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Minnesota

Banks Available in Minnesota

10 banks sell deposit accounts in Minnesota and not across the country. For the ones you can open from any state, see the full directory.

By Aviel Fahl

Rates verified: August 21, 2026|

Minnesota Snapshot

Minnesota Banks

10

state-specific availability

Accounts Tracked

156

Best Minnesota Savings APY

3.56%

Best Minnesota CD APY

4.00%

99 terms tracked

Banks That Serve Minnesota

Each one sells where it operates rather than nationwide, so membership or residency conditions can apply.

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B

C

F

  • First Bank Elk River

    Elk River, MN · 4 branches · 1 state

    Savings0.70%
    Money Mkt0.70%
    CD3.14%14 terms

G

  • Gate City Bank

    Fargo, ND · 46 branches · 2 states

    Savings2.80%
    Money Mkt2.50%
    CD4.00%16 terms
  • Gateway Bank

    Mendota Heights, MN · 2 branches · 1 state

    Savings2.58%
    Money Mkt0.25%
    CD3.80%12 terms

P

  • PNC

    Wilmington, DE · 2,418 branches · 51 states

    Savings3.15%
    Money Mkt
    CD
  • Peoples State Bank of Plainview

    Plainview, MN · 6 branches · 2 states

    Savings3.51%
    Money Mkt0.60%
    CD3.55%8 terms

S

Also Available in Minnesota

The highest-paying national banks, which anyone in Minnesota can open.

See all national banks
  • GO2bank

    Provo, UT · Nationally available

    Savings4.50%
    Money Mkt
    CD
  • Elevault

    Arkadelphia, AR · Nationally available

    Savings4.34%
    Money Mkt
    CD
  • Climate First Bank

    Saint Petersburg, FL · 3 branches · Nationally available

    Savings4.26%
    Money Mkt3.96%
    CD4.15%3 terms
  • Axos Bank

    San Diego, CA · 3 branches · Nationally available

    Savings4.21%
    Money Mkt
    CD
  • Newtek Bank

    Miami, FL · 1 branch · Nationally available

    Savings4.20%
    Money Mkt
    CD4.10%16 terms