Highest 18-Month CD Rates in Illinois
102 Illinois-specific 18-Month CD products
The Illinois market
Illinois accounts
102
Institutions
98
Top Illinois APY
4.62% APY
Nationally: 4.75% APY
102 18-month CDs are open only to Illinois residents, from 98 institutions. The highest advertised APY among them is 4.62%.
The highest nationally available rate is 4.75% APY, 13 basis points above the Illinois leader.
Illinois-Specific 18-Month CD Rates
18-Month CD rates specifically available to Illinois residents. Business, youth and IRA CDs are not included on this page.
| # | Institution & CD | Rate & Features | Minimum Deposit | Actions |
|---|---|---|---|---|
| #1 | 4.62%APY Observed: Oct 13, 2026 | $1,000 | ||
| #2 | 4.30%APY Observed: Oct 13, 2026 Branches: Yes | N/A | ||
| #3 | 4.25%APY Observed: Oct 7, 2026 Branches: Yes | N/A | ||
| #4 | 4.15%APY Observed: Oct 7, 2026 Branches: Yes | $1,000 | ||
| #5 | 4.07%APY Observed: Oct 7, 2026 Branches: Yes | $1,000 | ||
| #6 | 4.06%APY Observed: Oct 13, 2026 Branches: Yes | $1,000 | ||
| #7 | 4.06%APY Observed: Oct 7, 2026 Branches: Yes | $1,000 | ||
| #8 | 4.04%APY Observed: Oct 10, 2026 Branches: Yes | $1,000 | ||
| #9 | 3.82%APY Observed: Oct 7, 2026 Branches: Yes | $500 | ||
| #10 | 3.80%APY Observed: Oct 7, 2026 Branches: Yes | $2,500 | ||
| #11 | 3.80%APY Observed: Oct 7, 2026 Branches: Yes | $1,000 | ||
| #12 | 3.80%APY Observed: Oct 7, 2026 Branches: Yes | $1,000 | ||
| #13 | 3.79%APY Observed: Oct 7, 2026 Branches: Yes | $500 | ||
| #14 | Up to3.75%APY On balances of $75,000 to $250,000 · 3.55% below Observed: Oct 13, 2026 Branches: Yes | $3,000 | ||
| #15 | 3.75%APY Observed: Oct 7, 2026 Branches: Yes | $500 | ||
| #16 | 3.75%APY Observed: Oct 13, 2026 Branches: Yes | $1,000 | ||
| #17 | 3.70%APY Observed: Oct 7, 2026 Branches: Yes | $500 | ||
| #18 | 3.65%APY Observed: Oct 7, 2026 | $2,500 | ||
| #19 | 3.65%APY Observed: Oct 7, 2026 | N/A | ||
| #20 | 3.65%APY Observed: Oct 7, 2026 Branches: Yes | $1,000 | ||
| #21 | 3.56%APY Observed: Oct 7, 2026 Branches: Yes | $1,000 | ||
| #22 | 3.56%APY Observed: Oct 7, 2026 Branches: Yes | $1,000 | ||
| #23 | 3.55%APY Observed: Oct 7, 2026 Branches: Yes | $500 | ||
| #24 | 3.54%APY Observed: Oct 12, 2026 | $500 | ||
| #25 | 3.50%APY Observed: Oct 7, 2026 Branches: Yes | $500 | ||
| #26 | 3.50%APY Observed: Oct 13, 2026 | $2,000 | ||
| #27 | 3.50%APY Observed: Oct 13, 2026 Branches: Yes | $10,000 | ||
| #28 | 3.45%APY Observed: Oct 7, 2026 Branches: Yes | $500 | ||
| #29 | Up to3.28%APY Needs at least $100,000 Observed: Oct 7, 2026 Branches: Yes | $500 | ||
| #30 | 3.25%APY Observed: Oct 7, 2026 Branches: Yes | $500 | ||
