Bask Bank vs. Pibank
Compare rates, requirements, and features side-by-side to find the best option for you.
Bask Bank
Interest Savings Account
3.90%APYDec 6, 2025FDIC InsuredNo MinimumsGreat iOS AppGreat Android AppShow Fine Print & Trends Hide Details
Bask Bank
Interest Savings Account
Pibank
Pibank Savings
4.60%APYDec 6, 2025FDIC InsuredNo MinimumsShow Fine Print & Trends Hide Details
Pibank
Pibank Savings
Prefer In-Person Banking?
Both of these banks are online-only. If you need physical branch access, check out our list of high-yield accounts with brick-and-mortar locations.
Comparison Analysis
Comparing Bask Bank vs. Pibank
Why Bask Bank?
- ✓Higher rated iOS app (4.7 vs 2.4)
- ✓Higher rated Android app (4.5 vs 1.7)
Why Pibank?
- ✓Higher potential APY (4.60% vs 3.90%) on all balances
— Key Feature Differences —
Better Returns at $10,000
PibankPibank's Pibank Savings earns more on smaller deposits (approx. $460 vs $390/yr).
Better Returns at $25,000
PibankPibank's Pibank Savings pulls ahead with larger amounts (approx. $1150 vs $975/yr).
Best for Simplicity
PibankPibank's Pibank Savings offers 4.60% APY with no bundling, direct deposit requirement or caps.
Best Mobile App Experience
Bask BankBask Bank offers an iOS app rated 4.7 (vs. 2.4) and Android app rated 4.5 (vs. 1.7)
Shared Benefits
Over a 1-year period, Pibank's Pibank Savings pays $70 more interest on a $10,000 balance than Bask Bank's Interest Savings Account.
Executive Summary
Pibank offers a competitive Pibank Savings account with a notable APY of 4.60%, making it the winner in this comparison. This account requires a minimum balance of just $0.01 and has no maintenance fees, providing better returns on both small and large deposits. In contrast, Bask Bank's Interest Savings Account yields a lower APY of 3.90% and also has no minimum deposit or maintenance fees. Both banks operate online only and do not require direct deposit. Notably, Pibank's account is recognized for its simplicity and higher earnings potential.
Analysis generated based on current Banksparency database records
* AI-generated content provided for informational purposes only. Accuracy is not guaranteed; always verify details with the provider.
| Feature | Bask Bank | Pibank |
|---|---|---|
| APY | 3.90% Verified: 12/6/2025 ↘︎ 0.25%90d Change | 4.60% Verified: 12/6/2025 Stable (90d) |
| Product Name | Interest Savings Account | Pibank Savings |
| Minimum Deposit | $0 | $0 |
| Min. Balance for APY | $0 | $0.01 |
| Monthly Fee | $0 | $0 |
| Branch Access | None | None |
| Account Type | Online Only | Online Only |
| Direct Deposit Req. | None | None |
| Checking Bundle | No | No |
| Mobile Apps | iOS4.7 Android4.5 | iOS2.4 Android1.7 |
| BBB Rating | B | A |
| Next Steps |
Savings Comparison
Pibank earns $455.6 more than Bask Bank.
Bask Bank
Interest Savings Account
Savings Breakdown
- Interest Earned+$2,370.20(11.6%)
- Total Contributions$13,000
- Initial Deposit$5,000
Projected Balance
$20,370.20
Pibank
Pibank Savings
Savings Breakdown
- Interest Earned+$2,825.80(13.6%)
- Total Contributions$13,000
- Initial Deposit$5,000
Projected Balance
$20,825.80
The Banksparency Savings Calculator provides estimated savings growth based on user input and our latest data.
📈 Compare Savings Rates Over Time
Historical Performance
| Metric | Bask Bank | Pibank |
|---|---|---|
| Interest Savings Account | Pibank Savings | |
Current APY | 3.90% | 4.60% |
Trend | Stable | Stable |
Velocity (bps/mo) | -4.4 | -0.0 |
Days Since Change | 29 | 295 |
10-Month High | 4.35% | 4.60% |
10-Month Low | 3.90% | 4.60% |
Adjustments / Mo | 0.41 | 0.00 |
Volatility Score | 0.033 | 0.000 |
How to read these metrics(Click to expand)
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