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Highest Club Savings Account Rates in Connecticut
11 Connecticut-specific products

By Aviel Fahl

Newest reading: October 13, 2026

Top Connecticut Rate:1.50%

The Connecticut market

Connecticut accounts

11

Institutions

10

Top Connecticut APY

1.50% APY

FDIC national average

0.37%

As of Sep 2026

11 club savings accounts are open only to Connecticut residents, from 10 institutions. The highest advertised APY among them is 1.50%.

1 of the 11 Connecticut club savings accounts advertises more than the FDIC national average of 0.37% for savings accounts as of Sep 2026.

Connecticut-Specific Club Savings Accounts

Club Savings accounts specifically available to Connecticut residents.

#1

Newtown Savings Bank

Holiday Club

+$10
per year
0.10% APY
Oct 7, 2026
FDIC InsuredNo MinimumsIn-Person Access
Show Fine Print & Trends
Min. Deposit$0
Min. Balance$0
Maintenance Fee$0
Compound FreqN/A
Direct DepositNot required
Deposit InsuranceFDIC Insured(Cert: 18199)
EligibilityUnited States
Mobile Ratings
BBB Rating

Rate Stability

StableNo rate changes in last 7 days
Official SiteNewtown Savings Bank

Direct Link to Product Page (Not Sponsored)

#2

Stafford Savings Bank

Club Account

+$10
per year
0.10% APY
Oct 7, 2026
FDIC InsuredLow MinimumsIn-Person Access

What to Watch

A withdrawal before maturity closes the account. The bank pays the ending balance and its interest out by cheque at maturity.

Show Fine Print & Trends
Min. Deposit$5
Min. Balance$5
Maintenance Fee$0
Compound Freqdaily
Direct DepositNot required
Deposit InsuranceFDIC Insured(Cert: 18227)
EligibilityUnited States
Mobile Ratings
BBB Rating

Rate Stability

StableNo rate changes in last 30 days
Official SiteStafford Savings Bank

Direct Link to Product Page (Not Sponsored)

#3

TruNorth Bank

Club Accounts

+$5
per year
0.05% APY
Oct 7, 2026
FDIC InsuredLow MinimumsIn-Person Access

What to Watch

Partial withdrawals are not allowed. In April or October the entire balance and its interest are paid out, either by check or by transfer to another account of your choice.

Show Fine Print & Trends
Min. Deposit$10
Min. Balance$0.01
Maintenance Fee$0
Compound FreqN/A
Direct DepositNot required
Deposit InsuranceFDIC Insured(Cert: 90188)
EligibilityUnited States
Mobile Ratings
BBB Rating

Rate Stability

StableNo rate changes in last 30 days
Official SiteTruNorth Bank

Direct Link to Product Page (Not Sponsored)

#4

Bankhometown

Club Savings

+$5
per year
0.05% APY
Oct 7, 2026
FDIC InsuredLow MinimumsIn-Person Access

What to Watch

Partial withdrawals are not allowed. In April or October the entire balance, including interest, is mailed to you by check or transferred to another account of your choice.

Show Fine Print & Trends
Min. Deposit$10
Min. Balance$0.01
Maintenance Fee$0
Compound FreqN/A
Direct DepositNot required
Deposit InsuranceFDIC Insured(Cert: 26523)
EligibilityUnited States
Mobile Ratings
BBB Rating

Rate Stability

StableNo rate changes in last 30 days
Official SiteBankhometown

Direct Link to Product Page (Not Sponsored)

#5

Florence Bank

Club Account

+$5
per year
0.05% APY
Oct 3, 2026
FDIC InsuredLow MinimumsIn-Person Access
Show Fine Print & Trends
Min. Deposit$10
Min. Balance$10
Maintenance Fee$0
Compound FreqN/A
Direct DepositNot required
Deposit InsuranceFDIC Insured(Cert: 23293)
EligibilityUnited States
Mobile Ratings
BBB Rating

Rate Stability

StableNo rate changes in last 30 days
Official SiteFlorence Bank

Direct Link to Product Page (Not Sponsored)

