Highest 9-Month CD Rates
Compare 9-Month CD rates from 51 banks

By Aviel Fahl

Rates verified: August 21, 2026

Top 10 Rates:4.00-4.40% APYFDIC or NCUA Insured

66 active 9-month cd products tracked

All Terms 3-Month CD 6-Month CD 9-Month CD 12-Month CD 18-Month CD 24-Month CD 36-Month CD 48-Month CD 60-Month CD

Top 50 9-Month CD Rates

Ordered by highest APY. Showing the top 50 of 66 9-month cd products tracked across 51 banks.

Rates verified: Friday, August 21, 2026

Top 50 CD terms from 40 banks,sorted by highest APY

#	Institution & CD	Rate & Features	Minimum Deposit
#1	Bread Savings 9-Month CD Term: 9 months	4.40%APY Verified: Aug 20, 2026 Access: Online only	$1,500
#2	Barclays 9-Month CD Term: 9 months	4.15%APY Verified: Aug 21, 2026 Access: Online only	$0
#3	Omb Bank 9-Month CD Term: 9 months	4.15%APY Verified: Aug 21, 2026 Access: Branch access	$1,000
#4	E*TRADE from Morgan Stanley 9-Month Certificates of Deposit Term: 9 months	4.10%APY Verified: Aug 21, 2026 Access: Online only	$0
#5	Marcus by Goldman Sachs 9-Month CD Term: 9 months	4.10%APY Verified: Aug 21, 2026 Access: Online only	$500
#6	Bask Bank 9-Month Term: 9 months	4.05%APY Verified: Aug 21, 2026 Access: Online only	$1,000
#7	CIBC Bank USA 9-Month Agility CD Term: 9 months	4.00%APY Verified: Aug 21, 2026 Access: Online only	$1,000
#8	Lindell Bank & Trust Company 9-Month Special Certificates of Deposit** Term: 9 months	4.00%APY Verified: Aug 21, 2026 Access: Branch access	$10,000
#9	Live Oak Bank 9-Month Personal CD Term: 9 months	4.00%APY Verified: Aug 20, 2026 Access: Online only	$2,500
#10	Live Oak Bank 9-Month Business CD Term: 9 months	4.00%APY Verified: Aug 20, 2026 Access: Online only	$2,500
#11	Newtek Bank 9-Month CD Term: 9 months	4.00%APY Verified: Aug 21, 2026 Access: Online only	$2,500
#12	Poppy Bank 9-Month IRA CD Term: 9 months	4.00%APY Verified: Aug 21, 2026 Access: Branch access	$1,000
#13	Ergo Bank 9 Month CD Special Term: 9 months	3.92%APY Verified: Aug 16, 2026 Access: Branch access	$500
#14	Synchrony Bank 9 Month CD Term: 9 months	3.90%APY Verified: Aug 21, 2026 Access: Online only	$0
#15	Vio Bank 9-Month Online Certificate of Deposit CD Term: 9 months	3.90%APY Verified: Aug 20, 2026 Access: Online only	$500
#16	Farmers & Merchants State Bank 90 Day Option CD Term: 9 months	3.85%APY Verified: Aug 21, 2026 Access: Branch access	$500
#17	FinWise Bank 9-Month Certificate Term: 9 months	3.85%APY Verified: Aug 16, 2026 Access: Branch access	$500
#18	StonehamBank, A Co-operative Bank 9-Month CD Special Term: 9 months	3.85%APY Verified: Aug 19, 2026 Access: Branch access	$1,000
#19	StonehamBank, A Co-operative Bank IRA 9-Month CD Special Term: 9 months	3.85%APY Verified: Aug 19, 2026 Access: Branch access	$1,000
#20	Ally Bank 9 Mo IRA CD Term: 9 months	3.75%APY Verified: Aug 21, 2026 Access: Online only	$0
#21	Ally Bank 9 Mo CD Term: 9 months	3.75%APY Verified: Aug 21, 2026 Access: Online only	$0
#22	Capital One 9-Month CD Term: 9 months	3.75%APY Verified: Aug 21, 2026 Access: Branch access	$0
#23	Federation Bank 9-Month CD Term: 9 months	3.75%APY Verified: Aug 15, 2026 Access: Branch access	$500
