Bask Bank vs. Pibank
Comparing Bask Bank and Pibank for savings: Bask Bank's Interest Savings Account pays 0.25% APY while Pibank's Pibank Savings pays 4.40% APY.
See how they compare on rate stability, mobile app ratings, and more below.
The Bottom Line
Who pays more interest on $10,000? Pibank pays $415 more than Bask Bank annually ($440 vs $25).
Choose Bask Bank if mobile app quality matters, or you want Zelle for quick transfers. Choose Pibank if getting the best rate matters most, or BBB rating matters to you.
| Metric | Bask BankInterest Savings Account Apr 21, 2026 | PibankPibank Savings Apr 21, 2026 |
|---|---|---|
| APY | 0.25% | 4.40% |
Est. Earnings | $5,000+$13 $10,000+$25 $25,000+$63 | $5,000+$220 $10,000+$440 $25,000+$1,100 |
Min Deposit | $0 | $0 |
Snapshot view. Rates subject to change. | ||
| Features | FDIC InsuredNo MinimumsGreat iOS AppGreat Android AppZelle® SupportedDaily CompoundingRate Changes Often | FDIC InsuredNo MinimumsDaily CompoundingStable Rate |
Prefer In-Person Banking?
Both of these banks are online-only. If you need physical branch access, check out our list of high-yield accounts with brick-and-mortar locations.
Executive Summary
Pibank offers a significantly higher APY of 4.40% on its Pibank Savings account, making it the clear winner compared to Bask Bank's Interest Savings Account, which yields 0.25%. Both accounts require no minimum deposit and have no maintenance fees, but Pibank's account stands out for its simplicity, as it has no direct deposit requirement or caps on earnings. Additionally, both banks operate online only, providing easy access to their services. Bask Bank is noted for its superior mobile app experience, but the substantial difference in APY makes Pibank the more attractive option for savers.
The analysis is based on current Banksparency database records
* This content is provided for informational purposes only; always verify details with the provider.
Why Bask Bank?
- ✓Higher rated iOS app (4.7 vs 2.1)
- ✓Higher rated Android app (4.6 vs 1.8)
- ✓Fast transfers via Zelle®
Why Pibank?
- ✓Higher potential APY (4.40% vs 0.25%) on all balances
- ✓No checking account or direct deposit required
— Key Feature Differences —
Better Returns at $10,000
PibankPibank's Pibank Savings earns more on smaller deposits (approx. $440 vs $25/yr).
Better Returns at $25,000
PibankPibank's Pibank Savings pulls ahead with larger amounts (approx. $1100 vs $63/yr).
Best for Simplicity
PibankPibank's Pibank Savings offers 4.40% APY with no bundling, direct deposit requirement or caps.
Best Mobile App Experience
Bask BankBask Bank offers an iOS app rated 4.7 (vs. 2.1) and Android app rated 4.6 (vs. 1.8)
Shared Benefits
Over a 1-year period, Pibank's Pibank Savings pays $415 more interest on a $10,000 balance than Bask Bank's Interest Savings Account.
*This calculation assumes current rates remain consistent for 1 year and does not include temporary bonuses.
Non-sponsored link to official site
Non-sponsored link to official site
Top Market Contenders
Bask Bank vs. Pibank Savings Calculator
You earn $415 more with Pibank than Bask Bank on a $10,000 initial deposit for 1 year*.
*This calculation assumes that APYs remain unchanged for 1 year, and takes into account known promo rate periods, but does not factor in bonuses. You can see how often these banks have changed their rates in the Compare Savings Rates Over Time section below.
Bask Bank
Interest Savings Account
Savings Breakdown
- Interest Earned+$25.00(0.2%)
- Total Contributions$0
- Initial Deposit$10,000
Projected Balance
$10,025.00
Pibank
Pibank Savings
Savings Breakdown
- Interest Earned+$440.00(4.2%)
- Total Contributions$0
- Initial Deposit$10,000
Projected Balance
$10,440.00
The Banksparency Savings Calculator provides estimated savings growth based on user input and our latest data.
| Feature | Bask Bank | Pibank |
|---|---|---|
| APY | 0.25% Verified: 4/21/2026 ↘︎ 3.50%90d Change | 4.40% Verified: 4/21/2026 ↘︎ 0.20%90d Change |
| Product Name | Interest Savings Account | Pibank Savings |
| Minimum Deposit | $0 | $0 |
| Min. Balance for APY | $0 | $0.01 |
| Monthly Fee | $0 | $0 |
| Compound Frequency | Daily | Daily |
| Branch Access | None | None |
| Account Type | Online Only | Online Only |
| Physical Branches | None | None |
| Direct Deposit Req. | None | None |
| Checking Bundle | No | No |
| Mobile Apps | ||
| FDIC Insured | YesVerify FDIC | YesVerify FDIC |
| Zelle® Support | Available Available for Interest Checking; not for standalone savings. | Not Supported |
| BBB Rating | B | A+ |
| Next Steps | Visit SiteVerify at Bask Bank Non-sponsored link to official site | Visit SiteVerify at Pibank Non-sponsored link to official site |
📈 Compare Savings Rates Over Time
Historical Performance
| Metric | Bask Bank | Pibank |
|---|---|---|
| Interest Savings Account | Pibank Savings | |
Current APY | 0.25% | 4.40% |
Trend | Stable | Stable |
Velocity (bps/mo) | -36.0 | -0.2 |
Days Since Change | 77 | 5 |
12-Month High | 4.20% | 4.60% |
12-Month Low | 0.25% | 4.40% |
Adjustments / Mo | 0.41 | 0.08 |
Volatility Score | 0.533 | 0.006 |
How to read these metrics(Click to expand)
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Compare Bask Bank's APY of 0.25% with other banks
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|---|---|---|
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