Security State Bank of Marine: Savings Accounts, CDs, Money Market & Rates

Updated: 8/19/2026

Mission: Banksparency aims to make Security State Bank of Marine's deposit accounts transparent and comparable to the market.

Interest rates reported as APY

Analysis of Security State Bank of Marine

Our verdict

Security State Bank of Marine offers Money Market Platinum, a money market account paying 3.56% APY with no minimum deposit.

At 3.56% APY, Security State Bank of Marine pays 6x the national money market average of 0.63%.

Additional Accounts

Money Market Savings, a money market account at 0.15% APY.
Passbook Savings, a savings account at 0.10% APY.
Super Savers, a youth savings account at 0.10% APY.

Ideal User Profile

Best for: simple saving without extra requirements and managing money from your phone.

CD Analysis

Security State Bank of Marine also offers CDs paying up to 1.00% APY on its 60-72 months term, across 7 term lengths.

Tracking 7 active CD products, useful for locking in today's rate before further moves at the Fed.

Best CD use: locking in 1.00% APY for a 60-72 months term and laddering across multiple maturities.

Important Considerations

Super Savers is a youth savings account. Age-restricted to young account holders.

Key Differentiators

Stands out with top-rated iOS app (4.9), highly-rated Android app (5.0).

Deposit Accounts Overview

Passbook Savings

Savings

0.10% APY

No Minimums Branch Access

Rank #264 of 337 tracked.

Piggy Bank Savers

Savings

0.10% APY

No Minimums Branch Access

Rank #265 of 337 tracked.

Super Savers

Savings

0.10% APY

No Minimums Branch Access

Rank #266 of 337 tracked.

Money Market Platinum

Money Market

3.56% APY

Tiered Range: 0.15% - 3.56%

No Minimums Branch Access

Money Market Savings

Money Market

0.15% APY

Tiered Range: 0.10% - 0.15%

No Minimums Branch Access

Market Reality Check

This institution offers rates below the top 10 savings and money market accounts we track. Those institutions all pay at least 4.01% APY.

See Top Rates

National Avg: 0.38% (FDIC, 8/1/2026).
Banksparency tracks live rates daily.

Bank Overview

HQ LocationMarine On St. Croix, MN
Ratings & Trust
Deposit InsuranceFDIC Insured(Cert: 10163)

Visit Official Website

Featured Offers

Axos ONE - High Yield Savings & Checking

Over 95,000 fee-free ATMs
Get paid up to 2 days early with Direct Deposit
One convenient app for spending & saving

FDIC Insured

Savings4.21%APY

Checking0.51%APY

Go to Axos Bank

FDIC or NCUA insured

View Details

Monthly Maintenance Fee	None
Min. Deposit to Savings Account	0
Min. Balance in Savings Account	0
How to qualify for APY	OPTION ADirect Deposit $1,500+ AND Maintain $1,500+ avg daily checking balance. OR OPTION BDeposit $5,000+ total/mo AND Maintain $5,000+ avg daily checking balance.
Mobile Ratings	iOS:4.7 Android:4.5

The APY is available with the Axos ONE savings and checking bundle. The checking account also earns interest. To qualify, you must either set up a direct deposit of $1,500 and maintain an average daily balance of more than $1,500 in your ONE Checking account, or receive at least $5,000 in total monthly qualifying deposits and maintain an average daily balance of more than $5,000.

EASY TRANSFERS, LOW MINIMUMS

SponsoredVerified Aug 19, 2026

FDIC Insured

Quontic High Yield Savings

Apply in 3 minutes or less
No monthly service fees
Transfer with Zelle, Apple Pay, G-Pay, and more

FDIC Insured

Savings3.20%APY

Go to Quontic Bank

FDIC or NCUA insured

View Details

Monthly Maintenance Fee	None
Min. Deposit to Savings Account	10000
Min. Balance in Savings Account	0
Mobile Ratings	iOS:4.8 Android:4.9

Deposit Accounts: In-Depth View

Savings Accounts Offered by Security State Bank of Marine

Feature	Super Savers	Piggy Bank Savers	Passbook Savings
APY	0.10%Verified: 8/19/2026	0.10%Verified: 8/19/2026	0.10%Verified: 8/19/2026
APY Trend	N/A	N/A	N/A
Min. Deposit	N/A	N/A	N/A
Min. Balance	N/A	$50	N/A
Monthly Fee	N/A	N/A	N/A
Direct Deposit	None	None	None
Checking Bundle	No	No	No
In-Branch Access	Yes	Yes	Yes
Compounding	N/A	N/A	N/A
FDIC Insured	Yes	Yes	Yes
Eligibility	United States	United States	United States
Next Steps	-	-	-

Interactive Tool

Calculate Savings for Security State Bank of Marine

All calculations are based on APY.

Choose savings account

Initial deposit

Recurring deposit

Frequency

Duration

Savings Breakdown

Interest Earned
+$37.30(0.3%)
Total Contributions
$13,000
Initial Deposit
$1,000

Projected Balance

$14,037.30

Effective APY

0.10%

The Banksparency Savings Calculator provides estimated savings growth based on user input and our latest data.

Security State Bank of Marine Deposit Rates Over Time

No historical data available.

Compare with Security State Bank of Marine

Feature	Current View Security State Bank of Marine	Empty Slot
Product		-
APY	0.10%Verified: 8/19/2026	-
APY Trend	N/A	-
Min. Deposit	N/A	N/A
Monthly Fee	N/A	-
Direct Deposit	No	-
Checking Bundle	No	-
In-Branch Access	Yes	-
Eligibility	United States	-
Compounding	N/A	-
FDIC or NCUA Insured	Yes	-
Next Steps	-	-

CD Overview

1.00% Highest APY

Across 7 CD products with terms: 12-17 months, 6-11 months, 60-72 months, 48-59 months, 30-47 months, 1-5 months, 18-29 months

CD Products Offered by Security State Bank of Marine

Feature	CD 32 - 181 days 1-5 months	CD 6 - 11 months 6-11 months	CD 12 - 17 months 12-17 months	CD 18 - 29 months 18-29 months	CD 30 - 47 months 30-47 months	CD 48 - 59 months 48-59 months	CD 60 - 72 months 60-72 months
APY	0.15%Verified: 8/19/2026	0.25%Verified: 8/19/2026	0.40%Verified: 8/19/2026	0.45%Verified: 8/19/2026	0.50%Verified: 8/19/2026	0.70%Verified: 8/19/2026	1.00%Verified: 8/19/2026
Term	1-5 months	6-11 months	12-17 months	18-29 months	30-47 months	48-59 months	60-72 months
Min. Deposit	$1,000	$1,000	$300	$300	$300	$300	$300
Early Withdrawal	N/A	N/A	N/A	N/A	N/A	N/A	N/A
FDIC Insured	Yes	Yes	Yes	Yes	Yes	Yes	Yes

Security State Bank of Marine CD Rates Over Time

Not enough rate history to show a chart. We have CD rates for this bank from one day only. The chart shows when we collect more data.

Money Market Accounts Offered by Security State Bank of Marine

Feature	Money Market Platinum	Money Market Savings
APY	3.56%Range: 0.15% - 3.56%Verified: 8/19/2026	0.15%Range: 0.10% - 0.15%Verified: 8/19/2026
Min. Deposit	N/A	N/A
Min. Balance	N/A	$2,500
Monthly Fee	N/A	N/A
Direct Deposit	None	None
In-Branch Access	Yes	Yes
Compounding	N/A	N/A
FDIC Insured	Yes	Yes
Eligibility	United States	United States

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