EverBank vs. Pibank
Compare rates, requirements, and features side-by-side to find the best option for you.
EverBank
Performance Savings
4.05%APYDec 6, 2025FDIC InsuredNo MinimumsShow Fine Print & Trends Hide Details
EverBank
Performance Savings
Pibank
Pibank Savings
4.60%APYDec 6, 2025FDIC InsuredNo MinimumsShow Fine Print & Trends Hide Details
Pibank
Pibank Savings
Prefer In-Person Banking?
Both of these banks are online-only. If you need physical branch access, check out our list of high-yield accounts with brick-and-mortar locations.
Comparison Analysis
Comparing EverBank vs. Pibank
Why EverBank?
- ✓Physical branch access (11 locations in Florida and California)
Why Pibank?
- ✓Higher potential APY (4.60% vs 4.05%) on all balances
— Key Feature Differences —
Better Returns at $10,000
PibankPibank's Pibank Savings earns more on smaller deposits (approx. $460 vs $405/yr).
Better Returns at $25,000
PibankPibank's Pibank Savings pulls ahead with larger amounts (approx. $1150 vs $1013/yr).
Best for Simplicity
PibankPibank's Pibank Savings offers 4.60% APY with no bundling, direct deposit requirement or caps.
Shared Benefits
Over a 1-year period, Pibank's Pibank Savings pays $55 more interest on a $10,000 balance than EverBank's Performance Savings.
Executive Summary
Pibank offers a competitive savings option with its Pibank Savings account, boasting an APY of 4.60%, which is higher than EverBank's Performance Savings account at 4.05%. Both accounts have no minimum deposit requirements and no maintenance fees, making them accessible for savers. Pibank's account is noted for providing better returns at various deposit levels, with significant advantages for amounts starting at $10,000. Both banks operate online-only, and neither requires direct deposit for account opening. For those seeking simplicity and higher yields, Pibank is the clear choice.
Analysis generated based on current Banksparency database records
* AI-generated content provided for informational purposes only. Accuracy is not guaranteed; always verify details with the provider.
| Feature | EverBank | Pibank |
|---|---|---|
| APY | 4.05% Verified: 12/6/2025 ↘︎ 0.25%90d Change | 4.60% Verified: 12/6/2025 Stable (90d) |
| Product Name | Performance Savings | Pibank Savings |
| Minimum Deposit | $0 | $0 |
| Min. Balance for APY | $0 | $0.01 |
| Monthly Fee | $0 | $0 |
| Branch Access | None | None |
| Account Type | Online Only | Online Only |
| Direct Deposit Req. | None | None |
| Checking Bundle | No | No |
| Mobile Apps | iOS2.3 Android1.4 | iOS2.4 Android1.7 |
| BBB Rating | A+ | A |
| Next Steps |
Savings Comparison
Pibank earns $358.8 more than EverBank.
EverBank
Performance Savings
Savings Breakdown
- Interest Earned+$2,467.00(12.1%)
- Total Contributions$13,000
- Initial Deposit$5,000
Projected Balance
$20,467.00
Pibank
Pibank Savings
Savings Breakdown
- Interest Earned+$2,825.80(13.6%)
- Total Contributions$13,000
- Initial Deposit$5,000
Projected Balance
$20,825.80
The Banksparency Savings Calculator provides estimated savings growth based on user input and our latest data.
📈 Compare Savings Rates Over Time
Historical Performance
| Metric | EverBank | Pibank |
|---|---|---|
| Performance Savings | Pibank Savings | |
Current APY | 4.05% | 4.60% |
Trend | Stable | Stable |
Velocity (bps/mo) | -3.1 | -0.0 |
Days Since Change | 78 | 295 |
10-Month High | 4.30% | 4.60% |
10-Month Low | 4.05% | 4.60% |
Adjustments / Mo | 0.10 | 0.00 |
Volatility Score | 0.027 | 0.000 |
How to read these metrics(Click to expand)
Compare Similar High-Yield Accounts
Compare EverBank vs...
Comparing against Standard Savings
Compare Pibank vs...
Comparing against Standard Savings
Higher Rates (With Checking)
Looking for something different? Check out these top-rated alternatives.