you set up automatic transfers from a linked Chase account, etc. | N/A |
Bank-to-Bank Comparisons
Compare Chase Bank's APY of 0.01% with other banks
Bank Pair | Best APY | Min Deposit |
---|---|---|
Chase Bank vs Ally Bank | 3.50% | $0 |
Chase Bank vs American Express | 3.60% | $0 |
Chase Bank vs Axos Bank | 4.66% | $0 |
Chase Bank vs Bank of America | 0.01% | $100 |
Chase Bank vs Barclays | 4.10% | $0 |
Chase Bank vs Capital One | 3.50% | $0 |
Chase Bank vs Chime | 3.75% | $0 |
Chase Bank vs CIT Bank | 4.00% | $100 |
Chase Bank vs Discover Bank | 3.50% | $0 |
Chase Bank vs Fitness Bank | 5.00% | $100 |
Chase Bank vs Marcus by Goldman Sachs | 3.65% | $0 |
Chase Bank vs SoFi Bank | 3.80% | $0 |
Chase Bank vs Synchrony Bank | 3.80% | $0 |
Chase Bank vs Varo Bank | 5.00% | $0 |
Alternatives to Chase Bank
Banks with Higher/Similar Savings APY
For a top list of the highest savings rates, see all HYSA top rates
Primis Bank
Primis Savings Account: 4.35% APY
Minimum Deposit: $1
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ROGER
ROGER Savings: 4.12% APY
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Minimum Deposit: $0
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Bank of America
Advantage Savings: 0.01% APY
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Neighbors Bank
Neighbors Savings Account: 4.60% APY
Minimum Deposit: $0
Eligible States: Limited (see details)
Fitness Bank
Fitness Savings Account: 4.55% APY
Minimum Deposit: $100
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Fitness Elite Checking & Fitness Savings Combo: 5.00% APY
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Minimum Deposit: $100
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Chime
Chime Savings Account: 3.75% APY
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Minimum Deposit: $0
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Direct Deposit: You need to receive a qualifying direct deposit of $200 or more within the preceding 34 days
Valley Direct
High-Yield Savings Account: 4.30% APY
Minimum Deposit: $1000
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Eligible States: Limited (see details)
American Express
High Yield Savings Account: 3.60% APY
Minimum Deposit: $0
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Santander Bank
Santander Savings: 0.03% APY
Minimum Deposit: $25
Jenius Bank
Jenius Savings: 4.20% APY
Minimum Deposit: $0
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TAB Bank
TAB Save: 4.15% APY
Minimum Deposit: $1,000
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Live Oak Bank
Personal Savings: 4.10% APY
Minimum Deposit: $0
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