Highest 5-Year CD Rates in Illinois
102 Illinois-specific 60-Month CD products
The Illinois market
Illinois accounts
102
Institutions
99
Top Illinois APY
4.50% APY
Nationally: 5.00% APY
FDIC national average
1.38%
As of Sep 2026
102 60-month CDs are open only to Illinois residents, from 99 institutions. The highest advertised APY among them is 4.50%.
The highest nationally available rate is 5.00% APY, 50 basis points above the Illinois leader.
78 of the 102 Illinois 60-month CDs advertise more than the FDIC national average of 1.38% for 60-month CDs as of Sep 2026.
Illinois-Specific 60-Month CD Rates
60-Month CD rates specifically available to Illinois residents. Business, youth and IRA CDs are not included on this page.
| # | Institution & CD | Rate & Features | Minimum Deposit | Actions |
|---|---|---|---|---|
| #1 | 4.50%APY Observed: Oct 13, 2026 Branches: Yes | N/A | ||
| #2 | 4.27%APY Observed: Oct 12, 2026 Branches: Yes | $1,000 | ||
| #3 | 4.20%APY Observed: Oct 7, 2026 Branches: Yes | $2,500 | ||
| #4 | 4.08%APY Observed: Oct 7, 2026 Branches: Yes | $1,000 | ||
| #5 | 4.04%APY Observed: Oct 10, 2026 Branches: Yes | $1,000 | ||
| #6 | 3.87%APY Observed: Oct 7, 2026 Branches: Yes | $500 | ||
| #7 | 3.85%APY Observed: Oct 7, 2026 Branches: Yes | $500 | ||
| #8 | 3.75%APY Observed: Oct 13, 2026 Branches: Yes | $1,000 | ||
| #9 | Up to3.75%APY Needs at least $100,000 Observed: Oct 7, 2026 Branches: Yes | $500 | ||
| #10 | 3.75%APY Observed: Oct 7, 2026 Branches: Yes | $1,000 | ||
| #11 | 3.63%APY Observed: Oct 7, 2026 Branches: Yes | N/A | ||
| #12 | 3.60%APY Observed: Oct 7, 2026 | N/A | ||
| #13 | 3.58%APY Observed: Oct 7, 2026 Branches: Yes | N/A | ||
| #14 | 3.55%APY Observed: Oct 7, 2026 Branches: Yes | $500 | ||
| #15 | 3.53%APY Observed: Oct 7, 2026 Branches: Yes | $500 | ||
| #16 | Up to3.53%APY Needs at least $100,000 Observed: Oct 7, 2026 Branches: Yes | $500 | ||
| #17 | 3.50%APY Observed: Oct 7, 2026 Branches: Yes | $1,000 | ||
| #18 | 3.50%APY Observed: Oct 7, 2026 Branches: Yes | $1,000 | ||
| #19 | 3.49%APY Observed: Oct 7, 2026 Branches: Yes | N/A | ||
| #20 | 3.45%APY Observed: Oct 7, 2026 Branches: Yes | $500 | ||
| #21 | 3.44%APY Observed: Oct 7, 2026 | $500 | ||
| #22 | 3.35%APY Observed: Oct 7, 2026 Branches: Yes | $1,000 | ||
| #23 | 3.30%APY Observed: Oct 7, 2026 Branches: Yes | $1,000 | ||
| #24 | 3.30%APY Observed: Oct 13, 2026 | $2,000 | ||
| #25 | 3.30%APY Observed: Oct 7, 2026 Branches: Yes | $1,000 | ||
| #26 | 3.29%APY Observed: Oct 7, 2026 Branches: Yes | $1,000 | ||
| #27 | Up to3.25%APY Needs at least $100,000 Observed: Oct 7, 2026 Branches: Yes | N/A | ||
| #28 | 3.10%APY Observed: Oct 7, 2026 | $1,000 | ||
