Colorado Federal Savings Bank vs. Pibank
Compare rates, requirements, and features side-by-side to find the best option for you.
| Metric | Colorado Federal Savings BankPremier Savings Jan 7, 2026 | PibankPibank Savings Jan 7, 2026 |
|---|---|---|
| APY | 4.05% | 4.60% |
Est. Earnings | $5,000+$0 $10,000+$0 $25,000+$0 | $5,000+$230 $10,000+$460 $25,000+$1,150 |
Min Deposit | $50,000 | $0 |
Snapshot view. Rates subject to change. | ||
| Features | FDIC InsuredHigh MinimumGreat iOS App | FDIC InsuredNo Minimums |
Prefer In-Person Banking?
Both of these banks are online-only. If you need physical branch access, check out our list of high-yield accounts with brick-and-mortar locations.
Comparison Analysis
Comparing Colorado Federal Savings Bank vs. Pibank
As of Colorado Federal Savings Bank offers an APY of 4.05% for its Premier Savings account, with a minimum balance of $50,000, compared to Pibank's 4.60% APY for its Pibank Savings account, with a minimum balance of $0.01.
Pibank pays $55 more than Colorado Federal Savings Bank on a $10,000 balance after one year. Colorado Federal Savings Bank pays $405, while Pibank pays $460 - an APY advantage for Pibank.
In addition, Colorado Federal Savings Bank also offers 4.00% APY for the High Yield Savings account, with a minimum balance of $1.
Why Colorado Federal Savings Bank?
- ✓Higher rated iOS app (4.3 vs 2.4)
- ✓Offers 2 different high-yield savings options
Why Pibank?
- ✓Higher potential APY (4.60% vs 4.00%-4.05%) on all balances
— Key Feature Differences —
Better Returns at $10,000
PibankPibank's Pibank Savings earns more on smaller deposits (approx. $460 vs $0/yr).
Better Returns at $25,000
PibankPibank's Pibank Savings pulls ahead with larger amounts (approx. $1150 vs $0/yr).
Best for Simplicity
PibankPibank's Pibank Savings offers 4.60% APY with no bundling, direct deposit requirement or caps.
Shared Benefits
Over a 1-year period, Pibank's Pibank Savings pays $55 more interest on a $10,000 balance than Colorado Federal Savings Bank's Premier Savings.
*This calculation assumes current rates remain consistent for 1 year and does not include temporary bonuses.
Executive Summary as of
Pibank offers a competitive High Yield Savings product with an APY of 4.60%, making it the winner in this comparison. This online-only account requires a minimum deposit of just $0.01 and has no maintenance fees, direct deposit requirements, or caps, providing simplicity for savers. In contrast, Colorado Federal Savings Bank's High Yield Savings account offers a slightly lower APY of 4.00%, but also features no maintenance fees and an online-only structure. For those with larger amounts, Pibank's product consistently outperforms Colorado Federal Savings Bank's offerings.
The analysis is based on current Banksparency database records
* This content is provided for informational purposes only; always verify details with the provider.
Non-sponsored link to official site
Non-sponsored link to official site
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Colorado Federal Savings Bank vs. Pibank Savings Calculator
You earn $275 more with Pibank than Colorado Federal Savings Bank on a $50,000 initial deposit for 1 year*.
*This calculation assumes that APYs remain unchanged for 1 year, and takes into account known promo rate periods, but does not factor in bonuses. You can see how often these banks have changed their rates in the Compare Savings Rates Over Time section below.
Colorado Federal Savings Bank
Premier Savings
Savings Breakdown
- Interest Earned+$2,025.00(3.9%)
- Total Contributions$0
- Initial Deposit$50,000
Projected Balance
$52,025.00
Pibank
Pibank Savings
Savings Breakdown
- Interest Earned+$2,300.00(4.4%)
- Total Contributions$0
- Initial Deposit$50,000
Projected Balance
$52,300.00
The Banksparency Savings Calculator provides estimated savings growth based on user input and our latest data.
| Feature | Colorado Federal Savings Bank | Pibank |
|---|---|---|
| APY | 4.05% Verified: 1/7/2026 ↘︎ 0.10%90d Change | 4.60% Verified: 1/7/2026 Stable (90d) |
| Product Name | Premier Savings | Pibank Savings |
| Minimum Deposit | $50,000 | $0 |
| Min. Balance for APY | $50,000 | $0.01 |
| Monthly Fee | $0 | $0 |
| Branch Access | None | None |
| Account Type | Online Only | Online Only |
| Direct Deposit Req. | None | None |
| Checking Bundle | No | No |
| Mobile Apps | iOS4.3 Android- | iOS2.4 Android1.7 |
| Zelle® Support | Not Supported | Not Supported |
| BBB Rating | A+ | A |
| Next Steps | Visit SiteVerify at Colorado Federal Savings Bank Non-sponsored link to official site | Visit SiteVerify at Pibank Non-sponsored link to official site |
📈 Compare Savings Rates Over Time
Historical Performance
| Metric | Colorado Federal Savings Bank | Pibank | |
|---|---|---|---|
| Premier Savings | High Yield Savings | Pibank Savings | |
Current APY | 4.05% | 4.00% | 4.60% |
Trend | Stable | Stable | Stable |
Velocity (bps/mo) | -2.6 | -2.6 | -0.0 |
Days Since Change | 89 | 89 | 322 |
11-Month High | 4.25% | 4.25% | 4.60% |
11-Month Low | 4.05% | 4.00% | 4.60% |
Adjustments / Mo | 0.19 | 0.37 | 0.00 |
Volatility Score | 0.022 | 0.022 | 0.000 |
How to read these metrics(Click to expand)
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