Pibank vs. TIMBR
Compare rates, requirements, and features side-by-side to find the best option for you.
Pibank
Pibank Savings
4.60%APYDec 6, 2025FDIC InsuredNo MinimumsShow Fine Print & Trends Hide Details
Pibank
Pibank Savings
TIMBR
Premium Savings Account
4.40%APYDec 6, 2025FDIC InsuredLow MinimumsShow Fine Print & Trends Hide Details
TIMBR
Premium Savings Account
Prefer In-Person Banking?
Both of these banks are online-only. If you need physical branch access, check out our list of high-yield accounts with brick-and-mortar locations.
Comparison Analysis
Comparing Pibank vs. TIMBR
Why Pibank?
- ✓Higher potential APY (4.60% vs 4.40%) on all balances
Why TIMBR?
No distinct advantages found vs Pibank.
— Key Feature Differences —
Better Returns at $10,000
PibankPibank's Pibank Savings earns more on smaller deposits (approx. $460 vs $440/yr).
Better Returns at $25,000
PibankPibank's Pibank Savings pulls ahead with larger amounts (approx. $1150 vs $1100/yr).
Best for Simplicity
PibankPibank's Pibank Savings offers 4.60% APY with no bundling, direct deposit requirement or caps.
Shared Benefits
Over a 1-year period, Pibank's Pibank Savings pays $20 more interest on a $10,000 balance than TIMBR's Premium Savings Account.
Executive Summary
Pibank offers a competitive Pibank Savings account with an APY of 4.60%, making it the winner compared to TIMBR's Premium Savings Account, which yields 4.40%. Pibank's account stands out for its simplicity, requiring no direct deposit and having no maintenance fees or minimum balance requirements, while also allowing for daily compounding. In contrast, TIMBR's account has a higher minimum deposit of $1,000 but also features no maintenance fees. Both banks operate online-only and are FDIC insured.
Analysis generated based on current Banksparency database records
* AI-generated content provided for informational purposes only. Accuracy is not guaranteed; always verify details with the provider.
| Feature | Pibank | TIMBR |
|---|---|---|
| APY | 4.60% Verified: 12/6/2025 Stable (90d) | 4.40% Verified: 12/6/2025 Stable (90d) |
| Product Name | Pibank Savings | Premium Savings Account |
| Minimum Deposit | $0 | $1,000 |
| Min. Balance for APY | $0.01 | $0 |
| Monthly Fee | $0 | $0 |
| Branch Access | None | None |
| Account Type | Online Only | Online Only |
| Direct Deposit Req. | None | None |
| Checking Bundle | No | No |
| Mobile Apps | iOS2.4 Android1.7 | iOS- Android- |
| BBB Rating | A | A+ |
| Next Steps |
Savings Comparison
Pibank earns $131.1 more than TIMBR.
Pibank
Pibank Savings
Savings Breakdown
- Interest Earned+$2,825.80(13.6%)
- Total Contributions$13,000
- Initial Deposit$5,000
Projected Balance
$20,825.80
TIMBR
Premium Savings Account
Savings Breakdown
- Interest Earned+$2,694.70(13.0%)
- Total Contributions$13,000
- Initial Deposit$5,000
Projected Balance
$20,694.70
The Banksparency Savings Calculator provides estimated savings growth based on user input and our latest data.
📈 Compare Savings Rates Over Time
Historical Performance
| Metric | Pibank | TIMBR |
|---|---|---|
| Pibank Savings | Premium Savings Account | |
Current APY | 4.60% | 4.40% |
Trend | Stable | Stable |
Velocity (bps/mo) | 0.0 | -1.3 |
Days Since Change | 289 | 236 |
10-Month High | 4.60% | 4.55% |
10-Month Low | 4.60% | 4.40% |
Adjustments / Mo | 0.00 | 0.10 |
Volatility Score | 0.000 | 0.013 |
How to read these metrics(Click to expand)
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