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High-Yield Savings Account Comparison

EverBank vs. Forbright Bank

Forbright Bank edges out EverBank slightly at 4.15% vs 3.90% APY. On a $10,000 balance, the difference is just $5 per year, so other factors may matter more.

Analysis by Aviel Fahl
Updated August 21, 2026
Comparison of EverBank vs Forbright Bank savings accounts
Metric

EverBank

Performance Savings

Aug 20, 2026

Forbright Bank

Growth Savings

Aug 21, 2026
APY3.90%3.85% - 4.15%
Est. Earnings
$5,000+$195
$10,000+$390
$25,000+$975
$5,000+$193
$10,000+$385
$25,000+$963
Min Deposit
$0$0

Snapshot view. Rates subject to change.

Terms
-Limited offer: The stated APY includes a temporary 0.30% APY boost for new customers. Only people who never had a Forbright Bank Growth Savings or Growth CD account can get the boost. The account must be opened online, and a one-time balance of $1,000 must be reached by 08/31/2026. The boost ends on 12/31/2026, and a lower APY applies after that. Existing customers get the standard APY. See terms at Forbright Bank.
Features
FDIC InsuredNo MinimumsGreat iOS AppGreat Android AppZelle® SupportedDaily CompoundingStable Rate
FDIC InsuredNo MinimumsGreat iOS AppGreat Android AppZelle® SupportedDaily CompoundingRate Changes Often

Prefer In-Person Banking?

Both of these institutions are online-only. If you need in-branch access, check out our list of savings accounts with brick-and-mortar locations.

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Comparison Analysis

Comparing EverBank vs. Forbright Bank

Updated: Invalid Date

Executive Summary

A detailed summary for this comparison is being prepared. Check back soon.

The analysis is based on current Banksparency database records

* This content is provided for informational purposes only; always verify details with the provider.

Why EverBank?

No distinct advantages found vs Forbright Bank.

Why Forbright Bank?

  • Higher potential APY (3.46%-4.15% vs 3.90%)
  • Offers 4 different high-yield savings options

Key Feature Differences

Best for Simplicity
Forbright Bank

Forbright Bank's Growth Savings offers 4.15% APY with no bundling, direct deposit requirement or caps.

Shared Benefits

Both offer monthly maintenance-free account options Both banks have options with $0 opening deposit Fast transfers via Zelle® Available Nationwide Available to New & Existing Customers
The Bottom Line on APY (Interest Only)

Over a 1-year period, EverBank's Performance Savings pays $5 more interest on a $10,000 balance than Forbright Bank's Growth Savings.

*This comparison accounts for Forbright Bank's introductory promotional rate, yet EverBank's standard rate still yields a higher 1-year return.

Forbright BankEverBank
Verify At
EverBank

Non-sponsored link to official site

Verify At
Forbright Bank

Non-sponsored link to official site

Top Market Contenders

American Express
3.00% APY

EverBank vs. Forbright Bank Savings Calculator

Calculations based on current APY for Performance Savings and Growth Savings
$
$

You earn $25 more with Forbright Bank than EverBank on a $10,000 initial deposit for 1 year*.

*This calculation assumes that APYs remain unchanged for 1 year, and takes into account known promo rate periods, but does not factor in bonuses. You can see how often these banks have changed their rates in the Compare Savings Rates Over Time section below.

EverBank

Performance Savings

3.90% APY

Savings Breakdown

  • Interest Earned
    +$390.00(3.8%)
  • Total Contributions
    $0
  • Initial Deposit
    $10,000

Projected Balance

$10,390.00

Effective APY
3.90%

Forbright Bank

Growth Savings

4.15% APY
Promo Rate: 4.15% for limited time, then 3.85%.

Savings Breakdown

  • Interest Earned
    +$415.00(4.0%)
  • Total Contributions
    $0
  • Initial Deposit
    $10,000

Projected Balance

$10,415.00

Effective APY
4.15%

The Banksparency Savings Calculator provides estimated savings growth based on user input and our latest data.

Still banking with Chase, Bank of America, or Wells Fargo?

On a $10,000 balance, you're missing out on at least $384 per year in interest.

Both EverBank and Forbright Bank dramatically outperform the typical 0.01% APY at traditional big banks.

Big banks currently pay 0.01% APY on savings vs 3.90%+ here
See Top Rates
FeatureEverBankForbright Bank
APY
3.90%
Verified: 8/20/2026
-
4.15%
Range: 3.85% - 4.15%
Verified: 8/21/2026
-
Product NamePerformance SavingsGrowth Savings
Minimum Deposit$0$0
Min. Balance for APY$0$0
Monthly Fee$0$0
Compound FrequencyDailyDaily
In-Branch AccessNoNo
Account Type
Online Only
Online Only
Physical Branches11 locations in Florida and CaliforniaLocations in the Washington D.C. area (Maryland and Virginia)
Direct Deposit Req.NoneNone
Checking BundleNoNo
Mobile Apps
iOS4.6
Android4.8
iOS4.8
Android4.5
FDIC or NCUA Insured
Zelle® Support
Available
Native integration verified.
Available
Branch accounts only; Growth Savings online does NOT support.
BBB RatingA+A+
Important Notes-Limited offer: The stated APY includes a temporary 0.30% APY boost for new customers. Only people who never had a Forbright Bank Growth Savings or Growth CD account can get the boost. The account must be opened online, and a one-time balance of $1,000 must be reached by 08/31/2026. The boost ends on 12/31/2026, and a lower APY applies after that. Existing customers get the standard APY. See terms at Forbright Bank.
Next Steps
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📈 Compare Savings Rates Over Time

Historical Performance

Last 12 Months Analysis
MetricEverBankForbright Bank
Performance SavingsBright Business SavingsGrowth SavingsBright SavingsSprout Savings
Current APY
3.90%3.46%4.15%3.46%3.46%
Trend
Stable Stable Stable Stable Stable
Velocity (bps/mo)
-5.90.2-4.4-5.3-5.3
Days Since Change
24512767127127
12-Month High
4.30%3.46%4.25%3.90%3.90%
12-Month Low
3.90%3.45%3.85%3.45%3.45%
Adjustments / Mo
0.170.080.250.250.25
Volatility Score
0.0300.0010.0300.0350.035
How to read these metrics(Click to expand)

Trends & Velocity

  • Trend: The general direction of the rate over the analyzed period. Useful for spotting if a bank is currently aggressive or pulling back.
  • Velocity (bps/mo): Speed of change. A high positive number means they raise rates quickly. 10 bps = 0.10%.
  • Adjustments/Mo: "Twitchiness." High frequency means the rate changes constantly; low frequency means it's stable.

Risk & Range

  • High/Low: The absolute ceiling and floor of the rate during the 363-day window.
  • Volatility Score: Lower is better for predictability. It indicates how wildly the rate swings relative to its average.
  • Days Since Change: If this number is high (e.g., >90), the rate is very sticky. If low, it changed recently.

More Comparisons

Compare EverBank's APY of 3.90% with other banks
Compare Forbright Bank's APY of 4.15% with other banks