EverBank vs. Popular Direct
Compare rates, requirements, and features side-by-side to find the best option for you.
| Metric | EverBankPerformance Savings Jan 16, 2026 | Popular DirectPopular Direct Select Savings Jan 16, 2026 |
|---|---|---|
| APY | 3.90% | 3.90% |
Est. Earnings | $5,000+$195 $10,000+$390 $25,000+$975 | $5,000+$195 $10,000+$390 $25,000+$975 |
Min Deposit | $0 | $100 |
Snapshot view. Rates subject to change. | ||
| Features | FDIC InsuredNo MinimumsGreat iOS AppGreat Android AppZelle® Supported | FDIC InsuredLow Minimums |
Market Reality Check
Both of these banks offer rates below the current top tier. The best rates we track are currently above 4.20% APY.
Comparison Analysis
Comparing EverBank vs. Popular Direct
As of both EverBank (Performance Savings) and Popular Direct (Popular Direct Select Savings) offer an APY of 3.90% .
Both banks yield $390 in interest on a $10,000 balance after one year. Neither has an APY advantage, so consider other features (fees, access, app ratings, etc.) when choosing.
Why EverBank?
- ✓Physical branch access (11 locations in Florida and California)
- ✓Higher rated iOS app (4.6 vs 1.3)
- ✓Higher rated Android app (4.8 vs 1.3)
- ✓Fast transfers via Zelle®
Why Popular Direct?
No distinct advantages found vs EverBank.
— Key Feature Differences —
Best Mobile App Experience
EverBankEverBank offers an iOS app rated 4.6 (vs. 1.3) and Android app rated 4.8 (vs. 1.3)
Shared Benefits
Executive Summary as of
Both EverBank and Popular Direct offer competitive savings products with an APY of 3.90%. EverBank's Performance Savings account, which is online-only, requires no minimum deposit or balance and has no maintenance fees, while Popular Direct's Select Savings account requires a minimum deposit of $100 but also has no maintenance fees. Both accounts compound interest daily and are FDIC insured. Notably, EverBank boasts a superior mobile app experience, with ratings of 4.6 for iOS and 4.8 for Android, compared to Popular Direct's offerings.
The analysis is based on current Banksparency database records
* This content is provided for informational purposes only; always verify details with the provider.
Non-sponsored link to official site
Non-sponsored link to official site
Top Market Contenders
EverBank vs. Popular Direct Savings Calculator
Both accounts earn exactly the same amount.
EverBank
Performance Savings
Savings Breakdown
- Interest Earned+$390.00(3.8%)
- Total Contributions$0
- Initial Deposit$10,000
Projected Balance
$10,390.00
Popular Direct
Popular Direct Select Savings
Savings Breakdown
- Interest Earned+$390.00(3.8%)
- Total Contributions$0
- Initial Deposit$10,000
Projected Balance
$10,390.00
The Banksparency Savings Calculator provides estimated savings growth based on user input and our latest data.
| Feature | EverBank | Popular Direct |
|---|---|---|
| APY | 3.90% Verified: 1/16/2026 ↘︎ 0.15%90d Change | 3.90% Verified: 1/16/2026 ↘︎ 0.15%90d Change |
| Product Name | Performance Savings | Popular Direct Select Savings |
| Minimum Deposit | $0 | $100 |
| Min. Balance for APY | $0 | $0.01 |
| Monthly Fee | $0 | $0 |
| Branch Access | None | None |
| Account Type | Online Only | Online Only |
| Direct Deposit Req. | None | None |
| Checking Bundle | No | No |
| Mobile Apps | iOS4.6 Android4.8 | iOS1.3 Android1.3 |
| Zelle® Support | Available Native integration verified. | Not Supported |
| BBB Rating | A+ | A+ |
| Next Steps | Visit SiteVerify at EverBank Non-sponsored link to official site | Visit SiteVerify at Popular Direct Non-sponsored link to official site |
📈 Compare Savings Rates Over Time
Historical Performance
| Metric | EverBank | Popular Direct |
|---|---|---|
| Performance Savings | Popular Direct Select Savings | |
Current APY | 3.90% | 3.90% |
Trend | Stable | Stable |
Velocity (bps/mo) | -3.5 | -2.8 |
Days Since Change | 28 | 32 |
12-Month High | 4.30% | 4.60% |
12-Month Low | 3.90% | 3.90% |
Adjustments / Mo | 0.16 | 0.82 |
Volatility Score | 0.035 | 0.033 |
How to read these metrics(Click to expand)
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