Pibank vs. Sallie Mae Bank
Compare rates, requirements, and features side-by-side to find the best option for you.
Pibank
Pibank Savings
4.60%APYDec 10, 2025FDIC InsuredNo MinimumsShow Fine Print & Trends Hide Details
Pibank
Pibank Savings
Sallie Mae Bank
High-Yield Savings Account
3.90%APYDec 10, 2025FDIC InsuredNo MinimumsShow Fine Print & Trends Hide Details
Sallie Mae Bank
High-Yield Savings Account
Prefer In-Person Banking?
Both of these banks are online-only. If you need physical branch access, check out our list of high-yield accounts with brick-and-mortar locations.
Pibank vs. Sallie Mae Bank Savings Calculator
Pibank earns $455.6 more than Sallie Mae Bank.
Pibank
Pibank Savings
Savings Breakdown
- Interest Earned+$2,825.80(13.6%)
- Total Contributions$13,000
- Initial Deposit$5,000
Projected Balance
$20,825.80
Sallie Mae Bank
High-Yield Savings Account
Savings Breakdown
- Interest Earned+$2,370.20(11.6%)
- Total Contributions$13,000
- Initial Deposit$5,000
Projected Balance
$20,370.20
The Banksparency Savings Calculator provides estimated savings growth based on user input and our latest data.
Comparison Analysis
Comparing Pibank vs. Sallie Mae Bank
Why Pibank?
- ✓Higher potential APY (4.60% vs 3.90%) on all balances
Why Sallie Mae Bank?
No distinct advantages found vs Pibank.
— Key Feature Differences —
Better Returns at $10,000
PibankPibank's Pibank Savings earns more on smaller deposits (approx. $460 vs $390/yr).
Better Returns at $25,000
PibankPibank's Pibank Savings pulls ahead with larger amounts (approx. $1150 vs $975/yr).
Best for Simplicity
PibankPibank's Pibank Savings offers 4.60% APY with no bundling, direct deposit requirement or caps.
Shared Benefits
Over a 1-year period, Pibank's Pibank Savings pays $70 more interest on a $10,000 balance than Sallie Mae Bank's High-Yield Savings Account.
*This calculation assumes current rates remain consistent for 1 year and does not include temporary bonuses.
Executive Summary
Pibank offers a competitive Pibank Savings account with an APY of 4.60%, making it the clear choice for savers looking for higher returns. This account has no minimum deposit or balance requirements, and it does not require direct deposit, making it a straightforward option. In comparison, Sallie Mae Bank's High-Yield Savings Account provides a lower APY of 3.90% but also features no minimum deposit or maintenance fees. Both accounts are online-only and FDIC insured, but Pibank stands out with its superior rate.
Analysis generated based on current Banksparency database records
* AI-generated content provided for informational purposes only. Accuracy is not guaranteed; always verify details with the provider.
| Feature | Pibank | Sallie Mae Bank |
|---|---|---|
| APY | 4.60% Verified: 12/10/2025 Stable (90d) | 3.90% Verified: 12/10/2025 Stable (90d) |
| Product Name | Pibank Savings | High-Yield Savings Account |
| Minimum Deposit | $0 | $0 |
| Min. Balance for APY | $0.01 | $0 |
| Monthly Fee | $0 | $0 |
| Branch Access | None | None |
| Account Type | Online Only | Online Only |
| Direct Deposit Req. | None | None |
| Checking Bundle | No | No |
| Mobile Apps | iOS2.4 Android1.7 | iOS1.5 Android1.6 |
| BBB Rating | A | A+ |
| Next Steps |
📈 Compare Savings Rates Over Time
Historical Performance
| Metric | Pibank | Sallie Mae Bank |
|---|---|---|
| Pibank Savings | High-Yield Savings Account | |
Current APY | 4.60% | 3.90% |
Trend | Stable | Stable |
Velocity (bps/mo) | -0.0 | -0.0 |
Days Since Change | 294 | 295 |
10-Month High | 4.60% | 3.90% |
10-Month Low | 4.60% | 3.90% |
Adjustments / Mo | 0.00 | 0.00 |
Volatility Score | 0.000 | 0.000 |
How to read these metrics(Click to expand)
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