EverBank vs. Marcus by Goldman Sachs
Compare rates, requirements, and features side-by-side to find the best option for you.
EverBank
Performance Savings
4.05%APYDec 6, 2025FDIC InsuredNo MinimumsShow Fine Print & Trends Hide Details
EverBank
Performance Savings
Marcus by Goldman Sachs
Marcus Online Savings Account
3.65%APYDec 6, 2025FDIC InsuredNo MinimumsGreat iOS AppGreat Android AppShow Fine Print & Trends Hide Details
Marcus by Goldman Sachs
Marcus Online Savings Account
Market Reality Check
Both of these banks offer rates below the current top tier. The best rates we track are currently above 4.25% APY.
Comparison Analysis
Comparing EverBank vs. Marcus by Goldman Sachs
Why EverBank?
- ✓Higher potential APY (4.05% vs 3.65%) on all balances
- ✓Physical branch access (11 locations in Florida and California)
Why Marcus by Goldman Sachs?
- ✓Higher rated iOS app (4.8 vs 2.3)
- ✓Higher rated Android app (4.2 vs 1.4)
— Key Feature Differences —
Better Returns at $10,000
EverBankEverBank's Performance Savings earns more on smaller deposits (approx. $405 vs $365/yr).
Better Returns at $25,000
EverBankEverBank's Performance Savings pulls ahead with larger amounts (approx. $1013 vs $913/yr).
Best for Simplicity
EverBankEverBank's Performance Savings offers 4.05% APY with no bundling, direct deposit requirement or caps.
Best Mobile App Experience
Marcus by Goldman SachsMarcus by Goldman Sachs offers an iOS app rated 4.8 (vs. 2.3) and Android app rated 4.2 (vs. 1.4)
Shared Benefits
Over a 1-year period, EverBank's Performance Savings pays $40 more interest on a $10,000 balance than Marcus by Goldman Sachs's Marcus Online Savings Account.
Executive Summary
EverBank offers a competitive Performance Savings account with an APY of 4.05%, making it the top choice for savers looking for higher returns without any direct deposit requirements or maintenance fees. This account is online-only and allows for daily compounding, making it simple to manage. In contrast, Marcus by Goldman Sachs provides an Online Savings Account with a lower APY of 3.65%. While both accounts have no minimum deposit or balance requirements and are online-only, EverBank's higher APY positions it as the preferred option for those seeking better savings yields.
Analysis generated based on current Banksparency database records
* AI-generated content provided for informational purposes only. Accuracy is not guaranteed; always verify details with the provider.
Top Market Contenders
See who beats both EverBank and Marcus by Goldman Sachs.
| Feature | EverBank | Marcus by Goldman Sachs |
|---|---|---|
| APY | 4.05% Verified: 12/6/2025 ↘︎ 0.25%90d Change | 3.65% Verified: 12/6/2025 Stable (90d) |
| Product Name | Performance Savings | Marcus Online Savings Account |
| Minimum Deposit | $0 | $0 |
| Min. Balance for APY | $0 | $0 |
| Monthly Fee | $0 | $0 |
| Branch Access | None | None |
| Account Type | Online Only | Online Only |
| Direct Deposit Req. | None | None |
| Checking Bundle | No | No |
| Mobile Apps | iOS2.3 Android1.4 | iOS4.8 Android4.2 |
| BBB Rating | A+ | A+ |
| Next Steps |
Savings Comparison
EverBank earns $257.3 more than Marcus by Goldman Sachs.
EverBank
Performance Savings
Savings Breakdown
- Interest Earned+$2,467.00(12.1%)
- Total Contributions$13,000
- Initial Deposit$5,000
Projected Balance
$20,467.00
Marcus by Goldman Sachs
Marcus Online Savings Account
Savings Breakdown
- Interest Earned+$2,209.70(10.9%)
- Total Contributions$13,000
- Initial Deposit$5,000
Projected Balance
$20,209.70
The Banksparency Savings Calculator provides estimated savings growth based on user input and our latest data.
📈 Compare Savings Rates Over Time
Historical Performance
| Metric | EverBank | Marcus by Goldman Sachs |
|---|---|---|
| Performance Savings | Marcus Online Savings Account | |
Current APY | 4.05% | 3.65% |
Trend | Stable | Stable |
Velocity (bps/mo) | -2.9 | -2.5 |
Days Since Change | 78 | 192 |
10-Month High | 4.30% | 3.90% |
10-Month Low | 4.05% | 3.65% |
Adjustments / Mo | 0.10 | 0.19 |
Volatility Score | 0.027 | 0.025 |
How to read these metrics(Click to expand)
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