EverBank vs. Zynlo Bank
Compare rates, requirements, and features side-by-side to find the best option for you.
EverBank
Performance Savings
4.05%APYDec 6, 2025FDIC InsuredNo MinimumsShow Fine Print & Trends Hide Details
EverBank
Performance Savings
Zynlo Bank
Tomorrow Savings Account
4.05%APYDec 6, 2025FDIC InsuredLow MinimumsGreat iOS AppShow Fine Print & Trends Hide Details
Zynlo Bank
Tomorrow Savings Account
Market Reality Check
Both of these banks offer rates below the current top tier. The best rates we track are currently above 4.25% APY.
Comparison Analysis
Comparing EverBank vs. Zynlo Bank
Why EverBank?
- ✓Physical branch access (11 locations in Florida and California)
Why Zynlo Bank?
- ✓Higher rated iOS app (4.0 vs 2.3)
Shared Benefits
Executive Summary
Both EverBank and Zynlo Bank offer competitive savings products with an APY of 4.05%. EverBank's Performance Savings account requires no minimum deposit or balance and is online-only, making it easily accessible. Similarly, Zynlo Bank's Tomorrow Savings Account also has no maintenance fees and requires a minimum deposit of just $10, with a minimum balance of $0.01. Both accounts compound interest daily and are FDIC insured. Since both banks provide the same APY, their offerings are nearly identical in terms of yield.
Analysis generated based on current Banksparency database records
* AI-generated content provided for informational purposes only. Accuracy is not guaranteed; always verify details with the provider.
Top Market Contenders
See who beats both EverBank and Zynlo Bank.
| Feature | EverBank | Zynlo Bank |
|---|---|---|
| APY | 4.05% Verified: 12/6/2025 ↘︎ 0.25%90d Change | 4.05% Verified: 12/6/2025 ↘︎ 0.30%90d Change |
| Product Name | Performance Savings | Tomorrow Savings Account |
| Minimum Deposit | $0 | $10 |
| Min. Balance for APY | $0 | $0.01 |
| Monthly Fee | $0 | $0 |
| Branch Access | None | None |
| Account Type | Online Only | Online Only |
| Direct Deposit Req. | None | None |
| Checking Bundle | No | No |
| Mobile Apps | iOS2.3 Android1.4 | iOS4.0 Android3.5 |
| BBB Rating | A+ | A+ |
| Next Steps |
Savings Comparison
Both accounts earn exactly the same amount.
EverBank
Performance Savings
Savings Breakdown
- Interest Earned+$2,467.00(12.1%)
- Total Contributions$13,000
- Initial Deposit$5,000
Projected Balance
$20,467.00
Zynlo Bank
Tomorrow Savings Account
Savings Breakdown
- Interest Earned+$2,467.00(12.1%)
- Total Contributions$13,000
- Initial Deposit$5,000
Projected Balance
$20,467.00
The Banksparency Savings Calculator provides estimated savings growth based on user input and our latest data.
📈 Compare Savings Rates Over Time
Historical Performance
| Metric | EverBank | Zynlo Bank |
|---|---|---|
| Performance Savings | Tomorrow Savings Account | |
Current APY | 4.05% | 4.05% |
Trend | Stable | Stable |
Velocity (bps/mo) | -3.7 | -2.6 |
Days Since Change | 78 | 14 |
9-Month High | 4.30% | 4.35% |
9-Month Low | 4.05% | 4.05% |
Adjustments / Mo | 0.11 | 0.23 |
Volatility Score | 0.028 | 0.022 |
How to read these metrics(Click to expand)
Compare Similar High-Yield Accounts
Compare EverBank vs...
Comparing against Standard Savings
Compare Zynlo Bank vs...
Comparing against Standard Savings
Higher Rates (With Checking)
Looking for something different? Check out these top-rated alternatives.