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Highest 6-Month CD Rates
Compare 6-Month CD rates from 121 banks

By Aviel Fahl

Newest reading: September 4, 2026

Top 10 Rates:4.00-4.20% APYFDIC or NCUA Insured
164 active 6-month cd products tracked

Top 50 6-Month CD Rates

Ordered by highest APY. Showing the top 50 of 164 6-month cd products tracked across 121 banks.

Newest reading: Friday, September 4, 2026

Top 50 CD terms from 44 banks,sorted by highest APY
#1
E*TRADE from Morgan Stanley

6-Month Certificates of Deposit

Term: 6 months

4.20%
APY
Observed: Sep 4, 2026
Min Deposit

$0

Access

Online only

#2
Happen Bank

6-Month CD

Term: 6 months

4.20%
APY
Observed: Sep 4, 2026
Min Deposit

$500

Access

Online only

#3
Popular Direct

6 Months

Term: 6 months

4.15%
APY
Observed: Sep 4, 2026
Min Deposit

$10,000

Access

Online only

#4
Synchrony Bank

6 Month CD

Term: 6 months

4.10%
APY
Observed: Sep 4, 2026
Min Deposit

$0

Access

Online only

#5
Climate First Bank

6-Month CD

Term: 6 months

4.07%
APY
Observed: Sep 4, 2026
Min Deposit

$500

Access

Branch access

#6
Artisans' Bank

6 Month CD

Term: 6 months

4.05%
APY
Observed: Sep 3, 2026
Min Deposit

$1,500

Access

N/A

#7
Artisans' Bank

6 Month Fixed Rate IRA

Term: 6 months

4.05%
APY
Observed: Sep 3, 2026
Min Deposit

$500

Access

N/A

#8
Bank5 Connect

6-Month CD

Term: 6 months

4.00%
APY
Observed: Sep 4, 2026
Min Deposit

$500

Access

Online only

#9
Bread Savings

6-Month CD

Term: 6 months

4.00%
APY
Observed: Sep 4, 2026
Min Deposit

$1,500

Access

Online only

#10
Colorado Federal Savings Bank

6-Month CD

Term: 6 months

4.00%
APY
Observed: Sep 4, 2026
Min Deposit

$5,000

Access

Online only

#11
Exchange State Bank

6 Months CD

Term: 6 months

4.00%
APY
Observed: Sep 4, 2026
Min Deposit

$1,000

Access

Branch access

#12
Farmers & Merchants State Bank

6 Month CD Special

Term: 6 months

4.00%
APY
Observed: Sep 4, 2026
Min Deposit

$500

Access

Branch access

#13
Gateway Bank

6 Month CD

Term: 6 months

4.00%
APY
Observed: Sep 2, 2026
Min Deposit

N/A

Access

Branch access

#14
Newtek Bank

6-Month CD

Term: 6 months

4.00%
APY
Observed: Sep 4, 2026
Min Deposit

$2,500

Access

Online only

#15
Newtek Bank

6-Month CD

Term: 6 months

4.00%
APY
Observed: Sep 4, 2026
Min Deposit

$2,500

Access

Online only

#16
Northeast Bank

6-Month CD

Term: 6 months

4.00%
APY
Observed: Sep 4, 2026
Min Deposit

$5,000

Access

Branch access

#17
Poppy Bank

6-Month IRA CD

Term: 6 months

4.00%
APY
Observed: Sep 4, 2026
Min Deposit

$1,000

Access

Branch access

#18
Marcus by Goldman Sachs

6-Month CD

Term: 6 months

3.95%
APY
Observed: Sep 4, 2026
Min Deposit

$500

Access

Online only

#19
Prime Alliance Bank

6-Month Business CD

Term: 6 months

3.95%
APY
Observed: Sep 4, 2026
Min Deposit

$500

Access

Branch access

#20
The Napoleon State Bank

182-Day CD

Term: 6 months

3.95%
APY
Observed: Sep 2, 2026
Min Deposit

$1,000

Access

Branch access

#21
Bask Bank

6-Month

Term: 6 months

3.90%
APY
Observed: Sep 4, 2026
Min Deposit

$1,000

Access

Online only

#22
Global Bank

6-Month Certificate of Deposit

Term: 6 months

3.90%
APY
Observed: Sep 2, 2026
Min Deposit

$1,000

Access

Branch access

#23
Live Oak Bank

6-Month Personal CD

Term: 6 months

3.90%
APY
Observed: Sep 4, 2026
Min Deposit

$2,500

Access

Online only

#24
Live Oak Bank

