High-Yield Savings Account Comparison

BrioDirect vs. EverBank

Compare rates, requirements, and features side-by-side to find the best option for you.

Analysis by Aviel Fahl
Updated December 6, 2025
Advertising Disclosure: We may earn a commission from partner links.

BrioDirect

High-Yield Savings Account

4.00%
APY
Dec 6, 2025
FDIC InsuredMod. MinimumGreat iOS AppGreat Android App
Show Fine Print & Trends

Market Reality Check

Both of these banks offer rates below the current top tier. The best rates we track are currently above 4.25% APY.

See Top Rates

Comparison Analysis

Comparing BrioDirect vs. EverBank

Updated: Dec 6, 2025

Why BrioDirect?

  • Higher rated iOS app (4.7 vs 2.3)
  • Higher rated Android app (4.3 vs 1.4)

Why EverBank?

  • Physical branch access (11 locations in Florida and California)

— Key Feature Differences —

Best Mobile App Experience
BrioDirect

BrioDirect offers an iOS app rated 4.7 (vs. 2.3) and Android app rated 4.3 (vs. 1.4)

Shared Benefits

Both offer monthly maintenance-free account options Available Nationwide Available to New & Existing Customers
The Bottom Line

Over a 1-year period, EverBank's Performance Savings pays $5 more interest on a $10,000 balance than BrioDirect's High-Yield Savings Account.

BrioDirectEverBank
Automated Data Audit

Executive Summary

BrioDirect offers a High-Yield Savings Account with a competitive APY of 4.00%, making it a strong choice for savers. This account requires a minimum deposit of $5,000, but has no maintenance fees and allows for daily compounding. Additionally, BrioDirect is noted for its superior mobile app experience, with high ratings on both iOS and Android. In comparison, EverBank's Performance Savings account provides a slightly higher APY of 4.05%, but requires no minimum deposit or balance. Both accounts are online-only and have no direct deposit requirements, making them accessible for users looking to maximize their savings.

Analysis generated based on current Banksparency database records

* AI-generated content provided for informational purposes only. Accuracy is not guaranteed; always verify details with the provider.

Top Market Contenders

See who beats both BrioDirect and EverBank.

Compare All High-Yield Savings Accounts
Pibank
Pibank Savings
FDIC InsuredNo Minimums
4.60% APY
+0.55% vs EverBank
Better Rate
Neighbors Bank
Neighbors Savings Account
FDIC InsuredNo MinimumsGreat Android App
4.50% APY
+0.45% vs EverBank
Better Rate
Axos Bank
Axos ONE
FDIC InsuredNo MinimumsGreat iOS AppGreat Android App
4.31% APY
+0.26% vs EverBank
Better Rate
FeatureBrioDirectEverBank
APY
4.00%
Verified: 12/6/2025
↘︎ 0.30%90d Change
4.05%
Verified: 12/6/2025
↘︎ 0.25%90d Change
Product NameHigh-Yield Savings AccountPerformance Savings
Minimum Deposit$5,000$0
Min. Balance for APY$25$0
Monthly Fee$0$0
Branch AccessNoneNone
Account Type
Online Only
Online Only
Direct Deposit Req.NoneNone
Checking BundleNoNo
Mobile Apps
iOS4.7
Android4.3
iOS2.3
Android1.4
BBB RatingB-A+
Next Steps

Savings Comparison

Calculations based on current APY.
$
$

EverBank earns $32.3 more than BrioDirect.

BrioDirect

High-Yield Savings Account

4.00% APY

Savings Breakdown

  • Interest Earned
    +$2,434.70(11.9%)
  • Total Contributions
    $13,000
  • Initial Deposit
    $5,000

Projected Balance

$20,434.70

Effective APY
4.00%

EverBank

Performance Savings

4.05% APY

Savings Breakdown

  • Interest Earned
    +$2,467.00(12.1%)
  • Total Contributions
    $13,000
  • Initial Deposit
    $5,000

Projected Balance

$20,467.00

Effective APY
4.05%

The Banksparency Savings Calculator provides estimated savings growth based on user input and our latest data.

📈 Compare Savings Rates Over Time

Historical Performance

Last 12 Months Analysis
MetricBrioDirectEverBank
High-Yield Savings AccountPerformance Savings
Current APY
4.00%4.05%
Trend
Stable Stable
Velocity (bps/mo)
-5.4-2.8
Days Since Change
3678
12-Month High
4.85%4.75%
12-Month Low
4.00%4.05%
Adjustments / Mo
0.680.25
Volatility Score
0.0450.028
How to read these metrics(Click to expand)

Trends & Velocity

  • Trend: The general direction of the rate over the analyzed period. Useful for spotting if a bank is currently aggressive or pulling back.
  • Velocity (bps/mo): Speed of change. A high positive number means they raise rates quickly. 10 bps = 0.10%.
  • Adjustments/Mo: "Twitchiness." High frequency means the rate changes constantly; low frequency means it's stable.

Risk & Range

  • High/Low: The absolute ceiling and floor of the rate during the 354-day window.
  • Volatility Score: Lower is better for predictability. It indicates how wildly the rate swings relative to its average.
  • Days Since Change: If this number is high (e.g., >90), the rate is very sticky. If low, it changed recently.

More Comparisons

Compare BrioDirect's APY of 4.00% with other banks
Compare EverBank's APY of 4.05% with other banks