BrioDirect vs. Pibank
Compare rates, requirements, and features side-by-side to find the best option for you.
| Metric | BrioDirectHigh-Yield Savings Account Jan 21, 2026 | PibankPibank Savings Jan 21, 2026 |
|---|---|---|
| APY | 3.75% | 4.60% |
Est. Earnings | $5,000+$188 $10,000+$375 $25,000+$938 | $5,000+$230 $10,000+$460 $25,000+$1,150 |
Min Deposit | $5,000 | $0 |
Snapshot view. Rates subject to change. | ||
| Features | FDIC InsuredMod. MinimumGreat iOS AppGreat Android AppZelle® Supported | FDIC InsuredNo Minimums |
Prefer In-Person Banking?
Both of these banks are online-only. If you need physical branch access, check out our list of high-yield accounts with brick-and-mortar locations.
Comparison Analysis
Comparing BrioDirect vs. Pibank
As of BrioDirect offers an APY of 3.75% for its High-Yield Savings Account, with a minimum balance of $25, compared to Pibank's 4.60% APY for its Pibank Savings account, with a minimum balance of $0.01.
Pibank pays $85 more than BrioDirect on a $10,000 balance after one year. BrioDirect pays $375, while Pibank pays $460 - an APY advantage for Pibank.
Why BrioDirect?
- ✓Higher rated iOS app (4.7 vs 2.3)
- ✓Higher rated Android app (4.4 vs 1.7)
- ✓Fast transfers via Zelle®
Why Pibank?
- ✓Higher potential APY (4.60% vs 3.75%) on all balances
— Key Feature Differences —
Better Returns at $10,000
PibankPibank's Pibank Savings earns more on smaller deposits (approx. $460 vs $375/yr).
Better Returns at $25,000
PibankPibank's Pibank Savings pulls ahead with larger amounts (approx. $1150 vs $938/yr).
Best for Simplicity
PibankPibank's Pibank Savings offers 4.60% APY with no bundling, direct deposit requirement or caps.
Best Mobile App Experience
BrioDirectBrioDirect offers an iOS app rated 4.7 (vs. 2.3) and Android app rated 4.4 (vs. 1.7)
Shared Benefits
Over a 1-year period, Pibank's Pibank Savings pays $85 more interest on a $10,000 balance than BrioDirect's High-Yield Savings Account.
*This calculation assumes current rates remain consistent for 1 year and does not include temporary bonuses.
Executive Summary as of
Pibank offers a competitive Pibank Savings account with a high APY of 4.60%, making it the clear winner in this comparison. This account requires no minimum deposit and has no maintenance fees, making it accessible for a wide range of customers. In contrast, BrioDirect's High-Yield Savings Account provides a lower APY of 3.75%, with a minimum deposit requirement of $5,000. Both banks operate online-only and do not require direct deposit, but Pibank stands out for its superior returns and simplicity.
The analysis is based on current Banksparency database records
* This content is provided for informational purposes only; always verify details with the provider.
Non-sponsored link to official site
Non-sponsored link to official site
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BrioDirect vs. Pibank Savings Calculator
You earn $85 more with Pibank than BrioDirect on a $10,000 initial deposit for 1 year*.
*This calculation assumes that APYs remain unchanged for 1 year, and takes into account known promo rate periods, but does not factor in bonuses. You can see how often these banks have changed their rates in the Compare Savings Rates Over Time section below.
BrioDirect
High-Yield Savings Account
Savings Breakdown
- Interest Earned+$375.00(3.6%)
- Total Contributions$0
- Initial Deposit$10,000
Projected Balance
$10,375.00
Pibank
Pibank Savings
Savings Breakdown
- Interest Earned+$460.00(4.4%)
- Total Contributions$0
- Initial Deposit$10,000
Projected Balance
$10,460.00
The Banksparency Savings Calculator provides estimated savings growth based on user input and our latest data.
| Feature | BrioDirect | Pibank |
|---|---|---|
| APY | 3.75% Verified: 1/21/2026 ↘︎ 0.45%90d Change | 4.60% Verified: 1/21/2026 Stable (90d) |
| Product Name | High-Yield Savings Account | Pibank Savings |
| Minimum Deposit | $5,000 | $0 |
| Min. Balance for APY | $25 | $0.01 |
| Monthly Fee | $0 | $0 |
| Branch Access | None | None |
| Account Type | Online Only | Online Only |
| Direct Deposit Req. | None | None |
| Checking Bundle | No | No |
| Mobile Apps | iOS4.7 Android4.4 | iOS2.3 Android1.7 |
| Zelle® Support | Available Accessed via the Webster Bank mobile app. | Not Supported |
| BBB Rating | B- | A |
| Next Steps | Visit SiteVerify at BrioDirect Non-sponsored link to official site | Visit SiteVerify at Pibank Non-sponsored link to official site |
📈 Compare Savings Rates Over Time
Historical Performance
| Metric | BrioDirect | Pibank |
|---|---|---|
| High-Yield Savings Account | Pibank Savings | |
Current APY | 3.75% | 4.60% |
Trend | Stable | Stable |
Velocity (bps/mo) | -6.8 | 0.0 |
Days Since Change | 40 | 341 |
11-Month High | 4.55% | 4.60% |
11-Month Low | 3.75% | 4.60% |
Adjustments / Mo | 0.62 | 0.00 |
Volatility Score | 0.059 | 0.000 |
How to read these metrics(Click to expand)
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High Rates (With Checking Bundle)
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