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Minnesota

Banks Available in Minnesota

13 banks sell deposit accounts in Minnesota and not across the country. For the ones you can open from any state, see the full directory.

By Aviel Fahl

Newest reading: September 7, 2026|

Minnesota Snapshot

Minnesota Banks

13

state-specific availability

Accounts Tracked

205

Highest Minnesota Savings APY

3.56%

Highest Minnesota CD APY

4.01%

136 terms tracked

Banks That Serve Minnesota

Each one sells where it operates rather than nationwide, so membership or residency conditions can apply.

Sort

B

  • Bank of America

    Charlotte, NC · 3,823 branches · 39 states

    Savings0.04%
    Money Mkt
    CD3.80%17 terms
  • BankVista

    Sartell, MN · 3 branches · 1 state

    Savings3.51%
    Money Mkt3.04%
    CD4.01%20 terms
  • Bonanza Valley State Bank

    Brooten, MN · 1 branch · 1 state

    Savings3.00%
    Money Mkt0.80%
    CD3.80%9 terms

C

F

  • First Bank Elk River

    Elk River, MN · 4 branches · 1 state

    Savings0.70%
    Money Mkt0.70%
    CD3.14%14 terms

G

  • Gate City Bank

    Fargo, ND · 46 branches · 2 states

    Savings2.80%
    Money Mkt2.50%
    CD4.00%16 terms
  • Gateway Bank

    Mendota Heights, MN · 2 branches · 1 state

    Savings2.58%
    Money Mkt0.25%
    CD4.00%12 terms

P

  • PNC

    Wilmington, DE · 2,420 branches · 51 states

    Savings3.15%
    Money Mkt
    CD
  • Peoples State Bank of Plainview

    Plainview, MN · 6 branches · 2 states

    Savings3.51%
    Money Mkt0.60%
    CD3.55%8 terms

S

T

Also Available in Minnesota

The highest-paying national banks, which anyone in Minnesota can open.

See all national banks
  • First Federal Bank of Kansas City

    Lees Summit, MO · 9 branches · Nationally available

    Savings5.00%
    Money Mkt3.45%
    CD4.15%9 terms
  • GO2bank

    Provo, UT · Nationally available

    Savings4.50%
    Money Mkt
    CD
  • Elevault

    Arkadelphia, AR · Nationally available

    Savings4.34%
    Money Mkt
    CD
  • Climate First Bank

    Saint Petersburg, FL · 4 branches · Nationally available

    Savings4.26%
    Money Mkt3.96%
    CD4.15%3 terms
  • Axos Bank

    San Diego, CA · 3 branches · Nationally available

    Savings4.21%
    Money Mkt
    CD