Fitness Bank vs. Pibank
Compare rates, requirements, and features side-by-side to find the best option for you.
Fitness Bank
Fitness Elite Checking & Fitness Savings Combo
4.75%APYDec 6, 2025FDIC InsuredChecking BundleLow MinimumsShow Fine Print & Trends Hide Details
Fitness Bank
Fitness Elite Checking & Fitness Savings Combo
Pibank
Pibank Savings
4.60%APYDec 6, 2025FDIC InsuredNo MinimumsShow Fine Print & Trends Hide Details
Pibank
Pibank Savings
Prefer In-Person Banking?
Both of these banks are online-only. If you need physical branch access, check out our list of high-yield accounts with brick-and-mortar locations.
Comparison Analysis
Comparing Fitness Bank vs. Pibank
Why Fitness Bank?
- ✓Higher potential APY (4.45%-4.75% vs 4.60%) on all balances
- ✓Offers 2 different high-yield savings options
Why Pibank?
No distinct advantages found vs Fitness Bank.
— Key Feature Differences —
Better Returns at $10,000
Fitness BankFitness Bank's Fitness Elite Checking & Fitness Savings Combo earns more on smaller deposits (approx. $475 vs $460/yr).
Better Returns at $25,000
Fitness BankFitness Bank's Fitness Elite Checking & Fitness Savings Combo pulls ahead with larger amounts (approx. $1188 vs $1150/yr).
Best for All-in-One Banking
Fitness BankFitness Bank's Fitness Elite Checking & Fitness Savings Combo pays a superior APY for customers who also open a checking account.
Shared Benefits
Over a 1-year period, Fitness Bank's Fitness Elite Checking & Fitness Savings Combo pays $15 more interest on a $10,000 balance than Pibank's Pibank Savings.
Executive Summary
Fitness Bank offers a competitive APY of 4.75% with its Fitness Elite Checking & Fitness Savings Combo, which requires maintaining a balance of $5,000 in the checking account and tracking at least 10,000 average daily steps to earn the highest rate. This account is ideal for those looking for an all-in-one banking solution, as it provides better returns compared to Pibank's savings account, which has an APY of 4.60%. Pibank, however, has no minimum deposit or maintenance fees, making it a simpler option for those who prefer a straightforward savings account. Both banks operate online only.
Analysis generated based on current Banksparency database records
* AI-generated content provided for informational purposes only. Accuracy is not guaranteed; always verify details with the provider.
Top Market Contenders
See who beats both Fitness Bank and Pibank.
| Feature | Fitness Bank | Pibank |
|---|---|---|
| APY | 4.75% Verified: 12/6/2025 Stable (90d) | 4.60% Verified: 12/6/2025 Stable (90d) |
| Product Name | Fitness Elite Checking & Fitness Savings Combo | Pibank Savings |
| Minimum Deposit | $100 | $0 |
| Min. Balance for APY | $100 | $0.01 |
| Monthly Fee | $10. Waived for average daily balances > $100 | $0 |
| Branch Access | None | None |
| Account Type | Online Only | Online Only |
| Direct Deposit Req. | None | None |
| Checking Bundle | Yes | No |
| Mobile Apps | iOS1.7 Android0.0 | iOS2.4 Android1.7 |
| BBB Rating | A+ | A |
| Important Notes | This is a tiered account. To earn the highest tier you must make 15 debit card transactions per Account Period, maintain $5,000 avg. minimum balance in the Elite Checking account, track at least 10,000 avg. daily steps using the FitnessBank Step Tracker app, as well as maintain a savings balance of $100. Failure to do so will result in a lower APY. See bank for more details and all tiers. | - |
| Next Steps |
Savings Comparison
Fitness Bank earns $98.9 more than Pibank.
Fitness Bank
Fitness Elite Checking & Fitness Savings Combo
Savings Breakdown
- Interest Earned+$2,924.70(14.0%)
- Total Contributions$13,000
- Initial Deposit$5,000
Projected Balance
$20,924.70
Pibank
Pibank Savings
Savings Breakdown
- Interest Earned+$2,825.80(13.6%)
- Total Contributions$13,000
- Initial Deposit$5,000
Projected Balance
$20,825.80
The Banksparency Savings Calculator provides estimated savings growth based on user input and our latest data.
📈 Compare Savings Rates Over Time
Historical Performance
| Metric | Fitness Bank | Pibank | |
|---|---|---|---|
| Fitness Elite Checking & Fitness Savings Combo | Fitness Savings Account | Pibank Savings | |
Current APY | 4.75% | 4.45% | 4.60% |
Trend | Stable | Stable | Stable |
Velocity (bps/mo) | -4.0 | -1.6 | 0.0 |
Days Since Change | 94 | 94 | 264 |
9-Month High | 5.00% | 4.55% | 4.60% |
9-Month Low | 4.75% | 4.45% | 4.60% |
Adjustments / Mo | 0.23 | 0.23 | 0.00 |
Volatility Score | 0.024 | 0.010 | 0.000 |
How to read these metrics(Click to expand)
Compare Similar Alternatives
Compare Fitness Bank vs...
Comparing against other Bundled Accounts
Compare Pibank vs...
Comparing against Standard Savings