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Highest 9-Month CD Rates
Compare 9-Month CD rates from 329 banks

By Aviel Fahl

Newest reading: October 5, 2026

Top 10 Rates:4.25-4.49% APYFDIC or NCUA Insured
424 active 9-month cd products tracked. The count includes business, IRA and other CD types, and CDs whose term range covers 9 months.

Top 50 9-Month CD Rates

Ordered by highest APY. Showing the top 50 of 424 9-month cd products tracked across 329 banks.

Newest reading: Monday, October 5, 2026

Top 50 CD terms from 39 banks,sorted by highest APY
#1
The Community State Bank

9 Month CD

Term: 9 months

4.49%
APY
Observed: Oct 5, 2026
Min Deposit

$1,000

Branches

Yes

#2
Bread Savings

9-Month CD

Term: 9 months

Available nationwide

4.40%
APY
Observed: Oct 5, 2026
Min Deposit

$1,500

Branches

None

#3
Bread Savings

9-Month Retirement CD

Term: 9 months

4.40%
APY
Observed: Oct 5, 2026
Min Deposit

$1,500

Branches

N/A

#4
E*TRADE from Morgan Stanley

9-Month Certificates of Deposit

Term: 9 months

Available nationwide

4.40%
APY
Observed: Oct 5, 2026
Min Deposit

$0

Branches

None

#5
Omb Bank

9-Month CD

Term: 9 months

Available nationwide

4.40%
APY
Observed: Oct 5, 2026
Min Deposit

$1,000

Branches

Yes

#6
EagleBank

9 Month CD

Term: 9 months

4.30%
APY
Observed: Oct 5, 2026
Min Deposit

$1,000

Branches

Yes

#7
Marcus by Goldman Sachs

9-Month CD

Term: 9 months

Available nationwide

4.30%
APY
Observed: Oct 5, 2026
Min Deposit

$500

Branches

None

#8
State Bank of Reeseville

9 Month CD

Term: 9 months

4.27%
APY
Observed: Oct 5, 2026
Min Deposit

$1,000

Branches

Yes

#9
American Bank & Trust Company, Inc.

9 Month CD

Term: 9 months

4.25%
APY
Observed: Oct 5, 2026
Min Deposit

$1,000

Branches

Yes

#10
American Bank & Trust Company, Inc.