#24	First Exchange Bank 9 Month Special CD Term: 9 months	3.75%APY Verified: Aug 15, 2026 Access: Branch access	$10,000
#25	Forbright Bank 9-Month Growth CD Term: 9 months	3.75%APY Verified: Aug 20, 2026 Access: Online only	$1,000
#26	Forbright Bank 9-Month CD Term: 9 months	3.75%APY Verified: Aug 20, 2026 Access: Branch access	$1,000
#27	First Exchange Bank 9 Month CD Term: 9 months	3.65%APY Verified: Aug 15, 2026 Access: Branch access	$500
#28	Gateway Bank 9 Month CD Term: 9 months	3.65%APY Verified: Aug 16, 2026 Access: Branch access	N/A
#29	First Federal Savings and Loan Association of Lakewood 9-Month CD Term: 9 months	3.60%APY Verified: Aug 21, 2026 Access: Branch access	$500
#30	Exchange State Bank 9 Months CD Term: 9 months	3.55%APY Verified: Aug 21, 2026 Access: Branch access	$1,000
#31	First Federal Savings and Loan Association 9 Month CD Term: 9 months	3.55%APY Verified: Aug 19, 2026 Access: Branch access	$500
#32	Ergo Bank 9 Month IRA CD Term: 9 months	3.53%APY Verified: Aug 16, 2026 Access: Branch access	$100
#33	TD Bank TD Choice 9 Month CD Term: 9 months	3.51%APY Verified: Aug 21, 2026 Access: Branch access	$250
#34	UNICO Bank 9 MO Term: 9 months	3.51%APY Verified: Aug 19, 2026 Access: Branch access	$50
#35	Ballston Spa National Bank 9 Month CD/IRA Term: 9 months	3.50%APY Verified: Aug 19, 2026 Access: Branch access	$500
#36	Customers Bank 9-Month CD Term: 9 months	3.50%APY Verified: Aug 19, 2026 Access: Branch access	$500
#37	Global Bank 9-Month Certificate of Deposit Term: 9 months	3.50%APY Verified: Aug 16, 2026 Access: Branch access	$1,000
#38	Synchrony Bank 9 Month IRA CD Term: 9 months	3.50%APY Verified: Aug 21, 2026 Access: Online only	$0
#39	MutualOne Bank 9-Month CD Special Term: 9 months	3.46%APY Verified: Aug 21, 2026 Access: Branch access	$500
#40	Fifth District Savings Bank 9 Months CD Term: 9 months	3.45%APY Verified: Aug 19, 2026 Access: Branch access	$1,000
#41	Fifth District Savings Bank 9 Months IRA CD Term: 9 months	3.45%APY Verified: Aug 19, 2026 Access: Branch access	$1,000
#42	EverBank 9-Month CD Term: 9 months	3.40%APY Verified: Aug 20, 2026 Access: Online only	$1,000
#43	Florence Bank 9 Month CD Term: 9 months	3.40%APY Verified: Aug 19, 2026 Access: Branch access	$500
#44	Florence Bank 9 Month IRA CD Term: 9 months	3.40%APY Verified: Aug 19, 2026 Access: Branch access	$500
#45	First Federal Savings and Loan Association of Bath 9 Month CD Term: 9 months	3.30%APY Verified: Aug 15, 2026 Access: Branch access	$1,000
#46	First Federal Savings and Loan Association of McMinnville 9 Month CD Term: 9 months	3.25%APY Verified: Aug 15, 2026 Access: Branch access	$500
#47	Peapack Private Bank & Trust Business Certificates of Deposit CDs Term: 9 months	3.25%APY Verified: Aug 19, 2026 Access: Branch access	$500
#48	Peapack Private Bank & Trust Personal Certificates of Deposit CDs Term: 9 months	3.25%APY Verified: Aug 19, 2026 Access: Branch access	$500
#49	Sallie Mae Bank 9-Month Certificates of deposit CDs Term: 9 months	3.20%APY Verified: Aug 21, 2026 Access: Online only	$2,500
#50	First Federal Savings and Loan Association 270 Day CD Term: 9 months	3.05%APY Verified: Aug 15, 2026 Access: Branch access	$1,000