| #31 | Up to3.25%APY Needs at least $100,000 Observed: Oct 7, 2026 Branches: Yes | $500 | ||
| #32 | 3.25%APY Observed: Oct 7, 2026 Branches: Yes | $1,000 | ||
| #33 | 3.25%APY Observed: Oct 7, 2026 Branches: Yes | N/A | ||
| #34 | 3.10%APY Observed: Oct 7, 2026 Branches: Yes | $1,000 | ||
| #35 | 3.03%APY Observed: Oct 7, 2026 Branches: Yes | $500 | ||
| #36 | 3.00%APY Observed: Oct 7, 2026 Branches: Yes | N/A | ||
| #37 | 2.88%APY Observed: Oct 7, 2026 | $500 | ||
| #38 | 2.82%APY Observed: Oct 7, 2026 Branches: Yes | N/A | ||
| #39 | 2.78%APY Observed: Oct 7, 2026 Branches: Yes | $500 | ||
| #40 | 2.78%APY Observed: Oct 13, 2026 Branches: Yes | $200 | ||
| #41 | 2.77%APY Observed: Oct 7, 2026 Branches: Yes | $500 | ||
| #42 | 2.76%APY Observed: Oct 7, 2026 | $1,000 | ||
| #43 | 2.68%APY Observed: Oct 7, 2026 Branches: Yes | $1,000 | ||
| #44 | 2.28%APY Observed: Oct 7, 2026 Branches: Yes | $1,000 | ||
| #45 | 2.27%APY Observed: Oct 7, 2026 | $1,000 | ||
| #46 | 2.27%APY Observed: Oct 7, 2026 Branches: Yes | $1,000 | ||
| #47 | 2.27%APY Observed: Oct 7, 2026 Branches: Yes | $1,000 | ||
| #48 | Up to2.25%APY Needs at least $100,000 Observed: Oct 7, 2026 Branches: Yes | $1,000 | ||
| #49 | 2.25%APY Observed: Oct 13, 2026 Branches: Yes | N/A | ||
| #50 | 2.25%APY Observed: Oct 13, 2026 Branches: Yes | $0 |
$1,000
N/A
N/A
Yes
N/A
Yes
$1,000
Yes
$1,000
Yes
$1,000
Yes
$1,000
Yes
$1,000
Yes
$500
Yes
$2,500
Yes
$1,000
Yes
$1,000
Yes
$500
Yes
On balances of $75,000 to $250,000 · 3.55% below
$3,000
Yes
$500
Yes
$1,000
Yes
$500
Yes
$2,500
N/A
N/A
N/A
$1,000
Yes
$1,000
Yes
$1,000
Yes
$500
Yes
$500
N/A
$500
Yes
$2,000
N/A
$10,000
Yes
$500
Yes
Needs at least $100,000
$500
Yes
$500
Yes
Needs at least $100,000
$500
Yes
$1,000
Yes
N/A
Yes
$1,000
Yes
$500
Yes
N/A
Yes
$500
N/A
N/A
Yes
$500
Yes
$200
Yes
$500
Yes
$1,000
N/A
$1,000
Yes
$1,000
Yes
$1,000
N/A
$1,000
Yes
$1,000
Yes
Needs at least $100,000
$1,000
Yes
N/A
Yes
$0
Yes
Nationally Available 18-Month CD Rates
The 8 highest 18-Month CD rates available nationwide, including in Illinois.
| Institution | Product / Term | APY |
|---|---|---|
| Bread Savings | 18-Month CD18 months | 4.75% |
| Popular Direct | 18 Months18 months | 4.65% |
| Barclays | 18-Month CD18 months | 4.50% |
| E*TRADE from Morgan Stanley | 18-Month Certificates of Deposit18 months | 4.40% |
| Marcus by Goldman Sachs | 18-Month High Yield CD18 months | 4.40% |
| Sallie Mae Bank | 18-Month Certificates of deposit CDs18 months | 4.40% |
| Salem Five Direct | 18-Month Special CD18 months | 4.36% |
| Rising Bank | Rising CD 18-Month18 months | 4.35% |