Highest 6-Month CD Rates in Kansas
62 Kansas-specific 6-Month CD products
The Kansas market
Kansas accounts
62
Institutions
56
Top Kansas APY
4.15% APY
Nationally: 4.35% APY
FDIC national average
1.41%
As of Sep 2026
62 6-month CDs are open only to Kansas residents, from 56 institutions. The highest advertised APY among them is 4.15%.
The highest nationally available rate is 4.35% APY, 20 basis points above the Kansas leader.
42 of the 62 Kansas 6-month CDs advertise more than the FDIC national average of 1.41% for 6-month CDs as of Sep 2026.
Kansas-Specific 6-Month CD Rates
6-Month CD rates specifically available to Kansas residents. Business, youth and IRA CDs are not included on this page.
| # | Institution & CD | Rate & Features | Minimum Deposit | Actions |
|---|---|---|---|---|
| #1 | 4.15%APY Observed: Oct 13, 2026 Branches: Yes | $1,000 | ||
| #2 | 4.06%APY Observed: Oct 13, 2026 Branches: Yes | $500 | ||
| #3 | 4.05%APY Observed: Oct 13, 2026 Branches: Yes | $1,000 | ||
| #4 | 4.01%APY Observed: Oct 7, 2026 | $1,000 | ||
| #5 | 3.99%APY Observed: Oct 13, 2026 | $500 | ||
| #6 | 3.80%APY Observed: Oct 7, 2026 Branches: Yes | $500 | ||
| #7 | 3.80%APY Observed: Oct 7, 2026 Branches: Yes | $1,000 | ||
| #8 | 3.80%APY Observed: Oct 7, 2026 Branches: Yes | $1,000 | ||
| #9 | 3.79%APY Observed: Oct 7, 2026 Branches: Yes | $500 | ||
| #10 | Up to3.79%APY Needs at least $50,000 Observed: Oct 3, 2026 Branches: Yes | $500 | ||
| #11 | 3.65%APY Observed: Oct 7, 2026 Branches: Yes | $1,000 | ||
| #12 | 3.65%APY Observed: Oct 7, 2026 Branches: Yes | $1,000 | ||
| #13 | 3.65%APY Observed: Oct 7, 2026 Branches: Yes | $1,000 | ||
| #14 | 3.60%APY Observed: Oct 7, 2026 Branches: Yes | N/A | ||
| #15 | 3.60%APY Observed: Oct 7, 2026 Branches: Yes | $500 | ||
| #16 | 3.53%APY Observed: Oct 7, 2026 Branches: Yes | $2,500 | ||
| #17 | 3.50%APY Observed: Oct 7, 2026 | $2,500 | ||
| #18 | 3.50%APY Observed: Oct 13, 2026 Branches: Yes | N/A | ||
| #19 | 3.49%APY Observed: Oct 13, 2026 Branches: Yes | $1,000 | ||
| #20 | 3.45%APY Needs at least $10,000 Observed: Oct 7, 2026 | $1,000 | ||
| #21 | 3.44%APY Observed: Oct 7, 2026 Branches: Yes | $500 | ||
| #22 | 3.38%APY Observed: Oct 7, 2026 Branches: Yes | $500 | ||
| #23 | 3.03%APY Observed: Oct 7, 2026 Branches: Yes | $500 | ||
| #24 | 3.02%APY Observed: Oct 7, 2026 Branches: Yes | $1,000 | ||
| #25 | 2.95%APY Observed: Oct 7, 2026 Branches: Yes | $1,000 | ||
| #26 | Up to2.74%APY Needs at least $100,000 Observed: Oct 7, 2026 Branches: Yes | $1,000 | ||
| #27 | 2.65%APY Observed: Oct 7, 2026 Branches: Yes | $500 | ||
| #28 | 2.62%APY Observed: Oct 7, 2026 | $500 | ||
| #29 | 2.52%APY Observed: Oct 7, 2026 Branches: Yes | $0 | ||
| #30 | 2.50%APY Observed: Oct 7, 2026 Branches: Yes | $1,000 | ||
| #31 | 2.40%APY Observed: Oct 7, 2026 Branches: Yes | $1,000 | ||
