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Highest 3-Month CD Rates
Compare 3-Month CD rates from 172 banks

By Aviel Fahl

Newest reading: September 11, 2026

Top 10 Rates:3.91-4.50% APYFDIC or NCUA Insured
214 active 3-month cd products tracked

Top 50 3-Month CD Rates

Ordered by highest APY. Showing the top 50 of 214 3-month cd products tracked across 172 banks.

Newest reading: Friday, September 11, 2026

Top 50 CD terms from 44 banks,sorted by highest APY
#1
Habib American Bank

3 Month CD

Term: 3 months

4.50%
APY
Observed: Sep 11, 2026
Min Deposit

N/A

Access

Branch access

#2
The North Country Savings Bank

Three Month Business CD

Term: 3 months

4.07%
APY
Observed: Sep 11, 2026
Min Deposit

$1,000

Access

Branch access

#3
Farmers and Merchants Bank

3-Month Certificate

Term: 3 months

4.06%
APY
Observed: Sep 11, 2026
Min Deposit

$500

Access

Branch access

#4
Omb Bank

3 Month CD

Term: 3 months

4.05%
APY
Observed: Sep 11, 2026
Min Deposit

$1,000

Access

Branch access

#5
First County Bank

3 Month CD

Term: 3 months

4.00%
APY
Observed: Sep 11, 2026
Min Deposit

N/A

Access

Branch access

#6
FirstBank of Nebraska

3 Month CD

Term: 3 months

4.00%
APY
Observed: Sep 9, 2026
Min Deposit

$1,000

Access

Branch access

#7
Ivy Bank

3-Month High-Yield Certificate of Deposit

Term: 3 months

4.00%
APY
Observed: Sep 11, 2026
Min Deposit

$1,000

Access

Online only

#8
Poppy Bank

3-Month CD

Term: 3 months

4.00%
APY
Observed: Sep 11, 2026
Min Deposit

$1,000

Access

Branch access

#9
Bask Bank

3-Month

Term: 3 months

3.95%
APY
Observed: Sep 11, 2026
Min Deposit

$1,000

Access

Online only

#10
BankVista

3 Month CD

Term: 3 months

3.91%
APY
Observed: Sep 11, 2026
Min Deposit

N/A

Access

N/A

#11
BankVista

3 Month IRA CD

Term: 3 months

3.91%
APY
Observed: Sep 11, 2026
Min Deposit

N/A

Access

N/A

#12
FinWise Bank

90-Day Certificate

Term: 3 months

3.90%
APY
Observed: Sep 11, 2026
Min Deposit

$500

Access

Branch access

#13
Popular Direct

3 Months

Term: 3 months

3.90%
APY
Observed: Sep 11, 2026
Min Deposit

$10,000

Access

Online only

#14
Auburn Savings Bank, FSB

3 Month CD & IRA Special

Term: 3 months

3.85%
APY
Observed: Sep 9, 2026
Min Deposit

$500

Access

Branch access

#15
F&M Bank and Trust Company

91 Day CD Special

Term: 3 months

3.85%
APY
Observed: Sep 11, 2026
Min Deposit

$5,000

Access

Branch access

#16
Bread Savings

3-Month CD

Term: 3 months

3.80%
APY
Observed: Sep 11, 2026
Min Deposit

$1,500

Access

Online only

#17
First State Bank of Campbell Hill

91-Day Certificates of Deposits

Term: 3 months

3.80%
APY
Observed: Sep 9, 2026
Min Deposit

$500

Access

Branch access

#18
Exchange Bank

3 Month New Money Promotional CD

Term: 3 months

3.75%
APY
Observed: Sep 9, 2026
Min Deposit

$1,000

Access

Branch access

#19
Farmers National Bank

3 Month CD

Term: 3 months

3.75%
APY
Observed: Sep 9, 2026
Min Deposit

$500

Access

Branch access

#20
Global Bank

3-Month Certificate of Deposit

Term: 3 months

3.75%
APY
Observed: Sep 9, 2026
Min Deposit

$1,000

Access

Branch access

#21
Goldwater Bank, N.A.

90-Day CD

Term: 3 months

3.75%
APY
Observed: Sep 11, 2026
Min Deposit

$500

Access

Branch access

#22
Goldwater Bank, N.A.

