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High-Yield Savings Account Comparison

Forbright Bank vs. Pibank

Forbright Bank's Growth Savings pays 4.15% APY while Pibank's Pibank Savings pays 4.10% APY.

See how they compare on rate stability, mobile app ratings, and more below.

Analysis by Aviel Fahl
Updated August 21, 2026

The Bottom Line

Who pays more interest on $10,000? Pibank pays $25 more than Forbright Bank annually ($410 vs $385).

Choose Forbright Bank if mobile app quality matters, or you want Zelle for quick transfers. Choose Pibank if getting the best rate matters most.

Comparison of Forbright Bank vs Pibank savings accounts
Metric

Forbright Bank

Growth Savings

Aug 21, 2026

Pibank

Pibank Savings

Aug 21, 2026
APY3.85% - 4.15%4.10%
Est. Earnings
$5,000+$193
$10,000+$385
$25,000+$963
$5,000+$205
$10,000+$410
$25,000+$1,025
Min Deposit
$0$0

Snapshot view. Rates subject to change.

Terms
Limited offer: The stated APY includes a temporary 0.30% APY boost for new customers. Only people who never had a Forbright Bank Growth Savings or Growth CD account can get the boost. The account must be opened online, and a one-time balance of $1,000 must be reached by 08/31/2026. The boost ends on 12/31/2026, and a lower APY applies after that. Existing customers get the standard APY. See terms at Forbright Bank.-
Features
FDIC InsuredNo MinimumsGreat iOS AppGreat Android AppZelle® SupportedDaily CompoundingRate Changes Often
FDIC InsuredNo MinimumsDaily CompoundingStable Rate

Prefer In-Person Banking?

Both of these institutions are online-only. If you need in-branch access, check out our list of savings accounts with brick-and-mortar locations.

Find In-Branch Access

Comparison Analysis

Comparing Forbright Bank vs. Pibank

Updated: Invalid Date

Executive Summary

A detailed summary for this comparison is being prepared. Check back soon.

The analysis is based on current Banksparency database records

* This content is provided for informational purposes only; always verify details with the provider.

Why Forbright Bank?

  • Physical branch access (Locations in the Washington D.C. area (Maryland and Virginia))
  • Higher rated iOS app (4.8 vs 2.4)
  • Higher rated Android app (4.5 vs 1.7)
  • Offers 4 different high-yield savings options
  • Fast transfers via Zelle®

Why Pibank?

No distinct advantages found vs Forbright Bank.

Key Feature Differences

Better Returns at $10,000
Pibank

Pibank's Pibank Savings earns more on smaller deposits (approx. $410 vs $385/yr).

Better Returns at $25,000
Pibank

Pibank's Pibank Savings pulls ahead with larger amounts (approx. $1025 vs $963/yr).

Best Mobile App Experience
Forbright Bank

Forbright Bank offers an iOS app rated 4.8 (vs. 2.4) and Android app rated 4.5 (vs. 1.7)

Shared Benefits

Both offer monthly maintenance-free account options Both banks have options with $0 opening deposit Available Nationwide Available to New & Existing Customers
The Bottom Line on APY (Interest Only)

Over a 1-year period, Pibank's Pibank Savings pays $25 more interest on a $10,000 balance than Forbright Bank's Growth Savings.

*This comparison accounts for Forbright Bank's introductory promotional rate, yet Pibank's standard rate still yields a higher 1-year return.

Forbright BankPibank
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Forbright Bank

Non-sponsored link to official site

Verify At
Pibank

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Top Market Contenders

Forbright Bank vs. Pibank Savings Calculator

Calculations based on current APY for Growth Savings and Pibank Savings
$
$

You earn $5 more with Forbright Bank than Pibank on a $10,000 initial deposit for 1 year*.

*This calculation assumes that APYs remain unchanged for 1 year, and takes into account known promo rate periods, but does not factor in bonuses. You can see how often these banks have changed their rates in the Compare Savings Rates Over Time section below.

Forbright Bank

Growth Savings

4.15% APY
Promo Rate: 4.15% for limited time, then 3.85%.

Savings Breakdown

  • Interest Earned
    +$415.00(4.0%)
  • Total Contributions
    $0
  • Initial Deposit
    $10,000

Projected Balance

$10,415.00

Effective APY
4.15%

Pibank

Pibank Savings

4.10% APY

Savings Breakdown

  • Interest Earned
    +$410.00(3.9%)
  • Total Contributions
    $0
  • Initial Deposit
    $10,000

Projected Balance

$10,410.00

Effective APY
4.10%

The Banksparency Savings Calculator provides estimated savings growth based on user input and our latest data.

Still banking with Chase, Bank of America, or Wells Fargo?

On a $10,000 balance, you're missing out on at least $384 per year in interest.

Both Forbright Bank and Pibank dramatically outperform the typical 0.01% APY at traditional big banks.

Big banks currently pay 0.01% APY on savings vs 4.10%+ here
See Top Rates
FeatureForbright BankPibank
APY
4.15%
Range: 3.85% - 4.15%
Verified: 8/21/2026
-
4.10%
Verified: 8/21/2026
-
Product NameGrowth SavingsPibank Savings
Minimum Deposit$0$0
Min. Balance for APY$0$0.01
Monthly Fee$0$0
Compound FrequencyDailyDaily
In-Branch AccessNoNo
Account Type
Online Only
Online Only
Physical BranchesLocations in the Washington D.C. area (Maryland and Virginia)None
Direct Deposit Req.NoneNone
Checking BundleNoNo
Mobile Apps
iOS4.8
Android4.5
iOS2.4
Android1.7
FDIC or NCUA Insured
Zelle® Support
Available
Branch accounts only; Growth Savings online does NOT support.
Not Supported
BBB RatingA+A+
Important NotesLimited offer: The stated APY includes a temporary 0.30% APY boost for new customers. Only people who never had a Forbright Bank Growth Savings or Growth CD account can get the boost. The account must be opened online, and a one-time balance of $1,000 must be reached by 08/31/2026. The boost ends on 12/31/2026, and a lower APY applies after that. Existing customers get the standard APY. See terms at Forbright Bank.-
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📈 Compare Savings Rates Over Time

Historical Performance

Last 12 Months Analysis
MetricForbright BankPibank
Bright Business SavingsGrowth SavingsBright SavingsSprout SavingsPibank Savings
Current APY
3.46%4.15%3.46%3.46%4.10%
Trend
Stable Stable Stable Stable Stable
Velocity (bps/mo)
0.2-4.4-5.3-5.3-2.2
Days Since Change
1276712712749
12-Month High
3.46%4.25%3.90%3.90%4.60%
12-Month Low
3.45%3.85%3.45%3.45%4.10%
Adjustments / Mo
0.080.250.250.250.17
Volatility Score
0.0010.0300.0350.0350.014
How to read these metrics(Click to expand)

Trends & Velocity

  • Trend: The general direction of the rate over the analyzed period. Useful for spotting if a bank is currently aggressive or pulling back.
  • Velocity (bps/mo): Speed of change. A high positive number means they raise rates quickly. 10 bps = 0.10%.
  • Adjustments/Mo: "Twitchiness." High frequency means the rate changes constantly; low frequency means it's stable.

Risk & Range

  • High/Low: The absolute ceiling and floor of the rate during the 363-day window.
  • Volatility Score: Lower is better for predictability. It indicates how wildly the rate swings relative to its average.
  • Days Since Change: If this number is high (e.g., >90), the rate is very sticky. If low, it changed recently.

More Comparisons

Compare Forbright Bank's APY of 4.15% with other banks
Compare Pibank's APY of 4.10% with other banks