Highest CD Rates in West Virginia
146 West Virginia-specific CD products
The West Virginia market
West Virginia accounts
146
Institutions
16
Top West Virginia APY
4.18% APY
Nationally: 5.00% APY
FDIC national average
1.73%
As of Sep 2026
146 CDs are open only to West Virginia residents, from 16 institutions. The highest advertised APY among them is 4.18%.
The highest nationally available rate is 5.00% APY, 82 basis points above the West Virginia leader.
92 of the 146 West Virginia CDs advertise more than the FDIC national average of 1.73% for 12-month CDs as of Sep 2026.
West Virginia-Specific CD Rates
CD rates specifically available to West Virginia residents. Business, youth and IRA CDs are not included.
| # | Institution & CD | Rate & Features | Minimum Deposit | Actions |
|---|---|---|---|---|
| #1 | 4.18%APY Observed: Oct 13, 2026 Branches: Yes | $1,000 | ||
| #2 | 4.06%APY Observed: Oct 3, 2026 Branches: Yes | $500 | ||
| #3 | 4.05%APY Observed: Oct 7, 2026 Branches: Yes | $500 | ||
| #4 | 4.05%APY Observed: Oct 7, 2026 Branches: Yes | $10,000 | ||
| #5 | 4.01%APY Observed: Oct 13, 2026 Branches: Yes | $1,000 | ||
| #6 | 4.00%APY Observed: Oct 7, 2026 Branches: Yes | $500 | ||
| #7 | 4.00%APY Observed: Oct 7, 2026 Branches: Yes | $500 | ||
| #8 | 3.95%APY Observed: Oct 7, 2026 Branches: Yes | $500 | ||
| #9 | 3.87%APY Observed: Oct 3, 2026 Branches: Yes | $500 | ||
| #10 | 3.85%APY Observed: Oct 7, 2026 Branches: Yes | $10,000 | ||
| #11 | 3.85%APY Observed: Oct 7, 2026 Branches: Yes | $500 | ||
| #12 | 3.85%APY Observed: Oct 7, 2026 Branches: Yes | $500 | ||
| #13 | 3.80%APY Observed: Oct 7, 2026 Branches: Yes | $5,000 | ||
| #14 | 3.75%APY Observed: Oct 7, 2026 Branches: Yes | $10,000 | ||
| #15 | 3.75%APY Observed: Oct 7, 2026 Branches: Yes | $500 | ||
| #16 | 3.72%APY Observed: Oct 13, 2026 Branches: Yes | $1,000 | ||
| #17 | 3.70%APY Observed: Oct 7, 2026 Branches: Yes | $500 | ||
| #18 | 3.65%APY Observed: Oct 7, 2026 Branches: Yes | $2,500 | ||
| #19 | 3.65%APY Observed: Oct 7, 2026 Branches: Yes | $500 | ||
| #20 | 3.65%APY Observed: Oct 13, 2026 Branches: Yes | $500 | ||
| #21 | 3.60%APY Observed: Oct 7, 2026 Branches: Yes | N/A | ||
| #22 | 3.60%APY Observed: Oct 13, 2026 Branches: Yes | $500 | ||
| #23 | 3.58%APY Observed: Oct 3, 2026 Branches: Yes | $500 | ||
| #24 | 3.56%APY Observed: Oct 13, 2026 Branches: Yes | $1,000 | ||
| #25 | 3.55%APY Observed: Oct 7, 2026 Branches: Yes | $500 | ||
| #26 | 3.55%APY Observed: Oct 7, 2026 Branches: Yes | $500 | ||
| #27 | 3.55%APY Observed: Oct 3, 2026 Branches: Yes | $500 | ||
| #28 | 3.52%APY Observed: Oct 7, 2026 | $1,000 | ||
