BrioDirect vs. Pibank
Compare rates, requirements, and features side-by-side to find the best option for you.
BrioDirect
High-Yield Savings Account
4.00%APYDec 6, 2025FDIC InsuredMod. MinimumGreat iOS AppGreat Android AppShow Fine Print & Trends Hide Details
BrioDirect
High-Yield Savings Account
Pibank
Pibank Savings
4.60%APYDec 6, 2025FDIC InsuredNo MinimumsShow Fine Print & Trends Hide Details
Pibank
Pibank Savings
Prefer In-Person Banking?
Both of these banks are online-only. If you need physical branch access, check out our list of high-yield accounts with brick-and-mortar locations.
Comparison Analysis
Comparing BrioDirect vs. Pibank
Why BrioDirect?
- ✓Higher rated iOS app (4.7 vs 2.4)
- ✓Higher rated Android app (4.3 vs 1.7)
Why Pibank?
- ✓Higher potential APY (4.60% vs 4.00%) on all balances
— Key Feature Differences —
Better Returns at $10,000
PibankPibank's Pibank Savings earns more on smaller deposits (approx. $460 vs $400/yr).
Better Returns at $25,000
PibankPibank's Pibank Savings pulls ahead with larger amounts (approx. $1150 vs $1000/yr).
Best for Simplicity
PibankPibank's Pibank Savings offers 4.60% APY with no bundling, direct deposit requirement or caps.
Best Mobile App Experience
BrioDirectBrioDirect offers an iOS app rated 4.7 (vs. 2.4) and Android app rated 4.3 (vs. 1.7)
Shared Benefits
Over a 1-year period, Pibank's Pibank Savings pays $60 more interest on a $10,000 balance than BrioDirect's High-Yield Savings Account.
Executive Summary
Pibank offers a higher APY of 4.60% on its Pibank Savings account, making it the winner in this comparison. This account requires a minimum deposit of just $0 and has no maintenance fees, allowing for greater accessibility compared to BrioDirect's High-Yield Savings Account, which offers a 4.00% APY but requires a minimum deposit of $5,000. Both accounts are online-only and do not require direct deposit. Pibank's product is noted for its simplicity and better returns at various deposit levels, while BrioDirect is recognized for its superior mobile app experience.
Analysis generated based on current Banksparency database records
* AI-generated content provided for informational purposes only. Accuracy is not guaranteed; always verify details with the provider.
| Feature | BrioDirect | Pibank |
|---|---|---|
| APY | 4.00% Verified: 12/6/2025 ↘︎ 0.30%90d Change | 4.60% Verified: 12/6/2025 Stable (90d) |
| Product Name | High-Yield Savings Account | Pibank Savings |
| Minimum Deposit | $5,000 | $0 |
| Min. Balance for APY | $25 | $0.01 |
| Monthly Fee | $0 | $0 |
| Branch Access | None | None |
| Account Type | Online Only | Online Only |
| Direct Deposit Req. | None | None |
| Checking Bundle | No | No |
| Mobile Apps | iOS4.7 Android4.3 | iOS2.4 Android1.7 |
| BBB Rating | B- | A |
| Next Steps |
Savings Comparison
Pibank earns $391.1 more than BrioDirect.
BrioDirect
High-Yield Savings Account
Savings Breakdown
- Interest Earned+$2,434.70(11.9%)
- Total Contributions$13,000
- Initial Deposit$5,000
Projected Balance
$20,434.70
Pibank
Pibank Savings
Savings Breakdown
- Interest Earned+$2,825.80(13.6%)
- Total Contributions$13,000
- Initial Deposit$5,000
Projected Balance
$20,825.80
The Banksparency Savings Calculator provides estimated savings growth based on user input and our latest data.
📈 Compare Savings Rates Over Time
Historical Performance
| Metric | BrioDirect | Pibank |
|---|---|---|
| High-Yield Savings Account | Pibank Savings | |
Current APY | 4.00% | 4.60% |
Trend | Stable | Stable |
Velocity (bps/mo) | -5.1 | -0.0 |
Days Since Change | 36 | 295 |
10-Month High | 4.55% | 4.60% |
10-Month Low | 4.00% | 4.60% |
Adjustments / Mo | 0.61 | 0.00 |
Volatility Score | 0.038 | 0.000 |
How to read these metrics(Click to expand)
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