EverBank vs. Vio Bank
Compare rates, requirements, and features side-by-side to find the best option for you.
EverBank
Performance Savings
4.05%APYDec 12, 2025FDIC InsuredNo MinimumsShow Fine Print & Trends Hide Details
EverBank
Performance Savings
Vio Bank
Online Savings Account
4.16%APYDec 12, 2025FDIC InsuredLow MinimumsGreat iOS AppShow Fine Print & Trends Hide Details
Vio Bank
Online Savings Account
Prefer In-Person Banking?
Both of these banks are online-only. If you need physical branch access, check out our list of high-yield accounts with brick-and-mortar locations.
EverBank vs. Vio Bank Savings Calculator
You earn $11 more with Vio Bank than EverBank on a $10,000 initial deposit for 1 year*.
*This calculation assumes that APYs remain unchanged for 1 year, and takes into account known promo rate periods, but does not factor in bonuses. You can see how often these banks have changed their rates in the Compare Savings Rates Over Time section below.
EverBank
Performance Savings
Savings Breakdown
- Interest Earned+$405.00(3.9%)
- Total Contributions$0
- Initial Deposit$10,000
Projected Balance
$10,405.00
Vio Bank
Online Savings Account
Savings Breakdown
- Interest Earned+$416.00(4.0%)
- Total Contributions$0
- Initial Deposit$10,000
Projected Balance
$10,416.00
The Banksparency Savings Calculator provides estimated savings growth based on user input and our latest data.
Comparison Analysis
Comparing EverBank vs. Vio Bank
Why EverBank?
- ✓Physical branch access (11 locations in Florida and California)
Why Vio Bank?
- ✓Higher potential APY (4.16% vs 4.05%) on all balances
- ✓Higher rated iOS app (4.6 vs 2.3)
— Key Feature Differences —
Better Returns at $10,000
Vio BankVio Bank's Online Savings Account earns more on smaller deposits (approx. $416 vs $405/yr).
Better Returns at $25,000
Vio BankVio Bank's Online Savings Account pulls ahead with larger amounts (approx. $1040 vs $1013/yr).
Shared Benefits
Over a 1-year period, Vio Bank's Online Savings Account pays $11 more interest on a $10,000 balance than EverBank's Performance Savings.
*This calculation assumes current rates remain consistent for 1 year and does not include temporary bonuses.
Executive Summary
Vio Bank offers a competitive Online Savings Account with an APY of 4.16%, making it the higher-yielding option compared to EverBank's Performance Savings account, which has an APY of 4.05%. Both accounts are online-only and do not require a direct deposit, but Vio Bank requires a minimum deposit of $100 to open. EverBank has no minimum deposit requirement. While both accounts are FDIC insured and have no maintenance fees if conditions are met, Vio Bank provides slightly better returns, particularly for larger deposits.
Analysis generated based on current Banksparency database records
* AI-generated content provided for informational purposes only. Accuracy is not guaranteed; always verify details with the provider.
Top Market Contenders
See who beats both EverBank and Vio Bank.
| Feature | EverBank | Vio Bank |
|---|---|---|
| APY | 4.05% Verified: 12/12/2025 ↘︎ 0.25%90d Change | 4.16% Verified: 12/12/2025 - |
| Product Name | Performance Savings | Online Savings Account |
| Minimum Deposit | $0 | $100 |
| Min. Balance for APY | $0 | $0 |
| Monthly Fee | $0 | $0, if electronic statements selected, otherwise $5 |
| Branch Access | None | None |
| Account Type | Online Only | Online Only |
| Direct Deposit Req. | None | None |
| Checking Bundle | No | No |
| Mobile Apps | iOS2.3 Android1.4 | iOS4.6 Android3.4 |
| BBB Rating | A+ | A+ |
| Next Steps |
📈 Compare Savings Rates Over Time
Historical Performance
| Metric | EverBank | Vio Bank |
|---|---|---|
| Performance Savings | Online Savings Account | |
Current APY | 4.05% | 4.16% |
Trend | Stable | Stable |
Velocity (bps/mo) | -0.0 | -5.7 |
Days Since Change | 28 | 21 |
1-Month High | 4.05% | 4.21% |
1-Month Low | 4.05% | 4.16% |
Adjustments / Mo | 0.00 | 1.03 |
Volatility Score | 0.000 | 0.005 |
How to read these metrics(Click to expand)
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