Climate First Bank vs. Pibank
Compare rates, requirements, and features side-by-side to find the best option for you.
Climate First Bank
Super Duper Savings Account
4.21%APYDec 6, 2025FDIC InsuredLow MinimumsGreat iOS AppGreat Android AppIn-Person AccessShow Fine Print & Trends Hide Details
Climate First Bank
Super Duper Savings Account
Pibank
Pibank Savings
4.60%APYDec 6, 2025FDIC InsuredNo MinimumsShow Fine Print & Trends Hide Details
Pibank
Pibank Savings
Comparison Analysis
Comparing Climate First Bank vs. Pibank
Why Climate First Bank?
- ✓Physical branch access (3 locations in Florida (St. Petersburg, Mount Dora, Winter Park), and one coming soon in Orlando, FL)
- ✓Higher rated iOS app (4.9 vs 2.4)
- ✓Higher rated Android app (4.4 vs 1.7)
Why Pibank?
- ✓Higher potential APY (4.60% vs 4.21%) on all balances
— Key Feature Differences —
Better Returns at $10,000
PibankPibank's Pibank Savings earns more on smaller deposits (approx. $460 vs $421/yr).
Better Returns at $25,000
PibankPibank's Pibank Savings pulls ahead with larger amounts (approx. $1150 vs $1053/yr).
Best for Simplicity
PibankPibank's Pibank Savings offers 4.60% APY with no bundling, direct deposit requirement or caps.
Best Mobile App Experience
Climate First BankClimate First Bank offers an iOS app rated 4.9 (vs. 2.4) and Android app rated 4.4 (vs. 1.7)
Shared Benefits
Over a 1-year period, Pibank's Pibank Savings pays $39 more interest on a $10,000 balance than Climate First Bank's Super Duper Savings Account.
Executive Summary
Pibank emerges as the winner with its Pibank Savings account offering a competitive APY of 4.60%, compared to Climate First Bank's Super Duper Savings Account at 4.21%. Pibank's account is online-only and requires a minimum balance of just $0.01, with no maintenance fees. Additionally, it provides better returns for both small and large deposits, making it a strong choice for savers. In contrast, Climate First Bank's account has a minimum deposit of $50 and offers a notable mobile app experience. However, for those seeking higher yields, Pibank is the preferable option.
Analysis generated based on current Banksparency database records
* AI-generated content provided for informational purposes only. Accuracy is not guaranteed; always verify details with the provider.
| Feature | Climate First Bank | Pibank |
|---|---|---|
| APY | 4.21% Verified: 12/6/2025 - | 4.60% Verified: 12/6/2025 Stable (90d) |
| Product Name | Super Duper Savings Account | Pibank Savings |
| Minimum Deposit | $50 | $0 |
| Min. Balance for APY | $0 | $0.01 |
| Monthly Fee | $0, if electronic statements selected, otherwise $5 | $0 |
| Branch Access | Yes | None |
| Account Type | Online & Branches | Online Only |
| Direct Deposit Req. | None | None |
| Checking Bundle | No | No |
| Mobile Apps | iOS4.9 Android4.4 | iOS2.4 Android1.7 |
| BBB Rating | A- | A |
| Next Steps |
Savings Comparison
Pibank earns $255 more than Climate First Bank.
Climate First Bank
Super Duper Savings Account
Savings Breakdown
- Interest Earned+$2,570.80(12.5%)
- Total Contributions$13,000
- Initial Deposit$5,000
Projected Balance
$20,570.80
Pibank
Pibank Savings
Savings Breakdown
- Interest Earned+$2,825.80(13.6%)
- Total Contributions$13,000
- Initial Deposit$5,000
Projected Balance
$20,825.80
The Banksparency Savings Calculator provides estimated savings growth based on user input and our latest data.
📈 Compare Savings Rates Over Time
Historical Performance
| Metric | Climate First Bank | Pibank |
|---|---|---|
| Super Duper Savings Account | Pibank Savings | |
Current APY | 4.21% | 4.60% |
Trend | Stable | Stable |
Velocity (bps/mo) | 0.0 | 0.0 |
Days Since Change | 11 | 11 |
1-Month High | 4.21% | 4.60% |
1-Month Low | 4.21% | 4.60% |
Adjustments / Mo | 0.00 | 0.00 |
Volatility Score | 0.000 | 0.000 |
How to read these metrics(Click to expand)
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