Colorado Federal Savings Bank vs. Pibank
Comparing Colorado Federal Savings Bank and Pibank for high-yield savings: Colorado Federal Savings Bank's Premier Savings pays 4.05% APY while Pibank's Pibank Savings pays 4.60% APY.
See how they compare on rate stability, mobile app ratings, and more below.
The Bottom Line
Who pays more interest on $10,000? Pibank pays $460 more than Colorado Federal Savings Bank annually ($460 vs $0).
Choose Colorado Federal Savings Bank if you're an iPhone user, or choose Pibank if getting the best rate matters most.
| Metric | Colorado Federal Savings BankPremier Savings Feb 21, 2026 | PibankPibank Savings Feb 21, 2026 |
|---|---|---|
| APY | 4.05% | 4.60% |
Est. Earnings | $5,000+$0 $10,000+$0 $25,000+$0 | $5,000+$230 $10,000+$460 $25,000+$1,150 |
Min Deposit | $50,000 | $0 |
Snapshot view. Rates subject to change. | ||
| Features | FDIC InsuredHigh MinimumGreat iOS AppDaily CompoundingStable Rate | FDIC InsuredNo MinimumsDaily CompoundingStable Rate |
Prefer In-Person Banking?
Both of these banks are online-only. If you need physical branch access, check out our list of high-yield accounts with brick-and-mortar locations.
Comparison Analysis
Comparing Colorado Federal Savings Bank vs. Pibank
Executive Summary
Pibank offers a competitive high-yield savings account with an APY of 4.60%, making it the winner among the two banks. This account has no minimum deposit requirement and no maintenance fees, providing better returns compared to Colorado Federal Savings Bank's Premier Savings account, which offers an APY of 4.05% but requires a minimum deposit of $50,000. Both banks provide online-only accounts with daily compounding, and neither requires direct deposit. For those looking for a more accessible option, Pibank's savings account is ideal, especially for smaller deposits.
The analysis is based on current Banksparency database records
* This content is provided for informational purposes only; always verify details with the provider.
Why Colorado Federal Savings Bank?
- ✓Higher rated iOS app (4.4 vs 2.3)
- ✓Offers 2 different high-yield savings options
Why Pibank?
- ✓Higher potential APY (4.60% vs 4.00%-4.05%) on all balances
— Key Feature Differences —
Better Returns at $10,000
PibankPibank's Pibank Savings earns more on smaller deposits (approx. $460 vs $0/yr).
Better Returns at $25,000
PibankPibank's Pibank Savings pulls ahead with larger amounts (approx. $1150 vs $0/yr).
Best for Simplicity
PibankPibank's Pibank Savings offers 4.60% APY with no bundling, direct deposit requirement or caps.
Shared Benefits
Over a 1-year period, Pibank's Pibank Savings pays $55 more interest on a $10,000 balance than Colorado Federal Savings Bank's Premier Savings.
*This calculation assumes current rates remain consistent for 1 year and does not include temporary bonuses.
Non-sponsored link to official site
Non-sponsored link to official site
Top Market Contenders
Colorado Federal Savings Bank vs. Pibank Savings Calculator
You earn $275 more with Pibank than Colorado Federal Savings Bank on a $50,000 initial deposit for 1 year*.
*This calculation assumes that APYs remain unchanged for 1 year, and takes into account known promo rate periods, but does not factor in bonuses. You can see how often these banks have changed their rates in the Compare Savings Rates Over Time section below.
Colorado Federal Savings Bank
Premier Savings
Savings Breakdown
- Interest Earned+$2,025.00(3.9%)
- Total Contributions$0
- Initial Deposit$50,000
Projected Balance
$52,025.00
Pibank
Pibank Savings
Savings Breakdown
- Interest Earned+$2,300.00(4.4%)
- Total Contributions$0
- Initial Deposit$50,000
Projected Balance
$52,300.00
The Banksparency Savings Calculator provides estimated savings growth based on user input and our latest data.
| Feature | Colorado Federal Savings Bank | Pibank |
|---|---|---|
| APY | 4.05% Verified: 2/21/2026 Stable (90d) | 4.60% Verified: 2/21/2026 Stable (90d) |
| Product Name | Premier Savings | Pibank Savings |
| Minimum Deposit | $50,000 | $0 |
| Min. Balance for APY | $50,000 | $0.01 |
| Monthly Fee | $0 | $0 |
| Compound Frequency | Daily | Daily |
| Branch Access | None | None |
| Account Type | Online Only | Online Only |
| Physical Branches | None | None |
| Direct Deposit Req. | None | None |
| Checking Bundle | No | No |
| Mobile Apps | iOS4.4 Android- | |
| FDIC Insured | YesVerify FDIC | YesVerify FDIC |
| Zelle® Support | Not Supported | Not Supported |
| BBB Rating | A+ | A |
| Next Steps | Visit SiteVerify at Colorado Federal Savings Bank Non-sponsored link to official site | Visit SiteVerify at Pibank Non-sponsored link to official site |
📈 Compare Savings Rates Over Time
Historical Performance
| Metric | Colorado Federal Savings Bank | Pibank | |
|---|---|---|---|
| Premier Savings | High Yield Savings | Pibank Savings | |
Current APY | 4.05% | 4.00% | 4.60% |
Trend | Stable | Stable | Stable |
Velocity (bps/mo) | -2.4 | -2.4 | 0.0 |
Days Since Change | 134 | 134 | 365 |
12-Month High | 4.25% | 4.25% | 4.60% |
12-Month Low | 4.05% | 4.00% | 4.60% |
Adjustments / Mo | 0.16 | 0.33 | 0.00 |
Volatility Score | 0.022 | 0.023 | 0.000 |
How to read these metrics(Click to expand)
Compare Similar High-Yield Accounts
Compare Colorado Federal Savings Bank vs...
Comparing against Standard Savings
Compare Pibank vs...
Comparing against Standard Savings
High Rates (With Checking Bundle)
Looking for something different? Check out these top-rated alternatives.