Highest 5-Year CD Rates in Missouri
66 Missouri-specific 60-Month CD products
The Missouri market
Missouri accounts
66
Institutions
61
Top Missouri APY
4.45% APY
Nationally: 5.00% APY
FDIC national average
1.38%
As of Sep 2026
66 60-month CDs are open only to Missouri residents, from 61 institutions. The highest advertised APY among them is 4.45%.
The highest nationally available rate is 5.00% APY, 55 basis points above the Missouri leader.
54 of the 66 Missouri 60-month CDs advertise more than the FDIC national average of 1.38% for 60-month CDs as of Sep 2026.
Missouri-Specific 60-Month CD Rates
60-Month CD rates specifically available to Missouri residents. Business, youth and IRA CDs are not included on this page.
| # | Institution & CD | Rate & Features | Minimum Deposit | Actions |
|---|---|---|---|---|
| #1 | 4.45%APY Observed: Oct 13, 2026 | $500 | ||
| #2 | 4.34%APY Observed: Oct 13, 2026 Branches: Yes | $500 | ||
| #3 | 4.30%APY Observed: Oct 13, 2026 Branches: Yes | $1,000 | ||
| #4 | 4.25%APY Observed: Oct 7, 2026 Branches: Yes | $1,000 | ||
| #5 | 4.16%APY Observed: Oct 13, 2026 Branches: Yes | $50,000 | ||
| #6 | 4.08%APY Observed: Oct 7, 2026 Branches: Yes | $1,000 | ||
| #7 | 4.06%APY Observed: Oct 7, 2026 Branches: Yes | $500 | ||
| #8 | 4.06%APY Observed: Oct 13, 2026 Branches: Yes | $1,000 | ||
| #9 | 3.96%APY Observed: Oct 7, 2026 Branches: Yes | $1,000 | ||
| #10 | 3.95%APY Observed: Oct 3, 2026 Branches: Yes | $1,000 | ||
| #11 | 3.91%APY Observed: Oct 5, 2026 Branches: Yes | $500 | ||
| #12 | 3.65%APY Observed: Oct 5, 2026 Branches: Yes | $500 | ||
| #13 | 3.60%APY Observed: Oct 13, 2026 Branches: Yes | N/A | ||
| #14 | 3.51%APY Observed: Oct 13, 2026 Branches: Yes | $500 | ||
| #15 | 3.51%APY Observed: Oct 7, 2026 Branches: Yes | $1,000 | ||
| #16 | 3.50%APY Observed: Oct 7, 2026 Branches: Yes | $1,000 | ||
| #17 | 3.35%APY Observed: Oct 3, 2026 Branches: Yes | $1,000 | ||
| #18 | 3.30%APY Observed: Oct 7, 2026 Branches: Yes | $500 | ||
| #19 | 3.29%APY Observed: Oct 7, 2026 Branches: Yes | $1,000 | ||
| #20 | 3.28%APY Observed: Oct 7, 2026 Branches: Yes | $1,000 | ||
| #21 | 3.25%APY Observed: Oct 7, 2026 Branches: Yes | $500 | ||
| #22 | 3.25%APY Observed: Oct 13, 2026 Branches: Yes | $1,000 | ||
| #23 | 3.05%APY Observed: Oct 7, 2026 | N/A | ||
| #24 | 3.05%APY Observed: Oct 7, 2026 Branches: Yes | $1,000 | ||
| #25 | 3.03%APY Observed: Sep 30, 2026 | $1,000 | ||
| #26 | 3.03%APY Observed: Oct 7, 2026 Branches: Yes | $500 | ||
| #27 | 3.03%APY Observed: Oct 7, 2026 Branches: Yes | $500 | ||
| #28 | 3.00%APY Observed: Oct 7, 2026 Branches: Yes | $500 | ||
