Pibank vs. Zynlo Bank
Compare rates, requirements, and features side-by-side to find the best option for you.
Pibank
Pibank Savings
4.60%APYDec 6, 2025FDIC InsuredNo MinimumsShow Fine Print & Trends Hide Details
Pibank
Pibank Savings
Zynlo Bank
Tomorrow Savings Account
4.05%APYDec 6, 2025FDIC InsuredLow MinimumsGreat iOS AppShow Fine Print & Trends Hide Details
Zynlo Bank
Tomorrow Savings Account
Prefer In-Person Banking?
Both of these banks are online-only. If you need physical branch access, check out our list of high-yield accounts with brick-and-mortar locations.
Comparison Analysis
Comparing Pibank vs. Zynlo Bank
Why Pibank?
- ✓Higher potential APY (4.60% vs 4.05%) on all balances
Why Zynlo Bank?
- ✓Higher rated iOS app (4.0 vs 2.4)
— Key Feature Differences —
Better Returns at $10,000
PibankPibank's Pibank Savings earns more on smaller deposits (approx. $460 vs $405/yr).
Better Returns at $25,000
PibankPibank's Pibank Savings pulls ahead with larger amounts (approx. $1150 vs $1013/yr).
Best for Simplicity
PibankPibank's Pibank Savings offers 4.60% APY with no bundling, direct deposit requirement or caps.
Shared Benefits
Over a 1-year period, Pibank's Pibank Savings pays $55 more interest on a $10,000 balance than Zynlo Bank's Tomorrow Savings Account.
Executive Summary
Pibank offers a competitive savings product, the Pibank Savings account, with an impressive APY of 4.60%. This account requires no direct deposit and has no maintenance fees, making it an excellent choice for those seeking simplicity. In contrast, Zynlo Bank's Tomorrow Savings Account provides a lower APY of 4.05%, also without direct deposit requirements. Both accounts are online-only, but Pibank clearly stands out with a higher yield, making it the preferred option for savers.
Analysis generated based on current Banksparency database records
* AI-generated content provided for informational purposes only. Accuracy is not guaranteed; always verify details with the provider.
| Feature | Pibank | Zynlo Bank |
|---|---|---|
| APY | 4.60% Verified: 12/6/2025 Stable (90d) | 4.05% Verified: 12/6/2025 ↘︎ 0.30%90d Change |
| Product Name | Pibank Savings | Tomorrow Savings Account |
| Minimum Deposit | $0 | $10 |
| Min. Balance for APY | $0.01 | $0.01 |
| Monthly Fee | $0 | $0 |
| Branch Access | None | None |
| Account Type | Online Only | Online Only |
| Direct Deposit Req. | None | None |
| Checking Bundle | No | No |
| Mobile Apps | iOS2.4 Android1.7 | iOS4.0 Android3.5 |
| BBB Rating | A | A+ |
| Next Steps |
Savings Comparison
Pibank earns $358.8 more than Zynlo Bank.
Pibank
Pibank Savings
Savings Breakdown
- Interest Earned+$2,825.80(13.6%)
- Total Contributions$13,000
- Initial Deposit$5,000
Projected Balance
$20,825.80
Zynlo Bank
Tomorrow Savings Account
Savings Breakdown
- Interest Earned+$2,467.00(12.1%)
- Total Contributions$13,000
- Initial Deposit$5,000
Projected Balance
$20,467.00
The Banksparency Savings Calculator provides estimated savings growth based on user input and our latest data.
📈 Compare Savings Rates Over Time
Historical Performance
| Metric | Pibank | Zynlo Bank |
|---|---|---|
| Pibank Savings | Tomorrow Savings Account | |
Current APY | 4.60% | 4.05% |
Trend | Stable | Stable |
Velocity (bps/mo) | 0.0 | -2.6 |
Days Since Change | 264 | 14 |
9-Month High | 4.60% | 4.35% |
9-Month Low | 4.60% | 4.05% |
Adjustments / Mo | 0.00 | 0.23 |
Volatility Score | 0.000 | 0.022 |
How to read these metrics(Click to expand)
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