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Highest Money Market Rates in Wyoming
10 Wyoming-specific accounts

By Aviel Fahl

Newest reading: October 13, 2026

Top Wyoming Rate:2.76% APYFDIC or NCUA Insured

The Wyoming market

Wyoming accounts

10

Institutions

10

Top Wyoming APY

2.76% APY

Nationally: 4.00% APY

FDIC national average

0.63%

As of Sep 2026

10 money market accounts are open only to Wyoming residents, from 10 institutions. The highest advertised APY among them is 2.76%.

The highest nationally available rate is 4.00% APY, 124 basis points above the Wyoming leader.

10 of the 10 Wyoming money market accounts advertise more than the FDIC national average of 0.63% for money market accounts as of Sep 2026.

Wyoming-Specific Money Market Accounts

Money market accounts specifically available to Wyoming residents.

InstitutionProduct / Term
BMO Bank
Growth Money Marketrelationship rate from $250,000 · 0.05% to 2.24% without the relationship
Up to2.76%
Bank of Star Valley
Money Marketneeds at least $1,000,000
Up to2.53%
Gateway First Bank
Gateway Money Marketneeds at least $25,000
Up to2.50%
Pinnacle Bank - Wyoming
PinnMarket Personal Accountneeds at least $1,000,000
Up to2.27%
Big Horn Federal Savings Bank
RAM Money Marketneeds at least $100,001
Up to1.71%
Wyoming Community Bank
Money Market Accountneeds at least $250,000
Up to1.56%
ANB Bank
Personal Premium Money Marketneeds at least $5,000,000
Up to1.55%
Jonah Bank of Wyoming
Cowboy Up Money Marketneeds at least $150,000
Up to1.01%
First Northern Bank of Wyoming
Personal Money Market
1.00%
Security State Bank
Money Market (Consumer & Business)needs at least $10,000
0.85%

Nationally Available Money Market Accounts

The 8 highest-rate money market accounts available nationwide, including in Wyoming.

InstitutionProduct / Term
Bank5 Connect
Money Market Account
4.00%
Climate First Bank
Impact Money Market
3.96%
Prime Alliance Bank
Personal Money Market
3.90%
Quontic Bank
Money Market Account
3.90%
Customers Bank
Ascent Money Market Savings Account
3.63%
Sallie Mae Bank
Money Market Account
3.60%
FNBO Direct
Online Money Market Accountneeds at least $500,000
Up to3.55%
U.S. Bank
Elite Money Marketbalances of $25,000 to $9,999,999,999.99 only
Up to3.40%

See the full national list