| #29 | 3.50%APY Observed: Oct 7, 2026 Branches: Yes | $500 | ||
| #30 | 3.50%APY Observed: Oct 7, 2026 Branches: Yes | $500 | ||
| #31 | 3.50%APY Observed: Oct 7, 2026 Branches: Yes | $500 | ||
| #32 | 3.50%APY That 3.50% is a promotional rate. Observed: Oct 7, 2026 Branches: Yes | $500 | ||
| #33 | 3.50%APY Observed: Oct 7, 2026 Branches: Yes | $500 | ||
| #34 | 3.50%APY Observed: Oct 7, 2026 Branches: Yes | $500 | ||
| #35 | 3.50%APY Observed: Oct 7, 2026 Branches: Yes | $500 | ||
| #36 | 3.49%APY Observed: Oct 7, 2026 | $1,000 | ||
| #37 | 3.45%APY That 3.45% is a promotional rate. Observed: Oct 7, 2026 Branches: Yes | $500 | ||
| #38 | 3.45%APY That 3.45% is a promotional rate. Observed: Oct 7, 2026 Branches: Yes | $500 | ||
| #39 | 3.44%APY Observed: Oct 7, 2026 | $1,000 | ||
| #40 | 3.39%APY Observed: Oct 13, 2026 Branches: Yes | $500 | ||
| #41 | 3.35%APY Observed: Oct 7, 2026 Branches: Yes | $500 | ||
| #42 | 3.34%APY Observed: Oct 7, 2026 | $1,000 | ||
| #43 | 3.30%APY Observed: Oct 13, 2026 Branches: Yes | $500 | ||
| #44 | 3.29%APY Observed: Oct 13, 2026 Branches: Yes | $500 | ||
| #45 | 3.25%APY Observed: Oct 7, 2026 Branches: Yes | $10,000 | ||
| #46 | 3.25%APY Observed: Oct 7, 2026 Branches: Yes | $500 | ||
| #47 | 3.25%APY Observed: Oct 7, 2026 Branches: Yes | $500 | ||
| #48 | 3.25%APY Observed: Oct 7, 2026 Branches: Yes | $500 | ||
| #49 | 3.24%APY Observed: Oct 7, 2026 | $1,000 | ||
| #50 | 3.15%APY Observed: Oct 7, 2026 Branches: Yes | $500 |
$1,000
Yes
$500
Yes
$500
Yes
$10,000
Yes
$1,000
Yes
$500
Yes
$500
Yes
$500
Yes
$500
Yes
$10,000
Yes
$500
Yes
$500
Yes
$5,000
Yes
$10,000
Yes
$500
Yes
$1,000
Yes
$500
Yes
$2,500
Yes
$500
Yes
$500
Yes
N/A
Yes
$500
Yes
$500
Yes
$1,000
Yes
$500
Yes
$500
Yes
$500
Yes
$1,000
N/A
$500
Yes
$500
Yes
$500
Yes
That 3.50% is a promotional rate.
$500
Yes
$500
Yes
$500
Yes
$500
Yes
$1,000
N/A
That 3.45% is a promotional rate.
$500
Yes
That 3.45% is a promotional rate.
$500
Yes
$1,000
N/A
$500
Yes
$500
Yes
$1,000
N/A
$500
Yes
$500
Yes
$10,000
Yes
$500
Yes
$500
Yes
$500
Yes
$1,000
N/A
$500
Yes
Nationally Available CD Rates
The 8 highest CD rates available nationwide, including in West Virginia.
| Institution | Product / Term | APY |
|---|---|---|
| Popular Direct | 60 Months60 months | 5.00% |
| Popular Direct | 48 Months48 months | 4.95% |
| Popular Direct | 36 Months36 months | 4.85% |
| E*TRADE from Morgan Stanley | 12-Month Certificates of Deposit12 months | 4.75% |
| Bread Savings | 18-Month CD18 months | 4.75% |
| Barclays | 24-Month CD24 months | 4.75% |
| Barclays | 60-Month CD60 months | 4.75% |
| Popular Direct | 24 Months24 months | 4.70% |