90-Day IRA CD

Term: 3 months

3.75%
APY
Observed: Sep 11, 2026
Min Deposit

$0

Access

Branch access

#23
ESB Financial

91-Day CD

Term: 3 months

3.70%
APY
Observed: Sep 9, 2026
Min Deposit

$500

Access

Branch access

#24
Carver Bank

91 Day CD

Term: 3 months

3.69%
APY
Observed: Sep 11, 2026
Min Deposit

$2,500

Access

Online only

#25
Bank of Franklin County

90 Day CD Special

Term: 3 months

3.65%
APY
Observed: Sep 11, 2026
Min Deposit

$500

Access

Branch access

#26
Colorado Federal Savings Bank

3-Month CD

Term: 3 months

3.65%
APY
Observed: Sep 11, 2026
Min Deposit

$5,000

Access

Online only

#27
EagleBank

3 Month CD

Term: 3 months

3.65%
APY
Observed: Sep 11, 2026
Min Deposit

$1,000

Access

Branch access

3.65%
APY
Observed: Sep 9, 2026
Min Deposit

$500

Access

Branch access

#29
Bank of Commerce

3 Month CD

Term: 3 months

3.60%
APY
Observed: Sep 11, 2026
Min Deposit

$1,000

Access

N/A

#30
Customers Bank

3-Month CD

Term: 3 months

3.60%
APY
Observed: Sep 11, 2026
Min Deposit

$500

Access

Branch access

#31
EverBank

3-Month CD

Term: 3 months

3.60%
APY
Observed: Sep 11, 2026
Min Deposit

$1,000

Access

Online only

3.60%
APY
Observed: Sep 11, 2026
Min Deposit

$500

Access

Branch access

#33
Quontic Bank

3 Month CD

Term: 3 months

3.60%
APY
Observed: Sep 11, 2026
Min Deposit

$500

Access

Online only

#34
The Napoleon State Bank

91-Day CD

Term: 3 months

3.60%
APY
Observed: Sep 9, 2026
Min Deposit

$1,000

Access

Branch access

#35
EvaBank

Eva Liquid CD

Term: 3 months

3.55%
APY
Observed: Sep 11, 2026
Min Deposit

$500

Access

Branch access

#36
Cashmere Valley Bank

3 Month CD

Term: 3 months

3.51%
APY
Observed: Sep 9, 2026
Min Deposit

$100

Access

Branch access

#37
Citizens Bank

91 Day CD

Term: 3 months

3.51%
APY
Observed: Sep 11, 2026
Min Deposit

$2,500

Access

Branch access

#38
The First National Bank of Bemidji

91 Day CD

Term: 3 months

3.51%
APY
Observed: Sep 9, 2026
Min Deposit

$1,000

Access

Branch access

#39
American Metro Bank

Harvest 91 Day CD

Term: 3 months

3.50%
APY
Observed: Sep 9, 2026
Min Deposit

$10,000

Access

Branch access

#40
Century Bank

3 Month CD

Term: 3 months

3.50%
APY
Observed: Sep 9, 2026
Min Deposit

$5,000

Access

N/A

#41
Exchange Bank

3 Month Promotional CD

Term: 3 months

3.50%
APY
Observed: Sep 9, 2026
Min Deposit

$1,000

Access

Branch access

#42
Fifth District Savings Bank

3 Months CD

Term: 3 months

3.50%
APY
Observed: Sep 9, 2026
Min Deposit

$1,000

Access

Branch access

#43
Fifth District Savings Bank

3 Months IRA CD

Term: 3 months

3.50%
APY
Observed: Sep 9, 2026
Min Deposit

$1,000

Access

Branch access

#44
First Bank Chicago

91 Day CD

Term: 3 months

3.50%
APY
Observed: Sep 11, 2026
Min Deposit

$2,500

Access

Branch access

#45
First Bank Chicago

91 Day IRA CD

Term: 3 months

3.50%
APY
Observed: Sep 11, 2026
Min Deposit

$1,000

Access

Branch access

#46
Newtek Bank

3-Month CD

Term: 3 months

3.50%
APY
Observed: Sep 11, 2026
Min Deposit

$2,500

Access

Online only

#47
Peoples Trust Company of St. Albans

3 Month CD

Term: 3 months

3.50%
APY
Observed: Sep 9, 2026
Min Deposit

$500

Access

Branch access

#48
Peoples Trust Company of St. Albans

3 Month IRA

Term: 3 months

3.50%
APY
Observed: Sep 9, 2026
Min Deposit

$500

Access

Branch access

#49
Forbright Bank

3-5 Month CD

Term: 3-5 months

3.45%
APY
Observed: Sep 11, 2026
Min Deposit

$1,000

Access

Branch access

#50
Ergo Bank

91 Day CD

Term: 3 months

3.44%
APY
Observed: Sep 11, 2026
Min Deposit

$2,500

Access

Branch access