Bread Savings

9-Month CD

Term: 9 months

4.40%

APY

Verified: Aug 20, 2026

Min Deposit

$1,500

Access

Online only

Barclays

9-Month CD

Term: 9 months

4.15%

APY

Verified: Aug 21, 2026

Min Deposit

Access

Online only

Omb Bank

9-Month CD

Term: 9 months

4.15%

APY

Verified: Aug 21, 2026

Min Deposit

$1,000

Access

Branch access

E*TRADE from Morgan Stanley

9-Month Certificates of Deposit

Term: 9 months

4.10%

APY

Verified: Aug 21, 2026

Min Deposit

Access

Online only

Marcus by Goldman Sachs

9-Month CD

Term: 9 months

4.10%

APY

Verified: Aug 21, 2026

Min Deposit

$500

Access

Online only

Bask Bank

9-Month

Term: 9 months

4.05%

APY

Verified: Aug 21, 2026

Min Deposit

$1,000

Access

Online only

CIBC Bank USA

9-Month Agility CD

Term: 9 months

4.00%

APY

Verified: Aug 21, 2026

Min Deposit

$1,000

Access

Online only

Lindell Bank & Trust Company

9-Month Special Certificates of Deposit**

Term: 9 months

4.00%

APY

Verified: Aug 21, 2026

Min Deposit

$10,000

Access

Branch access

Live Oak Bank

9-Month Personal CD

Term: 9 months

4.00%

APY

Verified: Aug 20, 2026

Min Deposit

$2,500

Access

Online only

#10

Live Oak Bank

9-Month Business CD

Term: 9 months

4.00%

APY

Verified: Aug 20, 2026

Min Deposit

$2,500

Access

Online only

#11

Newtek Bank

9-Month CD

Term: 9 months

4.00%

APY

Verified: Aug 21, 2026

Min Deposit

$2,500

Access

Online only

#12

Poppy Bank

9-Month IRA CD

Term: 9 months

4.00%

APY

Verified: Aug 21, 2026

Min Deposit

$1,000

Access

Branch access

#13

Ergo Bank

9 Month CD Special

Term: 9 months

3.92%

APY

Verified: Aug 16, 2026

Min Deposit

$500

Access

Branch access

#14

Synchrony Bank

9 Month CD

Term: 9 months

3.90%

APY

Verified: Aug 21, 2026

Min Deposit

Access

Online only

#15

Vio Bank

9-Month Online Certificate of Deposit CD

Term: 9 months

3.90%

APY

Verified: Aug 20, 2026

Min Deposit

$500

Access

Online only

#16

Farmers & Merchants State Bank

90 Day Option CD

Term: 9 months

3.85%

APY

Verified: Aug 21, 2026

Min Deposit

$500

Access

Branch access

#17

FinWise Bank

9-Month Certificate

Term: 9 months

3.85%

APY

Verified: Aug 16, 2026

Min Deposit

$500

Access

Branch access

#18

StonehamBank, A Co-operative Bank

9-Month CD Special

Term: 9 months

3.85%

APY

Verified: Aug 19, 2026

Min Deposit

$1,000

Access

Branch access

#19

StonehamBank, A Co-operative Bank

IRA 9-Month CD Special

Term: 9 months

3.85%

APY

Verified: Aug 19, 2026

Min Deposit

$1,000

Access

Branch access

#20

Ally Bank

9 Mo IRA CD

Term: 9 months

3.75%

APY

Verified: Aug 21, 2026

Min Deposit

Access

Online only

#21

Ally Bank

9 Mo CD

Term: 9 months

3.75%

APY

Verified: Aug 21, 2026

Min Deposit

Access

Online only

#22

Capital One

9-Month CD

Term: 9 months

3.75%

APY

Verified: Aug 21, 2026

Min Deposit

Access

Branch access

#23

Federation Bank

9-Month CD

Term: 9 months

3.75%

APY

Verified: Aug 15, 2026

Min Deposit

$500

Access

Branch access

#24

First Exchange Bank

9 Month Special CD

Term: 9 months

3.75%

APY

Verified: Aug 15, 2026

Min Deposit

$10,000

Access

Branch access

#25

Forbright Bank

9-Month Growth CD

Term: 9 months

3.75%

APY

Verified: Aug 20, 2026

Min Deposit

$1,000

Access

Online only

#26

Forbright Bank

9-Month CD

Term: 9 months

3.75%

APY

Verified: Aug 20, 2026

Min Deposit

$1,000

Access

