Elevault vs. Pibank
Compare rates, requirements, and features side-by-side to find the best option for you.
Elevault
High Yield Savings Account
4.08%APYDec 6, 2025FDIC InsuredNo MinimumsShow Fine Print & Trends Hide Details
Elevault
High Yield Savings Account
Pibank
Pibank Savings
4.60%APYDec 6, 2025FDIC InsuredNo MinimumsShow Fine Print & Trends Hide Details
Pibank
Pibank Savings
Prefer In-Person Banking?
Both of these banks are online-only. If you need physical branch access, check out our list of high-yield accounts with brick-and-mortar locations.
Comparison Analysis
Comparing Elevault vs. Pibank
Why Elevault?
No distinct advantages found vs Pibank.
Why Pibank?
- ✓Higher potential APY (4.60% vs 4.08%) on all balances
— Key Feature Differences —
Better Returns at $10,000
PibankPibank's Pibank Savings earns more on smaller deposits (approx. $460 vs $408/yr).
Better Returns at $25,000
PibankPibank's Pibank Savings pulls ahead with larger amounts (approx. $1150 vs $1020/yr).
Best for Simplicity
PibankPibank's Pibank Savings offers 4.60% APY with no bundling, direct deposit requirement or caps.
Shared Benefits
Over a 1-year period, Pibank's Pibank Savings pays $52 more interest on a $10,000 balance than Elevault's High Yield Savings Account.
Executive Summary
Pibank offers a competitive Pibank Savings account with a higher APY of 4.60%, compared to Elevault's High Yield Savings Account, which has an APY of 4.08%. Pibank's account is advantageous for both small and large deposits, providing better returns at various balance levels without any direct deposit requirements. Elevault's account, while also appealing with no minimum deposit or maintenance fees, has an interest cap on balances above $250,000. Both accounts are online-only and require no maintenance fees, making them accessible options for savers.
Analysis generated based on current Banksparency database records
* AI-generated content provided for informational purposes only. Accuracy is not guaranteed; always verify details with the provider.
| Feature | Elevault | Pibank |
|---|---|---|
| APY | 4.08% Verified: 12/6/2025 ↘︎ 0.52%90d Change | 4.60% Verified: 12/6/2025 Stable (90d) |
| Product Name | High Yield Savings Account | Pibank Savings |
| Minimum Deposit | $0 | $0 |
| Min. Balance for APY | $0 | $0.01 |
| Monthly Fee | $0 | $0 |
| Branch Access | None | None |
| Account Type | Online Only | Online Only |
| Direct Deposit Req. | None | None |
| Checking Bundle | No | No |
| Mobile Apps | iOS3.7 Android3.9 | iOS2.4 Android1.7 |
| BBB Rating | A+ | A |
| Important Notes | The 4.08% APY is up to $250,000. Balances above that earn no interest. Daily deposit limit is $2,500. | - |
| Next Steps |
Savings Comparison
Pibank earns $339.4 more than Elevault.
Elevault
High Yield Savings Account
Savings Breakdown
- Interest Earned+$2,486.40(12.1%)
- Total Contributions$13,000
- Initial Deposit$5,000
Projected Balance
$20,486.40
Pibank
Pibank Savings
Savings Breakdown
- Interest Earned+$2,825.80(13.6%)
- Total Contributions$13,000
- Initial Deposit$5,000
Projected Balance
$20,825.80
The Banksparency Savings Calculator provides estimated savings growth based on user input and our latest data.
📈 Compare Savings Rates Over Time
Historical Performance
| Metric | Elevault | Pibank |
|---|---|---|
| High Yield Savings Account | Pibank Savings | |
Current APY | 4.08% | 4.60% |
Trend | Stable | Stable |
Velocity (bps/mo) | -16.6 | 0.0 |
Days Since Change | 32 | 121 |
4-Month High | 4.60% | 4.60% |
4-Month Low | 4.08% | 4.60% |
Adjustments / Mo | 0.49 | 0.00 |
Volatility Score | 0.048 | 0.000 |
How to read these metrics(Click to expand)
Compare Similar High-Yield Accounts
Compare Elevault vs...
Comparing against Standard Savings
Compare Pibank vs...
Comparing against Standard Savings
Higher Rates (With Checking)
Looking for something different? Check out these top-rated alternatives.