9 Month IRA

Term: 9 months

4.25%
APY
Observed: Oct 5, 2026
Min Deposit

$1,000

Branches

Yes

#11
Community Savings Bank

9 Month CD Special

Term: 9 months

4.25%
APY
Observed: Oct 5, 2026
Min Deposit

$5,000

Branches

Yes

#12
Community Savings Bank

9 Month IRA Special

Term: 9 months

4.25%
APY
Observed: Oct 5, 2026
Min Deposit

$5,000

Branches

Yes

#13
First State Bank

9 Month Special CD

Term: 9 months

4.25%
APY
Observed: Oct 5, 2026
Min Deposit

$10,000

Branches

Yes

#14
Forward Bank

9 Month CD

Term: 9 months

4.25%
APY
Observed: Oct 5, 2026
Min Deposit

$5,000

Branches

Yes

#15
Forward Bank

9 Month IRA CD

Term: 9 months

4.25%
APY
Observed: Oct 5, 2026
Min Deposit

$5,000

Branches

Yes

#16
Poppy Bank

9-Month IRA CD

Term: 9 months

4.25%
APY
Observed: Oct 5, 2026
Min Deposit

$1,000

Branches

Yes

#17
Poppy Bank

9-Month CD

Term: 9 months

4.25%
APY
Observed: Oct 5, 2026
Min Deposit

$1,000

Branches

Yes

#18
Shoreham Bank

9 Month CD

Term: 9 months

4.25%
APY
Observed: Oct 5, 2026
Min Deposit

$1,000

Branches

Yes

#19
The Payne County Bank

9 Month Special CD

Term: 9 months

4.25%
APY
Observed: Oct 5, 2026
Min Deposit

$5,000

Branches

Yes

#20
Salem Five Cents Savings Bank

9 Month Special CD

Term: 9 months

4.21%
APY
Observed: Oct 5, 2026
Min Deposit

N/A

Branches

Yes

#21
Salem Five Cents Savings Bank

9 Month Special IRA

Term: 9 months

4.21%
APY
Observed: Oct 5, 2026
Min Deposit

$2,000

Branches

Yes

#22
Bask Bank

9-Month

Term: 9 months

Available nationwide

4.20%
APY
Observed: Oct 5, 2026
Min Deposit

$1,000

Branches

None

#23
CIBC Bank USA

9-Month Agility CD

Term: 9 months

Available nationwide

4.20%
APY
Observed: Oct 5, 2026
Min Deposit

$1,000

Branches

Yes

#24
Frontier State Bank

9 Month CD

Term: 9 months

4.20%
APY
Observed: Oct 3, 2026
Min Deposit

$1,000

Branches

Yes

#25
Live Oak Bank

9-Month Personal CD

Term: 9 months

Available nationwide

4.20%
APY
Observed: Oct 5, 2026
Min Deposit

$2,500

Branches

None

#26
Live Oak Bank

9-Month Business CD

Term: 9 months

Available nationwide

4.20%
APY
Observed: Oct 5, 2026
Min Deposit

$2,500

Branches

None

#27
UMB Bank, National Association

9-Month Time Deposit Special

Term: 9 months

4.20%
APY
Observed: Oct 5, 2026
Min Deposit

$500

Branches

Yes

4.17%
APY
Observed: Oct 3, 2026
Min Deposit

$1,000

Branches

Yes

#29
Clear Lake Bank and Trust Company

CD Special #1 9 Month CD

Term: 9 months

Available nationwide

4.16%
APY
Observed: Oct 3, 2026
Min Deposit

$5,000

Branches

Yes

#30
TruBank

6-12 Month CD Special ($100,000 minimum)

Term: 6-12 months

4.15%
APY
Observed: Oct 3, 2026
Min Deposit

$100,000

Branches

Yes

#31
Barclays

9-Month CD

Term: 9 months

Available nationwide

4.15%
APY
Observed: Oct 5, 2026
Min Deposit

$0

Branches

None

#32
Goldwater Bank, N.A.

9-Month CD

Term: 9 months

4.15%
APY
Observed: Oct 5, 2026
Min Deposit

$500

Branches

Yes

#33
Goldwater Bank, N.A.

9-Month IRA CD

Term: 9 months

4.15%
APY
Observed: Oct 5, 2026
Min Deposit

$0

Branches

Yes

#34
Synchrony Bank

9 Month CD

Term: 9 months

Available nationwide

4.15%
APY
Observed: Oct 5, 2026
Min Deposit

$0

Branches

None

#35
Lumbee Guaranty Bank

9 Month CD Special

Term: 9 months

4.10%
APY
Observed: Sep 30, 2026
Min Deposit

$5,000

Branches

Yes

#36
StonehamBank, A Co-operative Bank

9-Month CD Special

Term: 9 months

4.10%
APY
Observed: Oct 3, 2026
Min Deposit

$1,000

Branches

Yes

#37
StonehamBank, A Co-operative Bank

IRA 9-Month CD Special

Term: 9 months

4.10%
APY
Observed: Oct 3, 2026
Min Deposit

$1,000

Branches

Yes

#38
New OMNI Bank, National Association

9-Month CD ($100,000-$250,000)

Term: 9 months

4.08%
APY
Observed: Oct 5, 2026
Min Deposit

$100,000

Branches

Yes

#39
Waldo State Bank

9 Month CD

Term: 9 months

4.06%
APY
Observed: Oct 3, 2026
Min Deposit

$1,000

Branches

Yes

#40
New OMNI Bank, National Association

9-Month CD ($250,000.01 and Above)

Term: 9 months

4.05%
APY
Observed: Oct 5, 2026
Min Deposit

$250,000.01

Branches

Yes

#41
Vio Bank

9-Month Online Certificate of Deposit CD

Term: 9 months

Available nationwide

4.05%
APY
Observed: Oct 5, 2026
Min Deposit

$500

Branches

None

#42
Peoples National Bank of Kewanee

9 Month CD Special

Term: 9 months

4.04%
APY
Observed: Oct 2, 2026
Min Deposit

$1,000

Branches

Yes

#43
Kirkwood Bank & Trust Co.

9 Month CD

Term: 9 months

4.02%
APY
Observed: Sep 30, 2026
Min Deposit

$500

Branches

Yes

#44
PremierBank

9 Month CD Special

Term: 9 months

4.01%
APY
Observed: Oct 3, 2026
Min Deposit

$1,000

Branches

N/A

#45
Bank of Utica

6 to 11 Month CD

Term: 6-11 months

4.00%
APY
Observed: Oct 5, 2026
Min Deposit

$1,000

Branches

N/A

#46
Washington State Bank

6-11 Month CD Special

Term: 6-11 months

4.00%
APY
Observed: Oct 3, 2026
Min Deposit

N/A

Branches

Yes

#47
Farmers Trust and Savings Bank

7-18 Month CD

Term: 7-18 months

4.00%
APY
Observed: Sep 30, 2026
Min Deposit

$5,000

Branches

Yes

#48
Ally Bank

9 Mo IRA CD

Term: 9 months

Available nationwide

4.00%
APY
Observed: Oct 5, 2026
Min Deposit

$0

Branches

None

#49
Ally Bank

9 Mo CD

Term: 9 months

Available nationwide

4.00%
APY
Observed: Oct 5, 2026
Min Deposit

$0

Branches

None

#50
Ballston Spa National Bank

9 Month CD/IRA

Term: 9 months

4.00%
APY
Observed: Sep 30, 2026
Min Deposit

$500

Branches

Yes