Branch access

#27

First Exchange Bank

9 Month CD

Term: 9 months

3.65%

APY

Verified: Aug 15, 2026

Min Deposit

$500

Access

Branch access

#28

Gateway Bank

9 Month CD

Term: 9 months

3.65%

APY

Verified: Aug 16, 2026

Min Deposit

N/A

Access

Branch access

#29

First Federal Savings and Loan Association of Lakewood

9-Month CD

Term: 9 months

3.60%

APY

Verified: Aug 21, 2026

Min Deposit

$500

Access

Branch access

#30

Exchange State Bank

9 Months CD

Term: 9 months

3.55%

APY

Verified: Aug 21, 2026

Min Deposit

$1,000

Access

Branch access

#31

First Federal Savings and Loan Association

9 Month CD

Term: 9 months

3.55%

APY

Verified: Aug 19, 2026

Min Deposit

$500

Access

Branch access

#32

Ergo Bank

9 Month IRA CD

Term: 9 months

3.53%

APY

Verified: Aug 16, 2026

Min Deposit

$100

Access

Branch access

#33

TD Bank

TD Choice 9 Month CD

Term: 9 months

3.51%

APY

Verified: Aug 21, 2026

Min Deposit

$250

Access

Branch access

#34

UNICO Bank

9 MO

Term: 9 months

3.51%

APY

Verified: Aug 19, 2026

Min Deposit

$50

Access

Branch access

#35

Ballston Spa National Bank

9 Month CD/IRA

Term: 9 months

3.50%

APY

Verified: Aug 19, 2026

Min Deposit

$500

Access

Branch access

#36

Customers Bank

9-Month CD

Term: 9 months

3.50%

APY

Verified: Aug 19, 2026

Min Deposit

$500

Access

Branch access

#37

Global Bank

9-Month Certificate of Deposit

Term: 9 months

3.50%

APY

Verified: Aug 16, 2026

Min Deposit

$1,000

Access

Branch access

#38

Synchrony Bank

9 Month IRA CD

Term: 9 months

3.50%

APY

Verified: Aug 21, 2026

Min Deposit

Access

Online only

#39

MutualOne Bank

9-Month CD Special

Term: 9 months

3.46%

APY

Verified: Aug 21, 2026

Min Deposit

$500

Access

Branch access

#40

Fifth District Savings Bank

9 Months CD

Term: 9 months

3.45%

APY

Verified: Aug 19, 2026

Min Deposit

$1,000

Access

Branch access

#41

Fifth District Savings Bank

9 Months IRA CD

Term: 9 months

3.45%

APY

Verified: Aug 19, 2026

Min Deposit

$1,000

Access

Branch access

#42

EverBank

9-Month CD

Term: 9 months

3.40%

APY

Verified: Aug 20, 2026

Min Deposit

$1,000

Access

Online only

#43

Florence Bank

9 Month CD

Term: 9 months

3.40%

APY

Verified: Aug 19, 2026

Min Deposit

$500

Access

Branch access

#44

Florence Bank

9 Month IRA CD

Term: 9 months

3.40%

APY

Verified: Aug 19, 2026

Min Deposit

$500

Access

Branch access

#45

First Federal Savings and Loan Association of Bath

9 Month CD

Term: 9 months

3.30%

APY

Verified: Aug 15, 2026

Min Deposit

$1,000

Access

Branch access

#46

First Federal Savings and Loan Association of McMinnville

9 Month CD

Term: 9 months

3.25%

APY

Verified: Aug 15, 2026

Min Deposit

$500

Access

Branch access

#47

Peapack Private Bank & Trust

Business Certificates of Deposit CDs

Term: 9 months

3.25%

APY

Verified: Aug 19, 2026

Min Deposit

$500

Access

Branch access

#48

Peapack Private Bank & Trust

Personal Certificates of Deposit CDs

Term: 9 months

3.25%

APY

Verified: Aug 19, 2026

Min Deposit

$500

Access

Branch access

#49

Sallie Mae Bank

9-Month Certificates of deposit CDs

Term: 9 months

3.20%

APY

Verified: Aug 21, 2026

Min Deposit

$2,500

Access

Online only

#50

First Federal Savings and Loan Association

270 Day CD

Term: 9 months

3.05%

APY

Verified: Aug 15, 2026

Min Deposit

$1,000

Access

Branch access