6-Month Business CD

Term: 6 months

3.90%
APY
Observed: Sep 4, 2026
Min Deposit

$2,500

Access

Online only

#25
BankVista

6 Month CD

Term: 6 months

3.89%
APY
Observed: Sep 3, 2026
Min Deposit

N/A

Access

N/A

#26
BankVista

6 Month IRA CD

Term: 6 months

3.89%
APY
Observed: Sep 3, 2026
Min Deposit

N/A

Access

N/A

#27
FinWise Bank

6-Month Certificate

Term: 6 months

3.85%
APY
Observed: Sep 4, 2026
Min Deposit

$500

Access

Branch access

#28
Vio Bank

6-Month Online Certificate of Deposit CD

Term: 6 months

3.85%
APY
Observed: Sep 4, 2026
Min Deposit

$500

Access

Online only

#29
Laona State Bank

6 Month Special CD

Term: 6 months

3.82%
APY
Observed: Sep 2, 2026
Min Deposit

$10,000

Access

N/A

#30
Waterman Bank

6 Month

Term: 6 months

3.82%
APY
Observed: Sep 4, 2026
Min Deposit

$0

Access

Branch access

#31
F&M Bank and Trust Company

6 Month CD Special

Term: 6 months

3.80%
APY
Observed: Sep 4, 2026
Min Deposit

$5,000

Access

Branch access

#32
First State Bank of Campbell Hill

182-Day Certificates of Deposits

Term: 6 months

3.80%
APY
Observed: Sep 2, 2026
Min Deposit

$500

Access

Branch access

#33
FirstBank of Nebraska

6 Month CD

Term: 6 months

3.80%
APY
Observed: Sep 2, 2026
Min Deposit

$1,000

Access

Branch access

#34
Farmers State Bank

182 Day CD Jumbo

Term: 6 months

3.76%
APY
Observed: Sep 2, 2026
Min Deposit

$50,000

Access

Branch access

#35
Bank of Commerce

6 Month CD

Term: 6 months

3.75%
APY
Observed: Sep 4, 2026
Min Deposit

$1,000

Access

N/A

#36
CIT Bank

6-Month CD

Term: 6 months

3.75%
APY
Observed: Sep 4, 2026
Min Deposit

$1,000

Access

Online only

#37
First Community Bank of Hillsboro

6 Month CD

Term: 6 months

3.75%
APY
Observed: Sep 2, 2026
Min Deposit

$1,000

Access

Branch access

#38
First Community Bank of Hillsboro

6 Month IRA

Term: 6 months

3.75%
APY
Observed: Sep 2, 2026
Min Deposit

$1,000

Access

Branch access

#39
Ivy Bank

6-Month High-Yield Certificate of Deposit

Term: 6 months

3.75%
APY
Observed: Sep 3, 2026
Min Deposit

$1,000

Access

Online only

#40
EverBank

6-Month

Term: 6 months

3.70%
APY
Observed: Sep 4, 2026
Min Deposit

$1,500

Access

Branch access

#41
Flagstar Bank

6-Month CD

Term: 6 months

3.70%
APY
Observed: Sep 4, 2026
Min Deposit

$2,500

Access

Branch access

#42
RBMAX

6-Month Available CDs

Term: 6 months

3.70%
APY
Observed: Sep 4, 2026
Min Deposit

$1,000

Access

Online only

#43
Farm Bureau Bank FSB

6 Month CD

Term: 6 months

3.65%
APY
Observed: Sep 4, 2026
Min Deposit

$1,000

Access

Branch access

#44
First Exchange Bank

182 Day Special CD

Term: 6 months

3.65%
APY
Observed: Sep 2, 2026
Min Deposit

$2,500

Access

Branch access

#45
State Bank of Graymont

182 Day CD

Term: 6 months

3.65%
APY
Observed: Sep 3, 2026
Min Deposit

$1,000

Access

Branch access

#46
Ballston Spa National Bank

6 Month CD/IRA

Term: 6 months

3.60%
APY
Observed: Sep 2, 2026
Min Deposit

$10,000

Access

Branch access

#47
EverBank

6-Month CD

Term: 6 months

3.60%
APY
Observed: Sep 4, 2026
Min Deposit

$1,000

Access

Online only

3.60%
APY
Observed: Sep 3, 2026
Min Deposit

$500

Access

Branch access

#49
Carver Bank

182 Day CD

Term: 6 months

3.59%
APY
Observed: Sep 4, 2026
Min Deposit

$2,500

Access

Online only

#50
Cape Ann Savings Bank

6 Month CD

Term: 6 months

3.56%
APY
Observed: Sep 4, 2026
Min Deposit

$500

Access

N/A