#6

Northwest Community Bank

Holiday Club Account

+$5
per year
0.05% APY
Oct 7, 2026
FDIC InsuredLow MinimumsIn-Person Access
Show Fine Print & Trends
Min. Deposit$1
Min. Balance$5
Maintenance Fee$0
Compound FreqN/A
Direct DepositNot required
Deposit InsuranceFDIC Insured(Cert: 18229)
EligibilityUnited States
Mobile Ratings
BBB Rating

Rate Stability

StableNo rate changes in last 30 days
Official SiteNorthwest Community Bank

Direct Link to Product Page (Not Sponsored)

#7

Northwest Community Bank

Vacation Club Account

+$5
per year
0.05% APY
Oct 7, 2026
FDIC InsuredLow MinimumsIn-Person Access
Show Fine Print & Trends
Min. Deposit$1
Min. Balance$5
Maintenance Fee$0
Compound FreqN/A
Direct DepositNot required
Deposit InsuranceFDIC Insured(Cert: 18229)
EligibilityUnited States
Mobile Ratings
BBB Rating

Rate Stability

StableNo rate changes in last 30 days
Official SiteNorthwest Community Bank

Direct Link to Product Page (Not Sponsored)

#8

The First Bank of Greenwich

Holiday Club

+$5
per year
1.50% APY
Oct 7, 2026

Relationship rate from $5 · 0.50% without the relationship

APY Range: 0.50% – 1.50%
FDIC InsuredLow MinimumsIn-Person Access

What to Watch

Interest is earned only on balances up to $1,000. If the account is closed before interest is credited, the accrued interest is still paid. A higher rate applies when the depositor also holds a First Bank of Greenwich checking account.

Show Fine Print & Trends
Min. Deposit$5
Min. Balance$5
Maintenance Fee$0
Compound FreqN/A
Direct DepositNot required
Deposit InsuranceFDIC Insured(Cert: 58307)
EligibilityUnited States
Mobile Ratings
BBB Rating

Rate Stability

No movement is shown for an “Up to” rate.

Official SiteThe First Bank of Greenwich

Direct Link to Product Page (Not Sponsored)

#9

The Torrington Savings Bank

Build Your Own Club

+$5
per year
0.05% APY
Oct 13, 2026
FDIC InsuredLow MinimumsIn-Person Access

What to Watch

Withdrawals are not permitted during the year. The account holder chooses the maturity date and the contribution plan with the bank when the account is opened.

Show Fine Print & Trends
Min. Deposit$1
Min. Balance$0.01
Maintenance Fee$0
Compound Freqcontinuously
Direct DepositNot required
Deposit InsuranceFDIC Insured(Cert: 16636)
EligibilityUnited States
Mobile Ratings
BBB Rating

Rate Stability

StableNo rate changes in last 30 days
Official SiteThe Torrington Savings Bank

Direct Link to Product Page (Not Sponsored)

#10

Windsor Federal Bank

Holiday Savings Club

+$5
per year
0.05% APY
Oct 13, 2026
FDIC InsuredLow MinimumsIn-Person Access

What to Watch

Interest is posted to the account once a year rather than monthly.

Show Fine Print & Trends
Min. Deposit$10
Min. BalanceN/A
Maintenance Fee$0
Compound Freqmonthly
Direct DepositNot required
Deposit InsuranceFDIC Insured(Cert: 29632)
EligibilityUnited States
Mobile Ratings
BBB Rating

Rate Stability

StableNo rate changes in last 30 days
Official SiteWindsor Federal Bank

Direct Link to Product Page (Not Sponsored)

#11

Union Savings Bank

Club Savings Account

+$3
per year
0.03% APY
Oct 13, 2026
FDIC InsuredLow MinimumsIn-Person Access
Show Fine Print & Trends
Min. Deposit$5
Min. Balance$0.01
Maintenance Fee$0
Compound FreqDoesn't compound
Direct DepositNot required
Deposit InsuranceFDIC Insured(Cert: 18190)
EligibilityUnited States
Mobile Ratings
BBB Rating

Rate Stability

StableNo rate changes in last 30 days
Official SiteUnion Savings Bank

Direct Link to Product Page (Not Sponsored)