Climate First Bank vs. EverBank
Compare rates, requirements, and features side-by-side to find the best option for you.
| Metric | Climate First BankSuper Duper Savings Account Jan 21, 2026 | EverBankPerformance Savings Jan 21, 2026 |
|---|---|---|
| APY | 4.21% | 3.90% |
Est. Earnings | $5,000+$211 $10,000+$421 $25,000+$1,053 | $5,000+$195 $10,000+$390 $25,000+$975 |
Min Deposit | $50 | $0 |
Snapshot view. Rates subject to change. | ||
| Features | FDIC InsuredLow MinimumsGreat iOS AppGreat Android AppIn-Person AccessZelle® Supported | FDIC InsuredNo MinimumsGreat iOS AppGreat Android AppZelle® Supported |
Comparison Analysis
Comparing Climate First Bank vs. EverBank
As of Climate First Bank offers an APY of 4.21% for its Super Duper Savings Account, with a minimum balance of $0, compared to EverBank's 3.90% APY for its Performance Savings account, with a minimum balance of $0.
Climate First Bank pays $31 more than EverBank on a $10,000 balance after one year. Climate First Bank pays $421, while EverBank pays $390 - an APY advantage for Climate First Bank.
Why Climate First Bank?
- ✓Higher potential APY (4.21% vs 3.90%) on all balances
Why EverBank?
- ✓Higher rated Android app (4.8 vs 4.4)
— Key Feature Differences —
Better Returns at $10,000
Climate First BankClimate First Bank's Super Duper Savings Account earns more on smaller deposits (approx. $421 vs $390/yr).
Better Returns at $25,000
Climate First BankClimate First Bank's Super Duper Savings Account pulls ahead with larger amounts (approx. $1053 vs $975/yr).
Best for Simplicity
Climate First BankClimate First Bank's Super Duper Savings Account offers 4.21% APY with no bundling, direct deposit requirement or caps.
Shared Benefits
Over a 1-year period, Climate First Bank's Super Duper Savings Account pays $31 more interest on a $10,000 balance than EverBank's Performance Savings.
*This calculation assumes current rates remain consistent for 1 year and does not include temporary bonuses.
Executive Summary as of
Climate First Bank offers a competitive Super Duper Savings Account with a notable APY of 4.21%, making it the superior choice compared to EverBank's Performance Savings account, which has an APY of 3.90%. Climate First Bank's account stands out for its simplicity, requiring no direct deposit and no maintenance fees if electronic statements are selected. In contrast, EverBank's account is online-only but also has no minimum deposit or balance requirements. Overall, Climate First Bank provides better returns on savings, especially for larger deposits.
The analysis is based on current Banksparency database records
* This content is provided for informational purposes only; always verify details with the provider.
Non-sponsored link to official site
Non-sponsored link to official site
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Climate First Bank vs. EverBank Savings Calculator
You earn $31 more with Climate First Bank than EverBank on a $10,000 initial deposit for 1 year*.
*This calculation assumes that APYs remain unchanged for 1 year, and takes into account known promo rate periods, but does not factor in bonuses. You can see how often these banks have changed their rates in the Compare Savings Rates Over Time section below.
Climate First Bank
Super Duper Savings Account
Savings Breakdown
- Interest Earned+$421.00(4.0%)
- Total Contributions$0
- Initial Deposit$10,000
Projected Balance
$10,421.00
EverBank
Performance Savings
Savings Breakdown
- Interest Earned+$390.00(3.8%)
- Total Contributions$0
- Initial Deposit$10,000
Projected Balance
$10,390.00
The Banksparency Savings Calculator provides estimated savings growth based on user input and our latest data.
| Feature | Climate First Bank | EverBank |
|---|---|---|
| APY | 4.21% Verified: 1/21/2026 - | 3.90% Verified: 1/21/2026 ↘︎ 0.15%90d Change |
| Product Name | Super Duper Savings Account | Performance Savings |
| Minimum Deposit | $50 | $0 |
| Min. Balance for APY | $0 | $0 |
| Monthly Fee | $0, if electronic statements selected, otherwise $5 | $0 |
| Branch Access | Yes | None |
| Account Type | Online & Branches | Online Only |
| Direct Deposit Req. | None | None |
| Checking Bundle | No | No |
| Mobile Apps | iOS4.9 Android4.4 | iOS4.7 Android4.8 |
| Zelle® Support | Available Verified in Climate First Bank Personal app. | Available Native integration verified. |
| BBB Rating | A- | A+ |
| Next Steps | Visit SiteVerify at Climate First Bank Non-sponsored link to official site | Visit SiteVerify at EverBank Non-sponsored link to official site |
📈 Compare Savings Rates Over Time
Historical Performance
| Metric | Climate First Bank | EverBank |
|---|---|---|
| Super Duper Savings Account | Performance Savings | |
Current APY | 4.21% | 3.90% |
Trend | Stable | Stable |
Velocity (bps/mo) | 0.0 | -11.4 |
Days Since Change | 56 | 33 |
2-Month High | 4.21% | 4.05% |
2-Month Low | 4.21% | 3.90% |
Adjustments / Mo | 0.00 | 0.53 |
Volatility Score | 0.000 | 0.019 |
How to read these metrics(Click to expand)
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