| #29 | 3.05%APY Observed: Oct 7, 2026 Branches: Yes | $1,000 | ||
| #30 | 3.04%APY Observed: Oct 7, 2026 Branches: Yes | $1,000 | ||
| #31 | 3.03%APY Observed: Sep 30, 2026 | $1,000 | ||
| #32 | 3.03%APY Observed: Oct 7, 2026 Branches: Yes | $500 | ||
| #33 | 3.03%APY Observed: Oct 7, 2026 Branches: Yes | $500 | ||
| #34 | 3.03%APY Observed: Oct 13, 2026 Branches: Yes | $200 | ||
| #35 | Up to3.02%APY Needs at least $1,000,000 Observed: Oct 13, 2026 Branches: Yes | N/A | ||
| #36 | 3.00%APY Observed: Oct 7, 2026 Branches: Yes | $500 | ||
| #37 | 3.00%APY Observed: Oct 13, 2026 Branches: Yes | $1,000 | ||
| #38 | 2.93%APY Observed: Oct 13, 2026 Branches: Yes | $1,000 | ||
| #39 | 2.85%APY Observed: Oct 7, 2026 Branches: Yes | $500 | ||
| #40 | 2.78%APY Observed: Oct 7, 2026 Branches: Yes | $500 | ||
| #41 | 2.78%APY Observed: Oct 7, 2026 Branches: Yes | $1,000 | ||
| #42 | 2.75%APY Observed: Oct 7, 2026 Branches: Yes | $500 | ||
| #43 | 2.75%APY Observed: Oct 7, 2026 Branches: Yes | $500 | ||
| #44 | 2.75%APY Observed: Oct 13, 2026 Branches: Yes | $1,000 | ||
| #45 | 2.53%APY Observed: Oct 7, 2026 Branches: Yes | $1,000 | ||
| #46 | 2.52%APY Observed: Oct 7, 2026 Branches: Yes | $1,000 | ||
| #47 | 2.52%APY Observed: Oct 7, 2026 Branches: Yes | $500 | ||
| #48 | 2.52%APY Observed: Oct 12, 2026 | $500 | ||
| #49 | 2.52%APY Observed: Oct 7, 2026 Branches: Yes | $1,000 | ||
| #50 | 2.50%APY Observed: Oct 7, 2026 Branches: Yes | $1,000 |
N/A
Yes
$1,000
Yes
$2,500
Yes
$1,000
Yes
$1,000
Yes
$500
Yes
$500
Yes
$1,000
Yes
Needs at least $100,000
$500
Yes
$1,000
Yes
N/A
Yes
N/A
N/A
N/A
Yes
$500
Yes
$500
Yes
Needs at least $100,000
$500
Yes
$1,000
Yes
$1,000
Yes
N/A
Yes
$500
Yes
$500
N/A
$1,000
Yes
$1,000
Yes
$2,000
N/A
$1,000
Yes
$1,000
Yes
Needs at least $100,000
N/A
Yes
$1,000
N/A
$1,000
Yes
$1,000
Yes
$1,000
N/A
$500
Yes
$500
Yes
$200
Yes
Needs at least $1,000,000
N/A
Yes
$500
Yes
$1,000
Yes
$1,000
Yes
$500
Yes
$500
Yes
$1,000
Yes
$500
Yes
$500
Yes
$1,000
Yes
$1,000
Yes
$1,000
Yes
$500
Yes
$500
N/A
$1,000
Yes
$1,000
Yes
Nationally Available 60-Month CD Rates
The 8 highest 60-Month CD rates available nationwide, including in Illinois.
| Institution | Product / Term | APY |
|---|---|---|
| Popular Direct | 60 Months60 months | 5.00% |
| Barclays | 60-Month CD60 months | 4.75% |
| Bread Savings | 5-Year CD60 months | 4.60% |
| Sallie Mae Bank | 60-Month Certificates of deposit CDs60 months | 4.50% |
| Synchrony Bank | 60 Month CD60 months | 4.50% |
| E*TRADE from Morgan Stanley | 60-Month Certificates of Deposit60 months | 4.40% |
| Marcus by Goldman Sachs | 5 Year CD60 months | 4.40% |
| KS StateBank | 5 Year CD60 months | 4.35% |