Highest Club Savings Account Rates in Illinois
66 Illinois-specific products

Requires another account at the bank and an automatic deposit of at least $1 each month from a Crossroads Bank checking or savings account. No withdrawals are permitted except to close the account. The stated APY applies up to $2,000; balances above that earn a lower rate.

Requires an automatic deposit of at least $1 each month. Two withdrawals are allowed each calendar year; an excess withdrawal forfeits all accrued interest and closes the account. The stated APY applies up to $1,999.99; balances above that earn a lower rate.

The stated APY applies to balances up to $5,000. The portion of the balance above $5,000 earns a lower rate. No early withdrawals are allowed. Club checks are mailed in October.

No withdrawals are permitted. The balance and the accrued interest are mailed to the holder after October 26 each year.

The account matures on November 1, and no withdrawals are permitted before maturity. The balance may not exceed $5,000 per household.

Withdrawals are restricted before November, and a penalty can apply to an earlier withdrawal. The balance plus interest is paid out by check in early November.

Withdrawals are restricted before May, and a penalty can apply to an earlier withdrawal. The balance plus interest is paid out by check at the end of April.

Christmas Club accounts can be opened only between October 15 and January 31.

Each withdrawal costs $5. The balance is paid out at maturity.

One withdrawal is allowed per annual cycle, which ends in October.

The opening deposit cannot exceed $2,500 and the account cannot take more than $10,000 in total. Deposits run until the second week of October and resume in the first week of November for the following year. The balance is paid out by check, or moved to another HomeBank account, in the third week of October. Closing the account before then is charged an early withdrawal penalty of 10% of the balance, with a minimum of $25. An account left at a zero balance for 30 days is closed.

The opening deposit cannot exceed $2,500 and the account cannot take more than $10,000 in total. Deposits run until the second week of May and resume in the first week of June for the following year. The balance is paid out by check, or moved to another HomeBank account, in the third week of May. Closing the account before then is charged an early withdrawal penalty of 10% of the balance, with a minimum of $25. An account left at a zero balance for 30 days is closed.

No partial withdrawals are allowed. The account matures in late October or early November. Closing it before maturity costs a $25 fee and the accrued interest.

This club account is a time deposit account. Deposits can be added at any time, and interest is paid once a year. A penalty may be imposed for early withdrawal.

Interest is credited when the club pays out each October, by direct deposit to an account at this bank. Closing the account before payout needs the bank's approval, forfeits all interest, and carries a $25.00 early closing penalty.

Interest is credited when the club pays out each May, by direct deposit to an account at this bank. Closing the account before payout needs the bank's approval, forfeits all interest, and carries a $25.00 early closing penalty.

The balance is paid out each October, either by a cheque mailed to the account holder or by a credit to another account. Interest is posted once a year.

The stated APY applies to balances up to $10,000. Balances above $10,000 earn a lower rate. Interest is paid each October 31. Withdrawals are free from November 1 to January 31, and each withdrawal from February through October costs $20.

Funds may be withdrawn between October 1 and December 31. A withdrawal made between January 1 and September 30 costs $10.

No withdrawals are permitted before maturity.

The balance is paid out each October, by check or by transfer to another account at the bank, and interest is credited once a year at the same time.

No withdrawals are allowed. The balance is paid out at the end of the club year, no later than October 31. A $25 fee applies if the account is closed before the club year ends.

No withdrawals can be made from this account, and the balance is disbursed on or about November 1. The account can be opened only between November 1 and February 1, and it is funded in fixed amounts of $5, $10, or $20.

Variable rate. The rate and APY can change after the account is opened. You choose the maturity month. Withdrawals are not allowed. At maturity, the balance and interest transfer to an FNB checking or savings account.

Variable rate. The rate and APY can change after the account is opened. The account term runs through mid-October each year. Withdrawals are not allowed. At maturity, the balance and interest are paid by check or transferred to an FNB checking or savings account.

No withdrawals are allowed. The balance is paid out once a year, on either May 1 or November 1, as chosen when the account is opened.

No withdrawals can be made from the account. The club runs from September to the following September, and the bank then mails a check for the balance plus interest. A penalty applies to an early withdrawal.

No withdrawals can be made from the account. The club runs from April to the following April, and the bank then mails a check for the balance plus interest. A penalty applies to an early withdrawal.

No withdrawals are allowed unless the account is closed. The balance is paid out at the end of October.

A service charge applies when the balance falls below $100.

No withdrawals can be made from this account, and the balance is disbursed on or about November 1. The account can be opened only between November 1 and February 1, and it is funded in fixed amounts of $5, $10, or $20.