| #32 | 2.12%APY Observed: Oct 7, 2026 Branches: Yes | $100,000 | ||
| #33 | 2.02%APY Observed: Oct 7, 2026 Branches: Yes | N/A | ||
| #34 | 2.02%APY Observed: Oct 7, 2026 Branches: Yes | $2,500 | ||
| #35 | 2.02%APY Observed: Oct 7, 2026 Branches: Yes | $500 | ||
| #36 | 2.00%APY Observed: Oct 7, 2026 Branches: Yes | $1,000 | ||
| #37 | 2.00%APY Observed: Oct 7, 2026 Branches: Yes | N/A | ||
| #38 | 1.76%APY Observed: Oct 13, 2026 | $1,000 | ||
| #39 | 1.76%APY Observed: Oct 3, 2026 Branches: Yes | $1,000 | ||
| #40 | 1.76%APY Observed: Oct 7, 2026 Branches: Yes | $500 | ||
| #41 | 1.70%APY Observed: Oct 7, 2026 Branches: Yes | $1,000 | ||
| #42 | 1.51%APY Observed: Oct 7, 2026 Branches: Yes | $500 | ||
| #43 | 1.26%APY Observed: Oct 7, 2026 Branches: Yes | $1,000 | ||
| #44 | 1.15%APY Observed: Oct 13, 2026 Branches: Yes | $500 | ||
| #45 | Up to1.15%APY Needs at least $50,000 Observed: Oct 13, 2026 Branches: Yes | $500 | ||
| #46 | Up to1.15%APY Relationship rate · 1.05% without the relationship Observed: Oct 7, 2026 Branches: Yes | $50,000 | ||
| #47 | 1.10%APY Observed: Oct 7, 2026 Branches: Yes | $500 | ||
| #48 | 1.10%APY Observed: Oct 7, 2026 Branches: Yes | $500 | ||
| #49 | Up to1.10%APY Relationship rate · 1.00% without the relationship Observed: Oct 7, 2026 Branches: Yes | $10,000 | ||
| #50 | Up to1.00%APY Relationship rate · 0.90% without the relationship Observed: Oct 7, 2026 Branches: Yes | $500 |
$1,000
Yes
$500
Yes
$1,000
Yes
$1,000
N/A
$500
N/A
$500
Yes
$1,000
Yes
$1,000
Yes
$500
Yes
Needs at least $50,000
$500
Yes
$1,000
Yes
$1,000
Yes
$1,000
Yes
N/A
Yes
$500
Yes
$2,500
Yes
$2,500
N/A
N/A
Yes
$1,000
Yes
Needs at least $10,000
$1,000
N/A
$500
Yes
$500
Yes
$500
Yes
$1,000
Yes
$1,000
Yes
Needs at least $100,000
$1,000
Yes
$500
Yes
$500
N/A
$0
Yes
$1,000
Yes
$1,000
Yes
$100,000
Yes
N/A
Yes
$2,500
Yes
$500
Yes
$1,000
Yes
N/A
Yes
$1,000
N/A
$1,000
Yes
$500
Yes
$1,000
Yes
$500
Yes
$1,000
Yes
$500
Yes
Needs at least $50,000
$500
Yes
Relationship rate · 1.05% without the relationship
$50,000
Yes
$500
Yes
$500
Yes
Relationship rate · 1.00% without the relationship
$10,000
Yes
Relationship rate · 0.90% without the relationship
$500
Yes
Nationally Available 6-Month CD Rates
The 8 highest 6-Month CD rates available nationwide, including in Kansas.
| Institution | Product / Term | APY |
|---|---|---|
| Popular Direct | 6 Months6 months | 4.35% |
| Climate First Bank | 6-Month CD6 months | 4.33% |
| Happen Bank | 6-Month CD6 months | 4.30% |
| Newtek Bank | 6-Month CD6 months | 4.30% |
| Ivy Bank | 6-Month High-Yield Certificate of Deposit6 months | 4.25% |
| E*TRADE from Morgan Stanley | 6-Month Certificates of Deposit6 months | 4.20% |
| Live Oak Bank | 6-Month Personal CD6 months | 4.20% |
| Colorado Federal Savings Bank | 6-Month CD6 months | 4.15% |