Pibank vs. TIMBR
Compare rates, requirements, and features side-by-side to find the best option for you.
| Metric | PibankPibank Savings Jan 21, 2026 | TIMBRPremium Savings Account Jan 21, 2026 |
|---|---|---|
| APY | 4.60% | 4.15% |
Est. Earnings | $5,000+$230 $10,000+$460 $25,000+$1,150 | $5,000+$208 $10,000+$415 $25,000+$1,038 |
Min Deposit | $0 | $1,000 |
Snapshot view. Rates subject to change. | ||
| Features | FDIC InsuredNo Minimums | FDIC InsuredLow Minimums |
Prefer In-Person Banking?
Both of these banks are online-only. If you need physical branch access, check out our list of high-yield accounts with brick-and-mortar locations.
As of Pibank offers an APY of 4.60% for its Pibank Savings account, with a minimum balance of $0.01, compared to TIMBR's 4.15% APY for its Premium Savings Account, with a minimum balance of $0.
Pibank pays $45 more than TIMBR on a $10,000 balance after one year. Pibank pays $460, while TIMBR pays $415 - an APY advantage for Pibank.
Why Pibank?
- ✓Higher potential APY (4.60% vs 4.15%) on all balances
Why TIMBR?
No distinct advantages found vs Pibank.
— Key Feature Differences —
Better Returns at $10,000
PibankPibank's Pibank Savings earns more on smaller deposits (approx. $460 vs $415/yr).
Better Returns at $25,000
PibankPibank's Pibank Savings pulls ahead with larger amounts (approx. $1150 vs $1038/yr).
Best for Simplicity
PibankPibank's Pibank Savings offers 4.60% APY with no bundling, direct deposit requirement or caps.
Shared Benefits
Over a 1-year period, Pibank's Pibank Savings pays $45 more interest on a $10,000 balance than TIMBR's Premium Savings Account.
*This calculation assumes current rates remain consistent for 1 year and does not include temporary bonuses.
Executive Summary as of
Pibank offers a competitive savings product, the Pibank Savings account, with an impressive APY of 4.60%. This account requires no minimum deposit, maintenance fees, or direct deposit, making it an attractive option for savers. In contrast, TIMBR's Premium Savings Account provides a lower APY of 4.15% and requires a minimum deposit of $1,000. Both accounts are online-only and FDIC insured, but Pibank stands out for its higher yield and simpler terms.
The analysis is based on current Banksparency database records
* This content is provided for informational purposes only; always verify details with the provider.
Non-sponsored link to official site
Non-sponsored link to official site
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Pibank vs. TIMBR Savings Calculator
You earn $45 more with Pibank than TIMBR on a $10,000 initial deposit for 1 year*.
*This calculation assumes that APYs remain unchanged for 1 year, and takes into account known promo rate periods, but does not factor in bonuses. You can see how often these banks have changed their rates in the Compare Savings Rates Over Time section below.
Pibank
Pibank Savings
Savings Breakdown
- Interest Earned+$460.00(4.4%)
- Total Contributions$0
- Initial Deposit$10,000
Projected Balance
$10,460.00
TIMBR
Premium Savings Account
Savings Breakdown
- Interest Earned+$415.00(4.0%)
- Total Contributions$0
- Initial Deposit$10,000
Projected Balance
$10,415.00
The Banksparency Savings Calculator provides estimated savings growth based on user input and our latest data.
| Feature | Pibank | TIMBR |
|---|---|---|
| APY | 4.60% Verified: 1/21/2026 Stable (90d) | 4.15% Verified: 1/21/2026 ↘︎ 0.25%90d Change |
| Product Name | Pibank Savings | Premium Savings Account |
| Minimum Deposit | $0 | $1,000 |
| Min. Balance for APY | $0.01 | $0 |
| Monthly Fee | $0 | $0 |
| Branch Access | None | None |
| Account Type | Online Only | Online Only |
| Direct Deposit Req. | None | None |
| Checking Bundle | No | No |
| Mobile Apps | iOS2.3 Android1.7 | iOS- Android- |
| Zelle® Support | Not Supported | Not Supported |
| BBB Rating | A | A+ |
| Next Steps | Visit SiteVerify at Pibank Non-sponsored link to official site | Visit SiteVerify at TIMBR Non-sponsored link to official site |
📈 Compare Savings Rates Over Time
Historical Performance
| Metric | Pibank | TIMBR |
|---|---|---|
| Pibank Savings | Premium Savings Account | |
Current APY | 4.60% | 4.15% |
Trend | Stable | Stable |
Velocity (bps/mo) | -0.0 | -1.6 |
Days Since Change | 335 | 13 |
11-Month High | 4.60% | 4.55% |
11-Month Low | 4.60% | 4.15% |
Adjustments / Mo | 0.00 | 0.18 |
Volatility Score | 0.000 | 0.018 |
How to read these metrics(Click to expand)
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