First State Bank of Campbell Hill: Savings Accounts, CDs, Money Market & Rates

Updated: 8/19/2026

Mission: Banksparency aims to make First State Bank of Campbell Hill's deposit accounts transparent and comparable to the market.

Interest rates reported as APY

Analysis of First State Bank of Campbell Hill

Our verdict

CD Analysis

First State Bank of Campbell Hill offers CDs paying up to 3.80% APY on its 3 months term, across 9 term lengths.

Tracking 9 active CD products, useful for locking in today's rate before further moves at the Fed.

Best CD use: locking in 3.80% APY for a 3 months term and laddering across multiple maturities.

First State Bank of Campbell Hill also offers Personal Savings Account, a savings account paying 0.30% APY with a $100 minimum deposit.

At 0.30% APY, First State Bank of Campbell Hill pays below the national savings average of 0.38%.

Additional Accounts

Premium Money Market Account, a money market account at 0.30% APY.
a money market account at 0.20% APY.
Student | Minor Child Savings Account, a youth savings account at 0.30% APY.

Ideal User Profile

Best for: simple saving without extra requirements.

Important Considerations

Student | Minor Child Savings Account is a youth savings account. Age-restricted to young account holders.

No app ratings available for this bank.

iOS app rating is not available.

Android app rating is not available.

Deposit Accounts Overview

Personal Savings Account

Savings

0.30% APY

Min: $100 Branch Access

Rank #194 of 337 tracked.

Student | Minor Child Savings Account

Savings

0.30% APY

Min: $25 Branch Access

Rank #195 of 337 tracked.

Premium Money Market Account

Money Market

0.30% APY

Min: $5,000 Branch Access

Money Market Account

Money Market

0.20% APY

Min: $2,500 Branch Access

Market Reality Check

This institution offers rates below the top 10 savings and money market accounts we track. Those institutions all pay at least 4.01% APY.

See Top Rates

National Avg: 0.38% (FDIC, 8/1/2026).
Banksparency tracks live rates daily.

Bank Overview

HQ LocationCampbell Hill, IL
Deposit InsuranceFDIC Insured(Cert: 10799)

Visit Official Website

Featured Offers

Axos ONE - High Yield Savings & Checking

Over 95,000 fee-free ATMs
Get paid up to 2 days early with Direct Deposit
One convenient app for spending & saving

FDIC Insured

Savings4.21%APY

Checking0.51%APY

Go to Axos Bank

FDIC or NCUA insured

View Details

Monthly Maintenance Fee	None
Min. Deposit to Savings Account	0
Min. Balance in Savings Account	0
How to qualify for APY	OPTION ADirect Deposit $1,500+ AND Maintain $1,500+ avg daily checking balance. OR OPTION BDeposit $5,000+ total/mo AND Maintain $5,000+ avg daily checking balance.
Mobile Ratings	iOS:4.7 Android:4.5

The APY is available with the Axos ONE savings and checking bundle. The checking account also earns interest. To qualify, you must either set up a direct deposit of $1,500 and maintain an average daily balance of more than $1,500 in your ONE Checking account, or receive at least $5,000 in total monthly qualifying deposits and maintain an average daily balance of more than $5,000.

EASY TRANSFERS, LOW MINIMUMS

SponsoredVerified Aug 19, 2026

FDIC Insured

Quontic High Yield Savings

Apply in 3 minutes or less
No monthly service fees
Transfer with Zelle, Apple Pay, G-Pay, and more

FDIC Insured

Savings3.20%APY

Go to Quontic Bank

FDIC or NCUA insured

View Details

Monthly Maintenance Fee	None
Min. Deposit to Savings Account	10000
Min. Balance in Savings Account	0
Mobile Ratings	iOS:4.8 Android:4.9

Deposit Accounts: In-Depth View

Savings Accounts Offered by First State Bank of Campbell Hill

Feature	Student \| Minor Child Savings Account	Personal Savings Account
APY	0.30%Verified: 8/19/2026	0.30%Verified: 8/19/2026
APY Trend	N/A	N/A
Min. Deposit	$25	$100
Min. Balance	$25	$100
Monthly Fee	N/A	N/A
Direct Deposit	None	None
Checking Bundle	No	No
In-Branch Access	Yes	Yes
Compounding	N/A	N/A
FDIC Insured	Yes	Yes
Eligibility	United States	United States
Next Steps	-	-

Interactive Tool

Calculate Savings for First State Bank of Campbell Hill

All calculations are based on APY.

Choose savings account

Initial deposit

Recurring deposit

Frequency

Duration

Savings Breakdown

Interest Earned
+$112.20(0.8%)
Total Contributions
$13,000
Initial Deposit
$1,000

Projected Balance

$14,112.20

Effective APY

0.30%

The Banksparency Savings Calculator provides estimated savings growth based on user input and our latest data.

First State Bank of Campbell Hill Deposit Rates Over Time

No historical data available.

Compare with First State Bank of Campbell Hill

Feature	Current View First State Bank of Campbell Hill	Empty Slot
Product		-
APY	0.30%Verified: 8/19/2026	-
APY Trend	N/A	-
Min. Deposit	$25	N/A
Monthly Fee	N/A	-
Direct Deposit	No	-
Checking Bundle	No	-
In-Branch Access	Yes	-
Eligibility	United States	-
Compounding	N/A	-
FDIC or NCUA Insured	Yes	-
Next Steps	-	-

CD Overview

3.80% Highest APY

Across 9 CD products with terms: 36 months, 48 months, 3 months, 6 months, 12 months, 18 months, 24 months, 30 months, 60 months

CD Products Offered by First State Bank of Campbell Hill

Feature	91-Day Certificates of Deposits 3 months	182-Day Certificates of Deposits 6 months	12-Month Certificates of Deposits 12 months	18-Month Certificates of Deposits 18 months	24-Month Certificates of Deposits 24 months	30-Month Certificates of Deposits 30 months	36-Month Certificates of Deposits 36 months	48-Month Certificates of Deposits 48 months	60-Month Certificates of Deposits 60 months
APY	3.80%Verified: 8/19/2026	3.80%Verified: 8/19/2026	3.80%Verified: 8/19/2026	3.55%Verified: 8/19/2026	3.03%Verified: 8/19/2026	2.83%Verified: 8/19/2026	2.73%Verified: 8/19/2026	2.63%Verified: 8/19/2026	2.52%Verified: 8/19/2026
Term	3 months	6 months	12 months	18 months	24 months	30 months	36 months	48 months	60 months
Min. Deposit	$500	$500	$500	$500	$500	$500	$500	$500	$500
Early Withdrawal	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
FDIC Insured	Yes	Yes	Yes	Yes	Yes	Yes	Yes	Yes	Yes

First State Bank of Campbell Hill CD Rates Over Time

Not enough rate history to show a chart. We have CD rates for this bank from one day only. The chart shows when we collect more data.

Money Market Accounts Offered by First State Bank of Campbell Hill

Feature	Premium Money Market Account	Money Market Account
APY	0.30%Verified: 8/19/2026	0.20%Verified: 8/19/2026
Min. Deposit	$5,000	$2,500
Min. Balance	N/A	N/A
Monthly Fee	N/A	N/A
Direct Deposit	None	None
In-Branch Access	Yes	Yes
Compounding	N/A	N/A
FDIC Insured	Yes	Yes
Eligibility	United States	United States

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