| #29 | 3.00%APY Observed: Oct 7, 2026 Branches: Yes | $1,000 | ||
| #30 | 3.00%APY Observed: Oct 13, 2026 Branches: Yes | $1,000 | ||
| #31 | 3.00%APY Observed: Oct 7, 2026 Branches: Yes | $500 | ||
| #32 | 3.00%APY Observed: Oct 7, 2026 Branches: Yes | $1,000 | ||
| #33 | Up to2.88%APY Needs at least $100,000 Observed: Oct 7, 2026 Branches: Yes | $1,000 | ||
| #34 | 2.75%APY Observed: Oct 7, 2026 Branches: Yes | $500 | ||
| #35 | 2.75%APY Observed: Oct 13, 2026 Branches: Yes | $1,000 | ||
| #36 | 2.52%APY Observed: Oct 7, 2026 Branches: Yes | $1,000 | ||
| #37 | 2.52%APY Observed: Oct 13, 2026 Branches: Yes | $500 | ||
| #38 | 2.52%APY Observed: Oct 7, 2026 Branches: Yes | $1,000 | ||
| #39 | 2.50%APY Observed: Oct 13, 2026 Branches: Yes | $500 | ||
| #40 | 2.42%APY Observed: Oct 7, 2026 Branches: Yes | $1,000 | ||
| #41 | 2.27%APY Observed: Oct 7, 2026 Branches: Yes | $500 | ||
| #42 | 2.26%APY Observed: Oct 7, 2026 Branches: Yes | N/A | ||
| #43 | Up to2.24%APY Needs at least $100,000 Observed: Oct 7, 2026 Branches: Yes | $500 | ||
| #44 | 2.02%APY Observed: Oct 7, 2026 Branches: Yes | $5,000 | ||
| #45 | 2.02%APY Observed: Oct 7, 2026 Branches: Yes | $2,500 | ||
| #46 | 2.00%APY Observed: Oct 7, 2026 Branches: Yes | $500 | ||
| #47 | 1.76%APY Observed: Oct 13, 2026 Branches: Yes | $1,000 | ||
| #48 | 1.72%APY Observed: Oct 7, 2026 Branches: Yes | $500 | ||
| #49 | 1.70%APY Observed: Oct 7, 2026 Branches: Yes | $1,000 | ||
| #50 | 1.51%APY Observed: Oct 3, 2026 Branches: Yes | $500 |
$500
N/A
$500
Yes
$1,000
Yes
$1,000
Yes
$50,000
Yes
$1,000
Yes
$500
Yes
$1,000
Yes
$1,000
Yes
$1,000
Yes
$500
Yes
$500
Yes
N/A
Yes
$500
Yes
$1,000
Yes
$1,000
Yes
$1,000
Yes
$500
Yes
$1,000
Yes
$1,000
Yes
$500
Yes
$1,000
Yes
N/A
N/A
$1,000
Yes
$1,000
N/A
$500
Yes
$500
Yes
$500
Yes
$1,000
Yes
$1,000
Yes
$500
Yes
$1,000
Yes
Needs at least $100,000
$1,000
Yes
$500
Yes
$1,000
Yes
$1,000
Yes
$500
Yes
$1,000
Yes
$500
Yes
$1,000
Yes
$500
Yes
N/A
Yes
Needs at least $100,000
$500
Yes
$5,000
Yes
$2,500
Yes
$500
Yes
$1,000
Yes
$500
Yes
$1,000
Yes
$500
Yes
Nationally Available 60-Month CD Rates
The 8 highest 60-Month CD rates available nationwide, including in Missouri.
| Institution | Product / Term | APY |
|---|---|---|
| Popular Direct | 60 Months60 months | 5.00% |
| Barclays | 60-Month CD60 months | 4.75% |
| Bread Savings | 5-Year CD60 months | 4.60% |
| Sallie Mae Bank | 60-Month Certificates of deposit CDs60 months | 4.50% |
| Synchrony Bank | 60 Month CD60 months | 4.50% |
| E*TRADE from Morgan Stanley | 60-Month Certificates of Deposit60 months | 4.40% |
| Marcus by Goldman Sachs | 5 Year CD60 months | 4.40% |
| KS StateBank | 5 Year CD60 months | 4.35% |