Highest 3-Year CD Rates
Compare 36-Month CD rates from 115 banks
Top 50 3-Year CD Rates
Ordered by highest APY. Showing the top 50 of 173 36-month cd products tracked across 115 banks.
Newest reading: Monday, September 7, 2026
| # | Institution & CD | Rate & Features | Minimum Deposit | Actions |
|---|---|---|---|---|
| #1 | 4.50%APY Observed: Sep 5, 2026 Access: Online only | $10,000 | ||
| #2 | 4.40%APY Observed: Sep 5, 2026 Access: Online only | $2,500 | ||
| #3 | 4.37%APY Observed: Sep 5, 2026 Access: Branch access | $100 | ||
| #4 | 4.35%APY Observed: Sep 5, 2026 Access: Online only | $0 | ||
| #5 | 4.35%APY Observed: Sep 5, 2026 Access: Online only | $500 | ||
| #6 | 4.30%APY Observed: Sep 5, 2026 Access: Online only | $0 | ||
| #7 | 4.30%APY Observed: Sep 5, 2026 Access: Online only | $0 | ||
| #8 | 4.25%APY Observed: Sep 7, 2026 | $500 | ||
| #9 | 4.25%APY Observed: Sep 5, 2026 Access: Online only | $1,500 | ||
| #10 | 4.20%APY Observed: Sep 5, 2026 Access: Online only | $1,000 | ||
| #11 | 4.15%APY Observed: Sep 7, 2026 | $1,000 | ||
| #12 | 4.15%APY Observed: Sep 5, 2026 Access: Branch access | N/A | ||
| #13 | 4.15%APY Observed: Sep 7, 2026 Access: Branch access | $500 | ||
| #14 | 4.00%APY Observed: Sep 5, 2026 Access: Branch access | $1,000 | ||
| #15 | 3.95%APY Observed: Sep 5, 2026 Access: Online only | $5,000 | ||
| #16 | 3.94%APY Observed: Sep 5, 2026 Access: Branch access | $1,000 | ||
| #17 | 3.89%APY Observed: Sep 5, 2026 Access: Branch access | $1,000 | ||
| #18 | 3.89%APY Observed: Sep 5, 2026 Access: Branch access | $1,000 | ||
| #19 | 3.85%APY Observed: Sep 7, 2026 | N/A | ||
| #20 | 3.84%APY Observed: Sep 5, 2026 Access: Branch access | $500 | ||
| #21 | 3.82%APY Observed: Sep 4, 2026 Access: Branch access | $10,000 | ||
| #22 | 3.80%APY Observed: Sep 7, 2026 | N/A | ||
| #23 | 3.80%APY Observed: Sep 5, 2026 Access: Online only | $2,500 | ||
| #24 | 3.75%APY Observed: Sep 2, 2026 Access: Branch access | $1,000 | ||
| #25 | 3.60%APY Observed: Sep 2, 2026 Access: Branch access | $1,000 | ||
| #26 | 3.55%APY Observed: Sep 2, 2026 Access: Branch access | $1,000 | ||
| #27 | 3.55%APY Observed: Sep 2, 2026 Access: Branch access | $1,000 | ||
| #28 | 3.55%APY Observed: Sep 2, 2026 Access: Branch access | $1,000 | ||
| #29 | 3.50%APY Observed: Sep 7, 2026 Access: Online only | $0 | ||
| #30 | 3.50%APY Observed: Sep 5, 2026 Access: Online only | $0 | ||
| #31 | 3.50%APY Observed: Sep 5, 2026 Access: Branch access | $0 | ||
| #32 | 3.50%APY Observed: Sep 5, 2026 Access: Branch access | $500 | ||
| #33 | 3.50%APY Observed: Sep 2, 2026 Access: Branch access | $1,000 | ||
| #34 | 3.50%APY Observed: Sep 2, 2026 Access: Branch access | $1,000 | ||
| #35 | 3.50%APY Observed: Sep 2, 2026 Access: Branch access | $1,000 | ||
| #36 | 3.50%APY Observed: Sep 5, 2026 Access: Online only | $2,500 | ||
| #37 | 3.50%APY Observed: Sep 5, 2026 Access: Online only | $500 | ||
| #38 | 3.44%APY Observed: Sep 7, 2026 Access: Branch access | $250 | ||
| #39 | 3.40%APY Observed: Sep 5, 2026 Access: Online only | $1,000 | ||
| #40 | 3.35%APY Observed: Sep 5, 2026 Access: Branch access | $1,000 | ||
| #41 | 3.30%APY Observed: Sep 2, 2026 Access: Branch access | $1,000 | ||
| #42 | 3.30%APY Observed: Sep 2, 2026 Access: Branch access | $500 | ||
| #43 | 3.25%APY Observed: Sep 5, 2026 Access: Branch access | N/A | ||
| #44 | 3.25%APY Observed: Sep 5, 2026 Access: Online only | $1,000 | ||
| #45 | 3.25%APY Observed: Sep 5, 2026 Access: Branch access | $1,000 | ||
| #46 | 3.25%APY Observed: Sep 2, 2026 Access: Branch access | $1,000 | ||
| #47 | 3.25%APY Observed: Sep 2, 2026 Access: Branch access | $1,000 | ||
| #48 | 3.22%APY Observed: Sep 5, 2026 Access: Branch access | $10,000 | ||
| #49 | 3.20%APY Observed: Sep 2, 2026 Access: Branch access | $500 | ||
| #50 | 3.17%APY Observed: Sep 5, 2026 Access: Online only | $1,000 |
$10,000
Online only
$2,500
Online only
$100
Branch access
$0
Online only
$500
Online only
$0
Online only
$0
Online only
$500
N/A
$1,500
Online only
$1,000
Online only
$1,000
N/A
N/A
Branch access
$500
Branch access
$1,000
Branch access
$5,000
Online only
$1,000
Branch access
$1,000
Branch access
$1,000
Branch access
N/A
N/A
$500
Branch access
$10,000
Branch access
N/A
N/A
$2,500
Online only
$1,000
Branch access
$1,000
Branch access
$1,000
Branch access
$1,000
Branch access
$1,000
Branch access
$0
Online only
$0
Online only
$0
Branch access
$500
Branch access
$1,000
Branch access
$1,000
Branch access
$1,000
Branch access
$2,500
Online only
$500
Online only
$250
Branch access
$1,000
Online only
$1,000
Branch access
$1,000
Branch access
$500
Branch access
N/A
Branch access
$1,000
Online only
$1,000
Branch access
$1,000
Branch access
$1,000
Branch access
$10,000
Branch access
$500
Branch access
$1,000
Online only